Oscar Health (OSCR) Stock: Buy, Sell, or Hold?

OSCR - Oscar Health, Inc.

HOSPITAL & MEDICAL SERVICE PLANS
$32.77
0.19 (0.58%) ▲
5d: +1.64%
30d: +10.67%
90d: +13.35%
WAIT
LOW Confidence
Protect Your OSCR Gains
Analysis Updated: Sep 11, 2026 12:00 AM ET
Earnings: Nov 05, 2026
Smart Money Distribution

Options positioning is turning defensive after a sharp run-up - a pattern consistent with institutional profit-taking. View Scanner →

Signal fired Sep 4, 2026 at $32.25 · last confirmed Sep 11, 2026

Strength: 8.2/10

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Interactive Price Chart (1 Month)

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💡
Bottom Line:
📊 MIXED SIGNALS: OSCR shows conflicting indicators. Wait for confirmation before entering.
See Forward Earnings Fair Value & Price Prediction →

Long-Term Wealth Forecast (2031)

Based on Analyst Consensus Growth & Historical Valuation

0% (Stagnation) 50% (Hyper Growth)
EST. PRICE IN 2031
$36.82
Based on 5.8% avg growth
INTRINSIC VALUE TODAY
$22.86
Trading above historical range

How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 14.8x Exit PE.

In-depth Analysis How we analyze

Valuation Analysis: OSCR is currently trading at $32.77, which is considered extended relative to its 30-day fair value range of $29.15 to $32.39. From a valuation perspective, the stock is trading at a premium (Forward PE: 17.4) compared to its historical average (14.8). At these levels, the market is pricing in 5.5% annual earnings growth. This growth rate appears achievable given the company's track record, suggesting the valuation is rational.

Technical Outlook: Technically, OSCR is in a strong uptrend. Immediate support is located at $29.09, while resistance sits at $34.23.

Market Sentiment: OSCR scores 34/100 on our bottoming-setup gauge. Note this measures entry quality, not trend direction — a low score can mean the chart is extended after a strong run (don't chase) or still falling without stabilization; better entries typically come after a pullback toward the 20-day average. Current signals suggest waiting for a better entry point before initiating new positions.

Quick Decision Summary

Current Position EXTENDED
Historical Trading Range $29.15 - $32.39
Company Quality Score 48/100 (HOLD)
Volume Confirmation HIGH
Confidence Score 21.4%

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All Signals

  • BEARISH: Price extended above range
  • BEARISH: Weak technical setup (34/100)
  • BULLISH: High volume confirmation
  • BEARISH: Trading above Wall St target ($30.40)
  • NEUTRAL: PE elevated vs history but 5.5% growth expectation is conservative given 126% recent growth
  • WARNING: Composite score 48/100 in the bottom quintile — this cohort historically lags the market

Trading Range Analysis

30-Day Trading Range $29.15 - $32.39
Current vs Trading Range EXTENDED

Support & Resistance Levels

Support Level $29.09
Resistance Level $34.23
Current Trend Strong Uptrend
Technical data as of Sep 11, 2026

Fundamental Context

Forward P/E (Next Year Est.) 17.41
Wall Street Target $30.40 (-7.2%)
Revenue Growth (YoY) 70.4%
Earnings Growth (YoY) 125.6%
Profit Margin 3.6%
Valuation Premium vs History +5.5% premium
PE vs Historical 17.4 vs 14.8 STRETCHED
Market-Implied Price Targets If current PE multiple persists
Implied Growth (YoY): +5.5% (market-implied from PE analysis)
1-Year Target $34.57 (+6%)
2-Year Target $36.47 (+11%)
3-Year Target $38.48 (+17%)
3-Yr Target (if PE normalizes) (PE: 17→15) PE COMPRESSION $32.71 (0%)
Earnings growth offset by PE compression
3-Year Scenarios Using analyst projected EPS growth
Bull: (PE: 20.2, Growth: 7.5%) $47.16 (+44%)
Base: (SPY PE: 17.4, Growth: 7.5%) $40.71 (+24%)
Bear: (PE: 14.8, Growth: 7.5%) $34.60 (+6%)
📈 Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (25x PE), but valuation improves significantly next year (17x PE) as earnings recover.
Trailing PE: 24.50 | Current EPS (TTM): $1.33
Bull Case $50.71 (+55%)
Analyst growth 41.5%, PE expands to 27.0
Base Case $46.10 (+41%)
Market implied 41.5%, PE stable at 24.5
Bear Case $22.15 (-32%)
Severe decline -20.0%, PE contracts to 20.8
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
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Last updated: September 14, 2026 1:41 AM ET
Data refreshes hourly during market hours. Next update: 2:41 AM
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Ticker Score Recommendation Change %
Insider Activity (6 Months)
1
Buys
0
Sells
+
Net
INSIDERS BUYING
Recent Transactions
Mark T Bertolini BUY 1000000 shares 2026-04-06

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Advanced OSCR Option Strategies

Professional options setups generated by AI based on today's OSCR price and gamma walls.

Iron Condor Bull Call Bear Put Collar

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