PMTS
CPI Card Group Inc. Common Stock
COMMERCIAL PRINTING
CPI Card Group (PMTS) Stock: Buy, Sell, or Hold?
$25.16
-0.18 (-0.71%)
âŧ
5d:
+1.86%
30d:
-0.59%
90d:
-11.72%
QUANTITATIVE VERDICT
WAIT
LOW Confidence (83%)
Quality Score
53/100
Position
FAIR
30-Day Fair Range
$24.45 â $26.65
Position: FAIR
Forward P/E & Valuation
7.4x
STRETCHED
vs 5.8x historical avg
Wall Street Target
$33.50
+33.1% upside
Options IV & Volume
HIGH Vol
HIGH volume confirmation
Support / Resistance
$22.75 / $28.71
Trend: Uptrend
Executive Thesis & Bottom Line
Forward Earnings Fair Value & Price Prediction →
âšī¸ NEUTRAL: PMTS is fairly priced but lacks strong directional signals. At 8.7% expected growth, valuation appears stretched. Wait for clearer setup or better entry on dips.
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Interactive Price Chart (1 Month)
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Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$38.18
Based on 14.5% avg growth
INTRINSIC VALUE TODAY
$23.70
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 5.8x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: PMTS is currently trading at $25.16, which is considered fair relative to its 30-day fair value range of $24.45 to $26.65. From a valuation perspective, the stock is trading at a premium (Forward PE: 7.4) compared to its historical average (5.8). At these levels, the market is pricing in 8.7% annual earnings growth. This growth rate appears achievable given the company's track record, suggesting the valuation is rational.
Technical Outlook: Technically, PMTS is in a uptrend. Immediate support is located at $22.75, while resistance sits at $28.71.
Market Sentiment: PMTS scores 65/100 on our bottoming-setup gauge — the chart has corrected and is stabilizing (RSI reset, momentum turning up), historically a favorable entry zone. Wall Street analysts see significant upside, with an average price target of $33.50 (+33.1%). Current signals suggest waiting for a better entry point before initiating new positions.
Technical Outlook: Technically, PMTS is in a uptrend. Immediate support is located at $22.75, while resistance sits at $28.71.
Market Sentiment: PMTS scores 65/100 on our bottoming-setup gauge — the chart has corrected and is stabilizing (RSI reset, momentum turning up), historically a favorable entry zone. Wall Street analysts see significant upside, with an average price target of $33.50 (+33.1%). Current signals suggest waiting for a better entry point before initiating new positions.
Quick Decision Summary
Current Position
FAIR
Historical Trading Range
$24.45 -
$26.65
Company Quality Score
53/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
83.3%
Trading Range & Key Levels
30-Day Trading Range
$24.45 -
$26.65
Current vs Trading Range
FAIR
Support Level
$22.75
Resistance Level
$28.71
Current Trend
Uptrend
Technical data as of
Nov 12, 2026
Quantitative Signal Breakdown
- NEUTRAL: Price in fair range
- BULLISH: Strong technical setup (65/100)
- BULLISH: High volume confirmation
- BULLISH: Trading 33.1% below Wall St target ($33.50)
- NEUTRAL: PE elevated vs history but 8.7% growth expectation is conservative given 116% recent growth
- WARNING: Composite score 53/100 in the bottom quintile â this cohort historically lags the market
Fundamental Context
Forward P/E (Next Year Est.)
7.44
Wall Street Target
$33.50
(+33.1%)
Revenue Growth (YoY)
14.8%
Earnings Growth (YoY)
115.8%
Profit Margin
2.7%
Valuation Premium vs History
+8.7% premium
PE vs Historical
7.4 vs 5.8
STRETCHED
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+8.7%
(market-implied from PE analysis)
1-Year Target
$27.35
(+9%)
2-Year Target
$29.73
(+18%)
3-Year Target
$32.31
(+28%)
3-Yr Target (if PE normalizes)
(PE: 7â6)
PE COMPRESSION
$25.18
(+0%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 19.9, Growth: 29.5%)
$145.79
(+479%)
Base:
(SPY PE: 7.4, Growth: 29.5%)
$54.64
(+117%)
Bear:
(PE: 5.8, Growth: 29.5%)
$42.58
(+69%)
đ
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (19x PE), but valuation improves significantly next year (7x PE) as earnings recover.
Trailing PE: 18.50 | Current EPS (TTM): $1.37
Bull Case
$55.75
(+122%)
Analyst growth 100.0%, PE expands to 20.4
Base Case
$50.68
(+101%)
Market implied 100.0%, PE stable at 18.5
Bear Case
$17.23
(-32%)
Severe decline -20.0%, PE contracts to 15.7
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
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bloggers & journalists: you are free to use our charts with attribution.Reddit & Retail Trader Sentiment (PMTS)
Bullish
1 Retail Mentions
StockTwits Volume
1 msgs
24h retail stream
Last Tracked
Mar 6, 2026
Daily AI digest
AI Retail Discussion Summary:
CPI Card Group reported strong Q4 revenue growth of 22% YoY, driven by Arroweye acquisition and organic growth in debit and credit segment. The company also announced a new reporting structure for technology-driven offerings.
Key Retail Themes:
Revenue growth
New reporting structure
Aggregated from r/wallstreetbets, r/stocks & StockTwits streams.
View All Trending Reddit & WSB Stocks →
Last updated: November 12, 2026 10:03 PM ET
Data refreshes hourly during market hours. Next update: 11:03 PM
Data refreshes hourly during market hours. Next update: 11:03 PM
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Technical Signals Check
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Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
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