OP Bancorp (OPBK) Stock: Buy, Sell, or Hold?
OPBK - OP Bancorp Common Stock
$15.02
0.39 (2.67%)
▲
5d:
+1.14%
30d:
+0.94%
90d:
-4.09%
BUY
HIGH Confidence
Analysis Updated: Oct 22, 2026 12:00 AM ET
Earnings: Oct 22, 2026
0d
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Interactive Price Chart (1 Month)
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Bottom Line:
✅ BUY SIGNAL: OPBK shows strong fundamentals and good volume confirmation. Solid entry point despite fair pricing.
✅ BUY SIGNAL: OPBK shows strong fundamentals and good volume confirmation. Solid entry point despite fair pricing.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$16.71
Based on 2.9% avg growth
INTRINSIC VALUE TODAY
$10.37
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 7.1x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: OPBK is currently trading at $15.02, which is considered fair relative to its 30-day fair value range of $14.85 to $15.36. The stock's valuation (Forward PE: 7.3) is in line with its historical norms (7.1). At these levels, the market is pricing in 1.2% annual earnings growth. This growth rate appears achievable given the company's track record, suggesting the valuation is rational.
Technical Outlook: Technically, OPBK is in a uptrend. The price is approaching resistance at $15.12. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: OPBK scores 75/100 on our bottoming-setup gauge — the chart has corrected and is stabilizing (RSI reset, momentum turning up), historically a favorable entry zone. Wall Street analysts see significant upside, with an average price target of $17.75 (+18.2%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Technical Outlook: Technically, OPBK is in a uptrend. The price is approaching resistance at $15.12. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: OPBK scores 75/100 on our bottoming-setup gauge — the chart has corrected and is stabilizing (RSI reset, momentum turning up), historically a favorable entry zone. Wall Street analysts see significant upside, with an average price target of $17.75 (+18.2%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Quick Decision Summary
Current Position
FAIR
Historical Trading Range
$14.85 -
$15.36
Company Quality Score
61/100
(BUY)
Volume Confirmation
HIGH
Confidence Score
81.9%
All Signals
- NEUTRAL: Price in fair range
- BULLISH: Strong technical setup (75/100)
- BULLISH: High volume confirmation
- BULLISH: Trading below Wall St target ($17.75)
- NEUTRAL: Market pricing in 1.2% annual earnings growth - fairly valued
- BULLISH: Bottoming setup score 75/100 — corrected, stabilizing, and turning up
Trading Range Analysis
30-Day Trading Range
$14.85 -
$15.36
Current vs Trading Range
FAIR
Support & Resistance Levels
Support Level
$14.54
Resistance Level
$15.13
Current Trend
Uptrend
Technical data as of
Oct 22, 2026
Fundamental Context
Forward P/E (Next Year Est.)
7.34
Wall Street Target
$17.75
(+18.2%)
Revenue Growth (YoY)
15.1%
Earnings Growth (YoY)
26.2%
Profit Margin
29.8%
Valuation Premium vs History
+1.2% premium
PE vs Historical
7.3 vs 7.1
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+1.2%
(market-implied from PE analysis)
1-Year Target
$15.20
(+1%)
2-Year Target
$15.38
(+2%)
3-Year Target
$15.57
(+4%)
3-Yr Target (if PE normalizes)
(PE: 7→7)
PE COMPRESSION
$15.05
(+0%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 19.9, Growth: 1.7%)
$42.77
(+185%)
Base:
(SPY PE: 7.3, Growth: 1.7%)
$15.82
(+5%)
Bear:
(PE: 6.2, Growth: 1.7%)
$13.45
(-11%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (8x PE), but valuation improves significantly next year (7x PE) as earnings recover.
Trailing PE: 7.54 | Current EPS (TTM): $1.94
Bull Case
$16.96
(+13%)
Analyst growth 5.4%, PE expands to 8.3
Base Case
$15.42
(+3%)
Market implied 5.4%, PE stable at 7.5
Bear Case
$9.95
(-34%)
Severe decline -20.0%, PE contracts to 6.4
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
Share & Embed Analysis
Last updated: October 23, 2026 6:23 AM ET
Data refreshes hourly during market hours. Next update: 7:23 AM
Data refreshes hourly during market hours. Next update: 7:23 AM
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Technical Signals Check
Is OPBK showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
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