OP Bancorp (OPBK) Stock: Buy, Sell, or Hold?
$15.03
+0.16 (+1.08%)
▲
5d:
-2.4%
30d:
+0.0%
90d:
-4.51%
QUANTITATIVE VERDICT
BUY
MODERATE Confidence (82%)
Quality Score
56/100
Position
FAIR
30-Day Fair Range
$14.77 – $15.21
Position: FAIR
Forward P/E & Valuation
7.3x
FAIR
vs 7.1x historical avg
Wall Street Target
$17.75
+18.1% upside
Options IV & Volume
HIGH Vol
HIGH volume confirmation
Support / Resistance
$14.69 / $15.77
Trend: Sideways
Executive Thesis & Bottom Line
Forward Earnings Fair Value & Price Prediction →
💡 BUY OPPORTUNITY: OPBK shows positive signals but monitor for confirmation. Market pricing in 0.9% annual growth which appears achievable. Moderate conviction.
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Interactive Price Chart (1 Month)
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Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$16.79
Based on 2.8% avg growth
INTRINSIC VALUE TODAY
$10.42
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 7.1x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: OPBK is currently trading at $15.03, which is considered fair relative to its 30-day fair value range of $14.77 to $15.21. The stock's valuation (Forward PE: 7.3) is in line with its historical norms (7.1). At these levels, the market is pricing in 0.9% annual earnings growth. This growth rate appears achievable given the company's track record, suggesting the valuation is rational.
Technical Outlook: Technically, OPBK is showing sideways momentum. The price is currently testing key support at $14.69. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: OPBK scores 61/100 on our bottoming-setup gauge — the chart has corrected and is stabilizing (RSI reset, momentum turning up), historically a favorable entry zone. Wall Street analysts see significant upside, with an average price target of $17.75 (+18.1%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Technical Outlook: Technically, OPBK is showing sideways momentum. The price is currently testing key support at $14.69. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: OPBK scores 61/100 on our bottoming-setup gauge — the chart has corrected and is stabilizing (RSI reset, momentum turning up), historically a favorable entry zone. Wall Street analysts see significant upside, with an average price target of $17.75 (+18.1%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Quick Decision Summary
Current Position
FAIR
Historical Trading Range
$14.77 -
$15.21
Company Quality Score
56/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
81.9%
Trading Range & Key Levels
30-Day Trading Range
$14.77 -
$15.21
Current vs Trading Range
FAIR
Support Level
$14.69
Resistance Level
$15.77
Current Trend
Sideways
Technical data as of
Nov 11, 2026
Quantitative Signal Breakdown
- NEUTRAL: Price in fair range
- BULLISH: Strong technical setup (61/100)
- BULLISH: High volume confirmation
- BULLISH: Trading below Wall St target ($17.75)
- NEUTRAL: Market pricing in 0.9% annual earnings growth - fairly valued
- BULLISH: Bottoming setup score 61/100 — corrected, stabilizing, and turning up
Fundamental Context
Forward P/E (Next Year Est.)
7.28
Wall Street Target
$17.75
(+18.1%)
Revenue Growth (YoY)
11.2%
Earnings Growth (YoY)
15.5%
Profit Margin
30.1%
Valuation Premium vs History
+0.9% premium
PE vs Historical
7.3 vs 7.1
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+0.9%
(market-implied from PE analysis)
1-Year Target
$15.17
(+1%)
2-Year Target
$15.30
(+2%)
3-Year Target
$15.44
(+3%)
3-Yr Target (if PE normalizes)
(PE: 7→7)
PE COMPRESSION
$15.06
(+0%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 19.9, Growth: 1.5%)
$42.85
(+185%)
Base:
(SPY PE: 7.3, Growth: 1.5%)
$15.70
(+5%)
Bear:
(PE: 6.2, Growth: 1.5%)
$13.35
(-11%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (7x PE), but valuation improves significantly next year (7x PE) as earnings recover.
Trailing PE: 7.40 | Current EPS (TTM): $2.01
Bull Case
$16.80
(+12%)
Analyst growth 2.7%, PE expands to 8.1
Base Case
$15.28
(+2%)
Market implied 2.7%, PE stable at 7.4
Bear Case
$10.11
(-33%)
Severe decline -20.0%, PE contracts to 6.3
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
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Last updated: November 12, 2026 8:14 AM ET
Data refreshes hourly during market hours. Next update: 9:14 AM
Data refreshes hourly during market hours. Next update: 9:14 AM
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Technical Signals Check
Is OPBK showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
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