Plumas Bancorp (PLBC) Stock: Buy, Sell, or Hold?
PLBC - Plumas Bancorp
$63.91
0.86 (1.36%)
▲
5d:
+3.0%
30d:
+4.8%
90d:
+4.21%
HOLD
MODERATE Confidence
Analysis Updated: Oct 22, 2026 12:00 AM ET
Earnings: Oct 21, 2026
0d
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Interactive Price Chart (1 Month)
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Bottom Line:
📊 HOLD: PLBC is fairly valued with market pricing in 4.3% annual growth. Fine to hold or accumulate slowly on dips.
📊 HOLD: PLBC is fairly valued with market pricing in 4.3% annual growth. Fine to hold or accumulate slowly on dips.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$64.41
Based on 3.1% avg growth
INTRINSIC VALUE TODAY
$39.99
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 9.4x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: PLBC is currently trading at $63.91, which is considered extended relative to its 30-day fair value range of $61.40 to $62.67. From a valuation perspective, the stock is trading at a premium (Forward PE: 10.7) compared to its historical average (9.4). At these levels, the market is pricing in 4.3% annual earnings growth. This growth rate appears achievable given the company's track record, suggesting the valuation is rational.
Technical Outlook: Technically, PLBC is in a strong uptrend. The price is approaching resistance at $64.30. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: The stock scores a mixed 54/100 on our bottoming-setup gauge, with only partial signs of a stabilized entry point. The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Technical Outlook: Technically, PLBC is in a strong uptrend. The price is approaching resistance at $64.30. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: The stock scores a mixed 54/100 on our bottoming-setup gauge, with only partial signs of a stabilized entry point. The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Quick Decision Summary
Current Position
EXTENDED
Historical Trading Range
$61.40 -
$62.67
Company Quality Score
53/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
47.1%
All Signals
- BEARISH: Price extended above range
- NEUTRAL: Mixed technical signals (54/100)
- BULLISH: High volume confirmation
- NEUTRAL: Near Wall St target ($68.00)
- NEUTRAL: Market pricing in 4.3% annual earnings growth - fairly valued
- NEUTRAL: Bottoming setup forming (54/100) — watch for confirmation
Trading Range Analysis
30-Day Trading Range
$61.40 -
$62.67
Current vs Trading Range
EXTENDED
Support & Resistance Levels
Support Level
$60.67
Resistance Level
$64.30
Current Trend
Strong Uptrend
Technical data as of
Oct 22, 2026
Fundamental Context
Forward P/E (Next Year Est.)
10.69
Wall Street Target
$68.00
(+7.9%)
Revenue Growth (YoY)
43.1%
Earnings Growth (YoY)
34.3%
Profit Margin
33.5%
Valuation Premium vs History
+4.3% premium
PE vs Historical
10.7 vs 9.4
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+4.3%
(market-implied from PE analysis)
1-Year Target
$65.76
(+4%)
2-Year Target
$68.59
(+9%)
3-Year Target
$71.54
(+14%)
3-Yr Target (if PE normalizes)
(PE: 11→9)
PE COMPRESSION
$62.89
(0%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 19.9, Growth: 2.1%)
$124.78
(+98%)
Base:
(SPY PE: 10.7, Growth: 2.1%)
$67.18
(+7%)
Bear:
(PE: 9.1, Growth: 2.1%)
$57.10
(-9%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (12x PE), but valuation improves significantly next year (11x PE) as earnings recover.
Trailing PE: 12.21 | Current EPS (TTM): $5.12
Bull Case
$79.22
(+26%)
Analyst growth 15.2%, PE expands to 13.4
Base Case
$72.02
(+14%)
Market implied 15.2%, PE stable at 12.2
Bear Case
$42.52
(-33%)
Severe decline -20.0%, PE contracts to 10.4
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
Share & Embed Analysis
Last updated: October 22, 2026 2:27 PM ET
Data refreshes hourly during market hours. Next update: 3:27 PM
Data refreshes hourly during market hours. Next update: 3:27 PM
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Technical Signals Check
Is PLBC showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
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