CPI Card Group (PMTS) Stock: Buy, Sell, or Hold?
PMTS - CPI Card Group Inc. Common Stock
$26.89
-0.49 (-1.79%)
▼
5d:
+8.34%
30d:
+10.66%
90d:
+31.43%
WAIT
LOW Confidence
Analysis Updated: Oct 23, 2026 12:00 AM ET
Earnings: Nov 03, 2026
10d
Get Alerted When PMTS Hits Your Target Price
Join 10,000+ traders who never miss a move
You're in! Check your email to confirm and set your target price.
100% Free
No spam, ever
Unsubscribe anytime
Interactive Price Chart (1 Month)
Loading chart...
Loading historical data...
Bottom Line:
📊 MIXED SIGNALS: PMTS shows conflicting indicators. Wait for confirmation before entering.
📊 MIXED SIGNALS: PMTS shows conflicting indicators. Wait for confirmation before entering.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$32.70
Based on 10.6% avg growth
INTRINSIC VALUE TODAY
$20.31
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 5.7x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: PMTS is currently trading at $26.89, which is considered extended relative to its 30-day fair value range of $24.19 to $26.10. From a valuation perspective, the stock is trading at a premium (Forward PE: 7.7) compared to its historical average (5.7). At these levels, the market is pricing in 10.5% annual earnings growth. This growth rate appears achievable given the company's track record, suggesting the valuation is rational.
Technical Outlook: Technically, PMTS is in a strong uptrend. Immediate support is located at $24.70, while resistance sits at $27.93.
Market Sentiment: PMTS scores 0/100 on our bottoming-setup gauge. Note this measures entry quality, not trend direction — a low score can mean the chart is extended after a strong run (don't chase) or still falling without stabilization; better entries typically come after a pullback toward the 20-day average. Wall Street analysts see significant upside, with an average price target of $32.50 (+20.9%). Current signals suggest waiting for a better entry point before initiating new positions.
Technical Outlook: Technically, PMTS is in a strong uptrend. Immediate support is located at $24.70, while resistance sits at $27.93.
Market Sentiment: PMTS scores 0/100 on our bottoming-setup gauge. Note this measures entry quality, not trend direction — a low score can mean the chart is extended after a strong run (don't chase) or still falling without stabilization; better entries typically come after a pullback toward the 20-day average. Wall Street analysts see significant upside, with an average price target of $32.50 (+20.9%). Current signals suggest waiting for a better entry point before initiating new positions.
Quick Decision Summary
Current Position
EXTENDED
Historical Trading Range
$24.19 -
$26.10
Company Quality Score
39/100
(SELL)
Volume Confirmation
HIGH
Confidence Score
28.6%
All Signals
- BEARISH: Price extended above range
- BEARISH: Weak technical setup (0/100)
- BULLISH: High volume confirmation
- BULLISH: Trading 20.9% below Wall St target ($32.50)
- NEUTRAL: PE elevated vs history but 10.5% growth expectation is conservative given 325% recent growth
- WARNING: Composite score 39/100 in the bottom quintile — this cohort historically lags the market
Trading Range Analysis
30-Day Trading Range
$24.19 -
$26.10
Current vs Trading Range
EXTENDED
Support & Resistance Levels
Support Level
$24.70
Resistance Level
$27.93
Current Trend
Strong Uptrend
Technical data as of
Oct 23, 2026
Fundamental Context
Forward P/E (Next Year Est.)
7.70
Wall Street Target
$32.50
(+20.9%)
Revenue Growth (YoY)
15.0%
Earnings Growth (YoY)
325.0%
Profit Margin
2.3%
Valuation Premium vs History
+10.5% premium
PE vs Historical
7.7 vs 5.7
STRETCHED
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+10.5%
(market-implied from PE analysis)
1-Year Target
$29.71
(+11%)
2-Year Target
$32.83
(+22%)
3-Year Target
$36.28
(+35%)
3-Yr Target (if PE normalizes)
(PE: 8→6)
PE COMPRESSION
$26.84
(0%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 19.9, Growth: 17.1%)
$111.34
(+314%)
Base:
(SPY PE: 7.7, Growth: 17.1%)
$43.19
(+61%)
Bear:
(PE: 5.7, Growth: 17.1%)
$31.95
(+19%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (24x PE), but valuation improves significantly next year (8x PE) as earnings recover.
Trailing PE: 24.02 | Current EPS (TTM): $1.14
Bull Case
$60.24
(+124%)
Analyst growth 100.0%, PE expands to 26.4
Base Case
$54.76
(+104%)
Market implied 100.0%, PE stable at 24.0
Bear Case
$18.62
(-31%)
Severe decline -20.0%, PE contracts to 20.4
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
Share & Embed Analysis
Last updated: October 23, 2026 6:07 PM ET
Data refreshes hourly during market hours. Next update: 7:07 PM
Data refreshes hourly during market hours. Next update: 7:07 PM
🔥 Top Stocks Breaking Out Now
| Ticker | Score | Recommendation | Change % |
|---|
Technical Signals Check
Is PMTS showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
Top Rated Credit Services Stocks
Top-rated stocks in Credit Services by analyst ratings.
| Stock | Analyst Consensus | Analyst Target | Tradestie Score |
|---|---|---|---|
|
MA
Mastercard Inc |
STRONG BUY
40 analysts |
$672 | 43 HOLD |
|
AFRM
Affirm Holdings Inc |
STRONG BUY
34 analysts |
$99 | 49 HOLD |
|
V
Visa Inc. Class A |
STRONG BUY
40 analysts |
$423 | 35 SELL |
|
AXP
American Express Company |
BUY
30 analysts |
$369 | 56 HOLD |
|
COF
Capital One Financial Co… |
STRONG BUY
24 analysts |
$252 | 59 HOLD |
