OPBK Stock Analysis: Buy, Sell, or Hold?
OPBK - OP Bancorp Common Stock
$15.30
-0.12 (-0.78%)
▼
5d:
-2.11%
30d:
+3.45%
90d:
+7.9%
HOLD
MODERATE Confidence
Analysis Updated: Aug 21, 2026 12:00 AM ET
Earnings: Oct 22, 2026
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Interactive Price Chart (1 Month)
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Bottom Line:
📊 HOLD: OPBK is fairly valued with market pricing in 2.0% annual growth. Fine to hold or accumulate slowly on dips.
📊 HOLD: OPBK is fairly valued with market pricing in 2.0% annual growth. Fine to hold or accumulate slowly on dips.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$17.00
Based on 3.4% avg growth
INTRINSIC VALUE TODAY
$10.56
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 7.0x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: OPBK is currently trading at $15.30, which is considered fair relative to its 30-day fair value range of $15.11 to $15.83. The stock's valuation (Forward PE: 7.4) is in line with its historical norms (7.0). At these levels, the market is pricing in 2.0% annual earnings growth. This growth rate appears achievable given the company's track record, suggesting the valuation is rational.
Technical Outlook: Technically, OPBK is in a strong uptrend. The price is currently testing key support at $15.12. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: The stock scores a mixed 41/100 on our bottoming-setup gauge, with only partial signs of a stabilized entry point. Wall Street analysts see significant upside, with an average price target of $17.75 (+16.0%). The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Technical Outlook: Technically, OPBK is in a strong uptrend. The price is currently testing key support at $15.12. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: The stock scores a mixed 41/100 on our bottoming-setup gauge, with only partial signs of a stabilized entry point. Wall Street analysts see significant upside, with an average price target of $17.75 (+16.0%). The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Quick Decision Summary
Current Position
FAIR
Historical Trading Range
$15.11 -
$15.83
Company Quality Score
56/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
71.0%
All Signals
- NEUTRAL: Price in fair range
- NEUTRAL: Mixed technical signals (41/100)
- BULLISH: High volume confirmation
- BULLISH: Trading below Wall St target ($17.75)
- NEUTRAL: Market pricing in 2.0% annual earnings growth - fairly valued
- NEUTRAL: Bottoming setup forming (41/100) — watch for confirmation
Trading Range Analysis
30-Day Trading Range
$15.11 -
$15.83
Current vs Trading Range
FAIR
Support & Resistance Levels
Support Level
$15.12
Resistance Level
$15.88
Current Trend
Strong Uptrend
Technical data as of
Aug 21, 2026
Fundamental Context
Forward P/E (Next Year Est.)
7.43
Wall Street Target
$17.75
(+16.0%)
Revenue Growth (YoY)
15.1%
Earnings Growth (YoY)
26.2%
Profit Margin
29.8%
Valuation Premium vs History
+2.0% premium
PE vs Historical
7.4 vs 7.0
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+2.0%
(market-implied from PE analysis)
1-Year Target
$15.61
(+2%)
2-Year Target
$15.92
(+4%)
3-Year Target
$16.24
(+6%)
3-Yr Target (if PE normalizes)
(PE: 7→7)
PE COMPRESSION
$15.30
(0%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 20.1, Growth: 2.7%)
$44.84
(+193%)
Base:
(SPY PE: 7.4, Growth: 2.7%)
$16.59
(+9%)
Bear:
(PE: 6.3, Growth: 2.7%)
$14.10
(-8%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (8x PE), but valuation improves significantly next year (7x PE) as earnings recover.
Trailing PE: 7.91 | Current EPS (TTM): $1.95
Bull Case
$17.92
(+17%)
Analyst growth 5.6%, PE expands to 8.7
Base Case
$16.29
(+7%)
Market implied 5.6%, PE stable at 7.9
Bear Case
$10.49
(-32%)
Severe decline -20.0%, PE contracts to 6.7
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
Share & Embed Analysis
Last updated: August 23, 2026 7:39 PM ET
Data refreshes hourly during market hours. Next update: 8:39 PM
Data refreshes hourly during market hours. Next update: 8:39 PM
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Technical Signals Check
Is OPBK showing a specific setup today?
Insider Activity (6 Months)
0
Buys
1
Sells
Net
INSIDERS SELLING
Recent Transactions
Jaehyun Park
SELL
958 shares
2026-03-12
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