Peoples Financial Services (PFIS) Stock: Buy, Sell, or Hold?
PFIS - Peoples Financial Services Corp.
$71.98
0.28 (0.39%)
▲
5d:
+1.51%
30d:
+0.98%
90d:
+14.65%
HOLD
MODERATE Confidence
Analysis Updated: Sep 11, 2026 12:00 AM ET
Earnings: Oct 29, 2026
Get Alerted When PFIS Hits Your Target Price
Join 10,000+ traders who never miss a move
You're in! Check your email to confirm and set your target price.
100% Free
No spam, ever
Unsubscribe anytime
Interactive Price Chart (1 Month)
Loading chart...
Loading historical data...
Bottom Line:
📊 HOLD: PFIS trades at premium valuation expecting 5.6% growth. Hold existing positions but don't chase. Wait for better entry.
📊 HOLD: PFIS trades at premium valuation expecting 5.6% growth. Hold existing positions but don't chase. Wait for better entry.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$98.13
Based on 10.0% avg growth
INTRINSIC VALUE TODAY
$60.93
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 8.3x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: PFIS is currently trading at $71.98, which is considered extended relative to its 30-day fair value range of $69.70 to $71.59. From a valuation perspective, the stock is trading at a premium (Forward PE: 9.8) compared to its historical average (8.3). At these levels, the market is pricing in 5.6% annual earnings growth.
Technical Outlook: Technically, PFIS is in a strong uptrend. The price is approaching resistance at $73.34. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: The stock scores a mixed 48/100 on our bottoming-setup gauge, with only partial signs of a stabilized entry point. The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Technical Outlook: Technically, PFIS is in a strong uptrend. The price is approaching resistance at $73.34. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: The stock scores a mixed 48/100 on our bottoming-setup gauge, with only partial signs of a stabilized entry point. The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Quick Decision Summary
Current Position
EXTENDED
Historical Trading Range
$69.70 -
$71.59
Company Quality Score
57/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
49.5%
All Signals
- BEARISH: Price extended above range
- NEUTRAL: Mixed technical signals (48/100)
- BULLISH: High volume confirmation
- NEUTRAL: Near Wall St target ($73.50)
- BULLISH: Expecting earnings turnaround to 5.6% growth with 0.7% revenue growth
- NEUTRAL: Bottoming setup forming (48/100) — watch for confirmation
Trading Range Analysis
30-Day Trading Range
$69.70 -
$71.59
Current vs Trading Range
EXTENDED
Support & Resistance Levels
Support Level
$68.29
Resistance Level
$73.34
Current Trend
Strong Uptrend
Technical data as of
Sep 11, 2026
Fundamental Context
Forward P/E (Next Year Est.)
9.75
Wall Street Target
$73.50
(+2.1%)
Revenue Growth (YoY)
0.7%
Earnings Growth (YoY)
-12.0%
Profit Margin
29.8%
Valuation Premium vs History
+5.6% premium
PE vs Historical
9.8 vs 8.3
STRETCHED
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+5.6%
(market-implied from PE analysis)
1-Year Target
$76.01
(+6%)
2-Year Target
$80.27
(+12%)
3-Year Target
$84.76
(+18%)
3-Yr Target (if PE normalizes)
(PE: 10→8)
PE COMPRESSION
$72.18
(+0%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 20.2, Growth: 15.9%)
$232.11
(+223%)
Base:
(SPY PE: 9.7, Growth: 15.9%)
$112.16
(+56%)
Bear:
(PE: 8.3, Growth: 15.9%)
$95.34
(+33%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (13x PE), but valuation improves significantly next year (10x PE) as earnings recover.
Trailing PE: 12.56 | Current EPS (TTM): $5.71
Bull Case
$102.01
(+42%)
Analyst growth 29.3%, PE expands to 13.8
Base Case
$92.73
(+29%)
Market implied 29.3%, PE stable at 12.6
Bear Case
$48.76
(-32%)
Severe decline -20.0%, PE contracts to 10.7
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
Share & Embed Analysis
Last updated: September 12, 2026 2:29 AM ET
Data refreshes hourly during market hours. Next update: 3:29 AM
Data refreshes hourly during market hours. Next update: 3:29 AM
🔥 Top Stocks Breaking Out Now
| Ticker | Score | Recommendation | Change % |
|---|
Technical Signals Check
Is PFIS showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
Top Rated Banks - Regional Stocks
Top-rated stocks in Banks - Regional by analyst ratings.
| Stock | Analyst Consensus | Analyst Target | Tradestie Score |
|---|---|---|---|
|
CFG
Citizens Financial Group… |
STRONG BUY
17 analysts |
$81 | 65 BUY |
|
USB
U.S. Bancorp |
BUY
24 analysts |
$70 | 61 BUY |
|
HBAN
Huntington Bancshares In… |
STRONG BUY
21 analysts |
$20 | 62 BUY |
|
RF
Regions Financial Corpor… |
HOLD
21 analysts |
$33 | 67 BUY |
|
FHN
First Horizon Corporation |
BUY
16 analysts |
$28 | 66 BUY |
