PRIMERICA (PRI) Stock: Buy, Sell, or Hold?
$296.09
-8.04 (-2.64%)
▼
5d:
+4.06%
30d:
+6.75%
90d:
-5.31%
QUANTITATIVE VERDICT
WAIT
LOW Confidence (25%)
Quality Score
37/100
Position
EXTENDED
30-Day Fair Range
$275.28 – $289.94
Position: EXTENDED
Forward P/E & Valuation
11.2x
FAIR
vs 10.6x historical avg
Wall Street Target
$323.67
+6.4% upside
Options IV & Volume
HIGH Vol
HIGH volume confirmation
Support / Resistance
$275.13 / $307.00
Trend: Downtrend
Executive Thesis & Bottom Line
Forward Earnings Fair Value & Price Prediction →
📊 MIXED SIGNALS: PRI shows conflicting indicators. Wait for confirmation before entering.
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Interactive Price Chart (1 Month)
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Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$386.85
Based on 6.1% avg growth
INTRINSIC VALUE TODAY
$240.20
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 10.6x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: PRI is currently trading at $296.09, which is considered extended relative to its 30-day fair value range of $275.28 to $289.94. The stock's valuation (Forward PE: 11.2) is in line with its historical norms (10.6). At these levels, the market is pricing in 1.8% annual earnings growth. This growth rate appears achievable given the company's track record, suggesting the valuation is rational.
Technical Outlook: Technically, PRI is in a downtrend. Immediate support is located at $275.13, while resistance sits at $307.00.
Market Sentiment: PRI scores 15/100 on our bottoming-setup gauge. Note this measures entry quality, not trend direction — a low score can mean the chart is extended after a strong run (don't chase) or still falling without stabilization; better entries typically come after a pullback toward the 20-day average. Current signals suggest waiting for a better entry point before initiating new positions.
Technical Outlook: Technically, PRI is in a downtrend. Immediate support is located at $275.13, while resistance sits at $307.00.
Market Sentiment: PRI scores 15/100 on our bottoming-setup gauge. Note this measures entry quality, not trend direction — a low score can mean the chart is extended after a strong run (don't chase) or still falling without stabilization; better entries typically come after a pullback toward the 20-day average. Current signals suggest waiting for a better entry point before initiating new positions.
Quick Decision Summary
Current Position
EXTENDED
Historical Trading Range
$275.28 -
$289.94
Company Quality Score
37/100
(SELL)
Volume Confirmation
HIGH
Confidence Score
24.8%
Trading Range & Key Levels
30-Day Trading Range
$275.28 -
$289.94
Current vs Trading Range
EXTENDED
Support Level
$275.13
Resistance Level
$307.00
Current Trend
Downtrend
Technical data as of
Nov 10, 2026
Quantitative Signal Breakdown
- BEARISH: Price extended above range
- BEARISH: Weak technical setup (15/100)
- BULLISH: High volume confirmation
- NEUTRAL: Near Wall St target ($323.67)
- NEUTRAL: Market pricing in 1.8% annual earnings growth - fairly valued
- WARNING: Composite score 37/100 in the bottom quintile — this cohort historically lags the market
Fundamental Context
Forward P/E (Next Year Est.)
11.17
Wall Street Target
$323.67
(+6.4%)
Revenue Growth (YoY)
7.0%
Earnings Growth (YoY)
6.5%
Profit Margin
22.5%
Valuation Premium vs History
+1.8% premium
PE vs Historical
11.2 vs 10.6
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+1.8%
(market-implied from PE analysis)
1-Year Target
$309.60
(+2%)
2-Year Target
$315.18
(+4%)
3-Year Target
$320.85
(+6%)
3-Yr Target (if PE normalizes)
(PE: 11→11)
PE COMPRESSION
$304.39
(+0%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 19.9, Growth: 8.1%)
$682.51
(+124%)
Base:
(SPY PE: 11.2, Growth: 8.1%)
$383.97
(+26%)
Bear:
(PE: 9.5, Growth: 8.1%)
$326.37
(+7%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (12x PE), but valuation improves significantly next year (11x PE) as earnings recover.
Trailing PE: 11.82 | Current EPS (TTM): $25.31
Bull Case
$353.98
(+16%)
Analyst growth 7.5%, PE expands to 13.0
Base Case
$321.80
(+6%)
Market implied 7.5%, PE stable at 11.8
Bear Case
$203.47
(-33%)
Severe decline -20.0%, PE contracts to 10.1
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
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bloggers & journalists: you are free to use our charts with attribution.Reddit & Retail Trader Sentiment (PRI)
Bullish
2 Retail Mentions
Reddit / WSB Comments
1
Bullish
StockTwits Volume
1 msgs
24h retail stream
Last Tracked
May 23, 2026
Daily AI digest
AI Retail Discussion Summary:
A bullish trader on StockTwits expresses optimism about $PRI reaching $300 soon, with no recent news articles available.
Key Retail Themes:
Bullish outlook
Aggregated from r/wallstreetbets, r/stocks & StockTwits streams.
View All Trending Reddit & WSB Stocks →
Last updated: November 11, 2026 11:54 AM ET
Data refreshes hourly during market hours. Next update: 12:54 PM
Data refreshes hourly during market hours. Next update: 12:54 PM
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Technical Signals Check
Is PRI showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
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