PRI Stock Analysis: Buy, Sell, or Hold?
PRI - PRIMERICA, INC.
$295.82
-2.04 (-0.68%)
▼
5d:
-5.7%
30d:
-4.01%
90d:
+5.27%
WAIT
LOW Confidence
Analysis Updated: Aug 21, 2026 12:00 AM ET
Earnings: Aug 05, 2026
0d
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Interactive Price Chart (1 Month)
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Bottom Line:
📊 MIXED SIGNALS: PRI shows conflicting indicators. Wait for confirmation before entering.
📊 MIXED SIGNALS: PRI shows conflicting indicators. Wait for confirmation before entering.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$380.92
Based on 5.9% avg growth
INTRINSIC VALUE TODAY
$236.52
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 10.6x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: PRI is currently trading at $295.82, which is considered oversold relative to its 30-day fair value range of $305.72 to $320.44. The stock's valuation (Forward PE: 11.0) is in line with its historical norms (10.6). At these levels, the market is pricing in 1.2% annual earnings growth. This growth rate appears achievable given the company's track record, suggesting the valuation is rational.
Technical Outlook: Technically, PRI is in a strong uptrend. The price is currently testing key support at $294.49. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: PRI scores 16/100 on our bottoming-setup gauge. Note this measures entry quality, not trend direction — a low score can mean the chart is extended after a strong run (don't chase) or still falling without stabilization; better entries typically come after a pullback toward the 20-day average. Current signals suggest waiting for a better entry point before initiating new positions.
Technical Outlook: Technically, PRI is in a strong uptrend. The price is currently testing key support at $294.49. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: PRI scores 16/100 on our bottoming-setup gauge. Note this measures entry quality, not trend direction — a low score can mean the chart is extended after a strong run (don't chase) or still falling without stabilization; better entries typically come after a pullback toward the 20-day average. Current signals suggest waiting for a better entry point before initiating new positions.
Quick Decision Summary
Current Position
OVERSOLD
Historical Trading Range
$305.72 -
$320.44
Company Quality Score
47/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
53.3%
All Signals
- BULLISH: Price oversold vs 30-day range
- BEARISH: Weak technical setup (16/100)
- BULLISH: High volume confirmation
- NEUTRAL: Near Wall St target ($321.17)
- NEUTRAL: Market pricing in 1.2% annual earnings growth - fairly valued
- WARNING: Composite score 47/100 in the bottom quintile — this cohort historically lags the market
Trading Range Analysis
30-Day Trading Range
$305.72 -
$320.44
Current vs Trading Range
OVERSOLD
Support & Resistance Levels
Support Level
$294.49
Resistance Level
$323.92
Current Trend
Strong Uptrend
Technical data as of
Aug 21, 2026
Fundamental Context
Forward P/E (Next Year Est.)
11.04
Wall Street Target
$321.17
(+7.8%)
Revenue Growth (YoY)
8.7%
Earnings Growth (YoY)
19.5%
Profit Margin
22.8%
Valuation Premium vs History
+1.2% premium
PE vs Historical
11.0 vs 10.6
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+1.2%
(market-implied from PE analysis)
1-Year Target
$301.43
(+1%)
2-Year Target
$305.05
(+2%)
3-Year Target
$308.71
(+4%)
3-Yr Target (if PE normalizes)
(PE: 11→11)
PE COMPRESSION
$296.53
(0%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 20.1, Growth: 7.8%)
$679.30
(+128%)
Base:
(SPY PE: 11.0, Growth: 7.8%)
$373.51
(+25%)
Bear:
(PE: 9.4, Growth: 7.8%)
$317.48
(+7%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (12x PE), but valuation improves significantly next year (11x PE) as earnings recover.
Trailing PE: 12.39 | Current EPS (TTM): $24.29
Bull Case
$367.89
(+24%)
Analyst growth 11.1%, PE expands to 13.6
Base Case
$334.44
(+13%)
Market implied 11.1%, PE stable at 12.4
Bear Case
$204.66
(-31%)
Severe decline -20.0%, PE contracts to 10.5
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
Share & Embed Analysis
Last updated: August 23, 2026 1:29 AM ET
Data refreshes hourly during market hours. Next update: 2:29 AM
Data refreshes hourly during market hours. Next update: 2:29 AM
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Technical Signals Check
Is PRI showing a specific setup today?
Insider Activity (6 Months)
0
Buys
1
Sells
Net
INSIDERS SELLING
Recent Transactions
Peter W Schneider
SELL
1800 shares
2026-03-10
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