CPI Card Group (PMTS) Stock: Buy, Sell, or Hold?
PMTS - CPI Card Group Inc. Common Stock
$24.65
0.51 (2.11%)
▲
5d:
+1.61%
30d:
-10.4%
90d:
+35.14%
HOLD
LOW Confidence
Analysis Updated: Sep 21, 2026 12:00 AM ET
Earnings: Nov 03, 2026
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Interactive Price Chart (1 Month)
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Bottom Line:
📊 HOLD: PMTS trades at premium valuation expecting 8.6% growth. Hold existing positions but don't chase. Wait for better entry.
📊 HOLD: PMTS trades at premium valuation expecting 8.6% growth. Hold existing positions but don't chase. Wait for better entry.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$31.56
Based on 10.6% avg growth
INTRINSIC VALUE TODAY
$19.59
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 5.5x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: PMTS is currently trading at $24.65, which is considered oversold relative to its 30-day fair value range of $25.15 to $29.24. From a valuation perspective, the stock is trading at a premium (Forward PE: 7.1) compared to its historical average (5.5). At these levels, the market is pricing in 8.6% annual earnings growth. This growth rate appears achievable given the company's track record, suggesting the valuation is rational.
Technical Outlook: Technically, PMTS is in a strong uptrend. Immediate support is located at $21.90, while resistance sits at $29.57.
Market Sentiment: PMTS scores 60/100 on our bottoming-setup gauge — the chart has corrected and is stabilizing (RSI reset, momentum turning up), historically a favorable entry zone. Wall Street analysts see significant upside, with an average price target of $32.50 (+31.8%). The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Technical Outlook: Technically, PMTS is in a strong uptrend. Immediate support is located at $21.90, while resistance sits at $29.57.
Market Sentiment: PMTS scores 60/100 on our bottoming-setup gauge — the chart has corrected and is stabilizing (RSI reset, momentum turning up), historically a favorable entry zone. Wall Street analysts see significant upside, with an average price target of $32.50 (+31.8%). The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Quick Decision Summary
Current Position
OVERSOLD
Historical Trading Range
$25.15 -
$29.24
Company Quality Score
58/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
90.5%
All Signals
- BULLISH: Price oversold vs 30-day range
- BULLISH: Strong technical setup (60/100)
- BULLISH: High volume confirmation
- BULLISH: Trading 31.8% below Wall St target ($32.50)
- NEUTRAL: PE elevated vs history but 8.6% growth expectation is conservative given 325% recent growth
- CAUTION: Bottoming setup, but lagging the sector by 18% over 20 days — wait for relative strength
Trading Range Analysis
30-Day Trading Range
$25.15 -
$29.24
Current vs Trading Range
OVERSOLD
Support & Resistance Levels
Support Level
$21.90
Resistance Level
$29.57
Current Trend
Strong Uptrend
Technical data as of
Sep 21, 2026
Fundamental Context
Forward P/E (Next Year Est.)
7.06
Wall Street Target
$32.50
(+31.8%)
Revenue Growth (YoY)
15.0%
Earnings Growth (YoY)
325.0%
Profit Margin
2.3%
Valuation Premium vs History
+8.6% premium
PE vs Historical
7.1 vs 5.5
STRETCHED
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+8.6%
(market-implied from PE analysis)
1-Year Target
$26.77
(+9%)
2-Year Target
$29.07
(+18%)
3-Year Target
$31.57
(+28%)
3-Yr Target (if PE normalizes)
(PE: 7→6)
PE COMPRESSION
$24.59
(0%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 20.2, Growth: 17.1%)
$113.52
(+361%)
Base:
(SPY PE: 7.1, Growth: 17.1%)
$39.60
(+61%)
Bear:
(PE: 5.5, Growth: 17.1%)
$30.83
(+25%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (21x PE), but valuation improves significantly next year (7x PE) as earnings recover.
Trailing PE: 20.99 | Current EPS (TTM): $1.15
Bull Case
$53.11
(+115%)
Analyst growth 100.0%, PE expands to 23.1
Base Case
$48.28
(+96%)
Market implied 100.0%, PE stable at 21.0
Bear Case
$16.42
(-33%)
Severe decline -20.0%, PE contracts to 17.8
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
Share & Embed Analysis
Last updated: September 22, 2026 3:30 AM ET
Data refreshes hourly during market hours. Next update: 4:30 AM
Data refreshes hourly during market hours. Next update: 4:30 AM
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Technical Signals Check
Is PMTS showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
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