Orrstown Financial Services (ORRF) Stock: Buy, Sell, or Hold?
ORRF - Orrstown Financial Services Inc
$42.67
0.56 (1.34%)
▲
5d:
+3.88%
30d:
+2.66%
90d:
+1.68%
WAIT
LOW Confidence
Analysis Updated: Oct 21, 2026 12:00 AM ET
Earnings: Oct 20, 2026
0d
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Interactive Price Chart (1 Month)
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Bottom Line:
📊 MIXED SIGNALS: ORRF shows conflicting indicators. Wait for confirmation before entering.
📊 MIXED SIGNALS: ORRF shows conflicting indicators. Wait for confirmation before entering.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$45.28
Based on 2.9% avg growth
INTRINSIC VALUE TODAY
$28.12
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 8.9x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: ORRF is currently trading at $42.66, which is considered extended relative to its 30-day fair value range of $41.02 to $42.08. The stock's valuation (Forward PE: 9.6) is in line with its historical norms (8.9). At these levels, the market is pricing in 2.6% annual earnings growth. This growth rate appears achievable given the company's track record, suggesting the valuation is rational.
Technical Outlook: Technically, ORRF is in a uptrend. The price is approaching resistance at $42.50. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: ORRF scores 60/100 on our bottoming-setup gauge — the chart has corrected and is stabilizing (RSI reset, momentum turning up), historically a favorable entry zone. Current signals suggest waiting for a better entry point before initiating new positions.
Technical Outlook: Technically, ORRF is in a uptrend. The price is approaching resistance at $42.50. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: ORRF scores 60/100 on our bottoming-setup gauge — the chart has corrected and is stabilizing (RSI reset, momentum turning up), historically a favorable entry zone. Current signals suggest waiting for a better entry point before initiating new positions.
Quick Decision Summary
Current Position
EXTENDED
Historical Trading Range
$41.02 -
$42.08
Company Quality Score
52/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
58.1%
All Signals
- BEARISH: Price extended above range
- BULLISH: Strong technical setup (60/100)
- BULLISH: High volume confirmation
- NEUTRAL: Near Wall St target ($45.75)
- NEUTRAL: Market pricing in 2.6% annual earnings growth - fairly valued
- WARNING: Composite score 52/100 in the bottom quintile — this cohort historically lags the market
Trading Range Analysis
30-Day Trading Range
$41.02 -
$42.08
Current vs Trading Range
EXTENDED
Support & Resistance Levels
Support Level
$39.40
Resistance Level
$42.50
Current Trend
Uptrend
Technical data as of
Oct 20, 2026
Fundamental Context
Forward P/E (Next Year Est.)
9.57
Wall Street Target
$45.75
(+8.7%)
Earnings Growth (YoY)
7.9%
Profit Margin
33.8%
Valuation Premium vs History
+2.6% premium
PE vs Historical
9.6 vs 8.9
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+2.6%
(market-implied from PE analysis)
1-Year Target
$43.19
(+3%)
2-Year Target
$44.32
(+5%)
3-Year Target
$45.47
(+8%)
3-Yr Target (if PE normalizes)
(PE: 10→9)
PE COMPRESSION
$42.29
(+1%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 19.9, Growth: 1.9%)
$92.49
(+120%)
Base:
(SPY PE: 9.6, Growth: 1.9%)
$44.56
(+6%)
Bear:
(PE: 8.1, Growth: 1.9%)
$37.88
(-10%)
📈
Valuation based on Current Earnings
Trailing PE: 9.28 | Current EPS (TTM): $4.45
Bull Case
$44.93
(+7%)
Analyst growth -1.1%, PE expands to 10.2
Base Case
$40.85
(-3%)
Market implied -1.1%, PE stable at 9.3
Bear Case
$28.09
(-33%)
Severe decline -20.0%, PE contracts to 7.9
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
Share & Embed Analysis
Last updated: October 21, 2026 12:54 PM ET
Data refreshes hourly during market hours. Next update: 1:54 PM
Data refreshes hourly during market hours. Next update: 1:54 PM
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Technical Signals Check
Is ORRF showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
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