PRI Stock Analysis: Buy, Sell, or Hold?
PRI - PRIMERICA, INC.
$284.08
4.01 (1.43%)
▲
5d:
+1.23%
30d:
+1.1%
90d:
+13.69%
HOLD
MODERATE Confidence
Analysis Updated: Jun 23, 2026 12:00 AM ET
Earnings: Aug 05, 2026
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Interactive Price Chart (1 Month)
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Bottom Line:
📊 HOLD: PRI is fairly valued with market pricing in 0.4% annual growth. Fine to hold or accumulate slowly on dips.
📊 HOLD: PRI is fairly valued with market pricing in 0.4% annual growth. Fine to hold or accumulate slowly on dips.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$369.32
Based on 6.1% avg growth
INTRINSIC VALUE TODAY
$229.32
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 10.4x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: PRI is currently trading at $284.08, which is considered extended relative to its 30-day fair value range of $265.94 to $282.60. The stock's valuation (Forward PE: 10.6) is in line with its historical norms (10.4). At these levels, the market is pricing in 0.4% annual earnings growth. This growth rate appears achievable given the company's track record, suggesting the valuation is rational.
Technical Outlook: Technically, PRI is in a uptrend. The price is approaching resistance at $280.63. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: PRI has a strong technical setup (60/100), with favorable trendlines, momentum, and price action for short-term traders. The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Technical Outlook: Technically, PRI is in a uptrend. The price is approaching resistance at $280.63. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: PRI has a strong technical setup (60/100), with favorable trendlines, momentum, and price action for short-term traders. The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Quick Decision Summary
Current Position
EXTENDED
Historical Trading Range
$265.94 -
$282.60
Company Quality Score
58/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
58.1%
All Signals
- BEARISH: Price extended above range
- BULLISH: Strong technical setup (60/100)
- BULLISH: High volume confirmation
- NEUTRAL: Near Wall St target ($298.50)
- NEUTRAL: Market pricing in 0.4% annual earnings growth - fairly valued
Trading Range Analysis
30-Day Trading Range
$265.94 -
$282.60
Current vs Trading Range
EXTENDED
Support & Resistance Levels
Support Level
$252.63
Resistance Level
$280.63
Current Trend
Uptrend
Technical data as of
Jun 9, 2026
Fundamental Context
Forward P/E (Next Year Est.)
10.57
Wall Street Target
$298.50
(+6.6%)
Revenue Growth (YoY)
8.1%
Earnings Growth (YoY)
18.2%
Profit Margin
22.6%
Valuation Premium vs History
+0.4% premium
PE vs Historical
10.6 vs 10.4
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+0.4%
(market-implied from PE analysis)
1-Year Target
$281.19
(+0%)
2-Year Target
$282.32
(+1%)
3-Year Target
$283.44
(+1%)
3-Yr Target (if PE normalizes)
(PE: 11→10)
PE COMPRESSION
$278.78
(-1%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 21.8, Growth: 8.1%)
$728.74
(+160%)
Base:
(SPY PE: 10.6, Growth: 8.1%)
$353.80
(+26%)
Bear:
(PE: 9.0, Growth: 8.1%)
$300.73
(+7%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (12x PE), but valuation improves significantly next year (11x PE) as earnings recover.
Trailing PE: 11.82 | Current EPS (TTM): $23.84
Bull Case
$344.36
(+23%)
Analyst growth 11.1%, PE expands to 13.0
Base Case
$313.06
(+12%)
Market implied 11.1%, PE stable at 11.8
Bear Case
$191.61
(-32%)
Severe decline -20.0%, PE contracts to 10.1
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
Share & Embed Analysis
Last updated: June 23, 2026 2:04 PM ET
Data refreshes hourly during market hours. Next update: 3:04 PM
Data refreshes hourly during market hours. Next update: 3:04 PM
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Technical Signals Check
Is PRI showing a specific setup today?
Insider Activity (6 Months)
1
Buys
2
Sells
Net
INSIDERS SELLING
Recent Transactions
Peter W Schneider
SELL
1800 shares
2026-03-10
Michael T. McCaul
BUY
2026-02-18
Glenn J Williams
SELL
2500 shares
2026-02-17
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