OPBK Stock Analysis: Buy, Sell, or Hold?
OPBK - OP Bancorp Common Stock
$15.88
0.28 (1.79%)
▲
5d:
+2.12%
30d:
+4.89%
90d:
+8.25%
BUY
MODERATE Confidence
Analysis Updated: Jul 31, 2026 12:00 AM ET
Earnings: Oct 22, 2026
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Interactive Price Chart (1 Month)
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Bottom Line:
💡 BUY OPPORTUNITY: OPBK shows positive signals but monitor for confirmation. Market pricing in 2.7% annual growth which appears achievable. Moderate conviction.
💡 BUY OPPORTUNITY: OPBK shows positive signals but monitor for confirmation. Market pricing in 2.7% annual growth which appears achievable. Moderate conviction.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$17.00
Based on 3.4% avg growth
INTRINSIC VALUE TODAY
$10.56
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 7.0x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: OPBK is currently trading at $15.88, which is considered extended relative to its 30-day fair value range of $14.74 to $15.58. The stock's valuation (Forward PE: 7.6) is in line with its historical norms (7.0). At these levels, the market is pricing in 2.7% annual earnings growth. This growth rate appears achievable given the company's track record, suggesting the valuation is rational.
Technical Outlook: Technically, OPBK is in a strong uptrend. Immediate support is located at $14.45, while resistance sits at $16.83.
Market Sentiment: OPBK has a strong technical setup (75/100), with favorable trendlines, momentum, and price action for short-term traders. Wall Street analysts see significant upside, with an average price target of $17.75 (+13.8%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Technical Outlook: Technically, OPBK is in a strong uptrend. Immediate support is located at $14.45, while resistance sits at $16.83.
Market Sentiment: OPBK has a strong technical setup (75/100), with favorable trendlines, momentum, and price action for short-term traders. Wall Street analysts see significant upside, with an average price target of $17.75 (+13.8%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Quick Decision Summary
Current Position
EXTENDED
Historical Trading Range
$14.74 -
$15.58
Company Quality Score
57/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
60.5%
All Signals
- BEARISH: Price extended above range
- BULLISH: Strong technical setup (75/100)
- BULLISH: High volume confirmation
- BULLISH: Trading below Wall St target ($17.75)
- NEUTRAL: Market pricing in 2.7% annual earnings growth - fairly valued
Trading Range Analysis
30-Day Trading Range
$14.74 -
$15.58
Current vs Trading Range
EXTENDED
Support & Resistance Levels
Support Level
$14.45
Resistance Level
$16.83
Current Trend
Strong Uptrend
Technical data as of
Aug 3, 2026
Fundamental Context
Forward P/E (Next Year Est.)
7.57
Wall Street Target
$17.75
(+13.8%)
Revenue Growth (YoY)
15.1%
Earnings Growth (YoY)
26.2%
Profit Margin
29.8%
Valuation Premium vs History
+2.7% premium
PE vs Historical
7.6 vs 7.0
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+2.7%
(market-implied from PE analysis)
1-Year Target
$16.02
(+3%)
2-Year Target
$16.45
(+6%)
3-Year Target
$16.90
(+8%)
3-Yr Target (if PE normalizes)
(PE: 8→7)
PE COMPRESSION
$15.62
(+0%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 20.7, Growth: 2.7%)
$46.32
(+197%)
Base:
(SPY PE: 7.6, Growth: 2.7%)
$16.92
(+9%)
Bear:
(PE: 6.4, Growth: 2.7%)
$14.38
(-8%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (8x PE), but valuation improves significantly next year (8x PE) as earnings recover.
Trailing PE: 8.08 | Current EPS (TTM): $1.95
Bull Case
$18.31
(+17%)
Analyst growth 5.6%, PE expands to 8.9
Base Case
$16.65
(+7%)
Market implied 5.6%, PE stable at 8.1
Bear Case
$10.72
(-31%)
Severe decline -20.0%, PE contracts to 6.9
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
Share & Embed Analysis
Last updated: August 03, 2026 5:20 PM ET
Data refreshes hourly during market hours. Next update: 6:20 PM
Data refreshes hourly during market hours. Next update: 6:20 PM
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Technical Signals Check
Is OPBK showing a specific setup today?
Insider Activity (6 Months)
0
Buys
1
Sells
Net
INSIDERS SELLING
Recent Transactions
Jaehyun Park
SELL
958 shares
2026-03-12
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