Old Second Bancorp (OSBC) Stock: Buy, Sell, or Hold?
$25.10
+0.02 (+0.08%)
▲
5d:
-0.36%
30d:
+1.21%
90d:
-2.75%
QUANTITATIVE VERDICT
BUY
HIGH Confidence (61%)
Quality Score
54/100
Position
EXTENDED
30-Day Fair Range
$24.54 – $25.03
Position: EXTENDED
Forward P/E & Valuation
10.6x
FAIR
vs 9.6x historical avg
Wall Street Target
$28.33
+12.9% upside
Options IV & Volume
HIGH Vol
HIGH volume confirmation
Support / Resistance
$24.16 / $25.94
Trend: Uptrend
Executive Thesis & Bottom Line
Forward Earnings Fair Value & Price Prediction →
✅ BUY SIGNAL: OSBC shows strong fundamentals and good volume confirmation. Solid entry point despite extended pricing.
Get Alerted When OSBC Hits Your Target Price
Join 10,000+ traders who never miss a move
You're in! Check your email to confirm and set your target price.
100% Free
No spam, ever
Unsubscribe anytime
Interactive Price Chart (1 Month)
Loading chart...
Loading historical data...
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$31.23
Based on 6.6% avg growth
INTRINSIC VALUE TODAY
$19.39
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 9.6x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: OSBC is currently trading at $25.10, which is considered extended relative to its 30-day fair value range of $24.54 to $25.03. From a valuation perspective, the stock is trading at a premium (Forward PE: 10.6) compared to its historical average (9.6). At these levels, the market is pricing in 3.4% annual earnings growth. This growth rate appears achievable given the company's track record, suggesting the valuation is rational.
Technical Outlook: Technically, OSBC is in a uptrend. Immediate support is located at $24.16, while resistance sits at $25.94.
Market Sentiment: OSBC scores 70/100 on our bottoming-setup gauge — the chart has corrected and is stabilizing (RSI reset, momentum turning up), historically a favorable entry zone. Wall Street analysts see significant upside, with an average price target of $28.33 (+12.9%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Technical Outlook: Technically, OSBC is in a uptrend. Immediate support is located at $24.16, while resistance sits at $25.94.
Market Sentiment: OSBC scores 70/100 on our bottoming-setup gauge — the chart has corrected and is stabilizing (RSI reset, momentum turning up), historically a favorable entry zone. Wall Street analysts see significant upside, with an average price target of $28.33 (+12.9%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Quick Decision Summary
Current Position
EXTENDED
Historical Trading Range
$24.54 -
$25.03
Company Quality Score
54/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
60.5%
Trading Range & Key Levels
30-Day Trading Range
$24.54 -
$25.03
Current vs Trading Range
EXTENDED
Support Level
$24.16
Resistance Level
$25.94
Current Trend
Uptrend
Technical data as of
Nov 11, 2026
Quantitative Signal Breakdown
- BEARISH: Price extended above range
- BULLISH: Strong technical setup (70/100)
- BULLISH: High volume confirmation
- BULLISH: Trading below Wall St target ($28.33)
- NEUTRAL: Market pricing in 3.4% annual earnings growth - fairly valued
- BULLISH: Bottoming setup score 70/100 — corrected, stabilizing, and turning up
Fundamental Context
Forward P/E (Next Year Est.)
10.61
Wall Street Target
$28.33
(+12.9%)
Revenue Growth (YoY)
19.2%
Earnings Growth (YoY)
211.1%
Profit Margin
31.4%
Valuation Premium vs History
+3.4% premium
PE vs Historical
10.6 vs 9.6
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+3.4%
(market-implied from PE analysis)
1-Year Target
$25.95
(+3%)
2-Year Target
$26.84
(+7%)
3-Year Target
$27.75
(+11%)
3-Yr Target (if PE normalizes)
(PE: 11→10)
PE COMPRESSION
$25.10
(0%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 19.9, Growth: 9.2%)
$61.08
(+143%)
Base:
(SPY PE: 10.6, Growth: 9.2%)
$32.64
(+30%)
Bear:
(PE: 9.0, Growth: 9.2%)
$27.75
(+11%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (12x PE), but valuation improves significantly next year (11x PE) as earnings recover.
Trailing PE: 11.72 | Current EPS (TTM): $2.14
Bull Case
$30.49
(+22%)
Analyst growth 10.5%, PE expands to 12.9
Base Case
$27.72
(+10%)
Market implied 10.5%, PE stable at 11.7
Bear Case
$17.05
(-32%)
Severe decline -20.0%, PE contracts to 10.0
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
Share OSBC Analysis
Share this live OSBC analysis (with rich preview card) to Reddit, StockTwits, X, or embed the chart on your blog.
bloggers & journalists: you are free to use our charts with attribution.Reddit & Retail Trader Sentiment (OSBC)
Bullish
1 Retail Mentions
StockTwits Volume
1 msgs
24h retail stream
Last Tracked
Mar 15, 2026
Daily AI digest
AI Retail Discussion Summary:
A bullish trader on StockTwits is closely watching $OSBC as it coils at the all-time high, expecting a breakout towards $21.57.
Key Retail Themes:
Bullish price prediction
Technical analysis
Aggregated from r/wallstreetbets, r/stocks & StockTwits streams.
View All Trending Reddit & WSB Stocks →
Last updated: November 12, 2026 8:04 AM ET
Data refreshes hourly during market hours. Next update: 9:04 AM
Data refreshes hourly during market hours. Next update: 9:04 AM
🔥 Top Stocks Breaking Out Now
| Ticker | Score | Recommendation | Change % |
|---|
Technical Signals Check
Is OSBC showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
Top Rated Banks - Regional Stocks
Top-rated stocks in Banks - Regional by analyst ratings.
| Stock | Analyst Consensus | Analyst Target | Tradestie Score |
|---|---|---|---|
|
NU
Nu Holdings Ltd |
STRONG BUY
23 analysts |
$19 | 71 BUY |
|
FITB
Fifth Third Bancorp |
STRONG BUY
22 analysts |
$62 | 54 HOLD |
|
KEY
KeyCorp |
BUY
20 analysts |
$25 | 54 HOLD |
|
EWBC
East West Bancorp Inc |
STRONG BUY
16 analysts |
$152 | 44 HOLD |
|
UMBF
UMB Financial Corporation |
STRONG BUY
16 analysts |
$161 | 44 HOLD |
Explore More Analysis & Live Quant Tools
Part A: Deep-Dive OSBC Research Pages
