Republic Bancorp Inc/KY (RBCAA) Stock: Buy, Sell, or Hold?
RBCAA - Republic Bancorp Inc/KY
$96.27
-0.97 (-1.00%)
▼
5d:
+0.79%
30d:
-0.86%
90d:
+10.81%
HOLD
MODERATE Confidence
Analysis Updated: Sep 11, 2026 12:00 AM ET
Earnings: Oct 16, 2026
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Interactive Price Chart (1 Month)
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Bottom Line:
📊 HOLD: RBCAA is fairly valued with market pricing in 4.5% annual growth. Fine to hold or accumulate slowly on dips.
📊 HOLD: RBCAA is fairly valued with market pricing in 4.5% annual growth. Fine to hold or accumulate slowly on dips.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$95.92
Based on 2.7% avg growth
INTRINSIC VALUE TODAY
$59.56
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 12.2x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: RBCAA is currently trading at $96.27, which is considered fair relative to its 30-day fair value range of $94.47 to $98.59. From a valuation perspective, the stock is trading at a premium (Forward PE: 13.9) compared to its historical average (12.2). At these levels, the market is pricing in 4.5% annual earnings growth. This growth rate appears achievable given the company's track record, suggesting the valuation is rational.
Technical Outlook: Technically, RBCAA is in a strong uptrend. The price is approaching resistance at $99.13. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: The stock scores a mixed 57/100 on our bottoming-setup gauge, with only partial signs of a stabilized entry point. The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Technical Outlook: Technically, RBCAA is in a strong uptrend. The price is approaching resistance at $99.13. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: The stock scores a mixed 57/100 on our bottoming-setup gauge, with only partial signs of a stabilized entry point. The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Quick Decision Summary
Current Position
FAIR
Historical Trading Range
$94.47 -
$98.59
Company Quality Score
59/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
68.6%
All Signals
- NEUTRAL: Price in fair range
- NEUTRAL: Mixed technical signals (57/100)
- BULLISH: High volume confirmation
- NEUTRAL: Near Wall St target ($98.00)
- NEUTRAL: Market pricing in 4.5% annual earnings growth - fairly valued
- NEUTRAL: Bottoming setup forming (57/100) — watch for confirmation
Trading Range Analysis
30-Day Trading Range
$94.47 -
$98.59
Current vs Trading Range
FAIR
Support & Resistance Levels
Support Level
$92.88
Resistance Level
$99.13
Current Trend
Strong Uptrend
Technical data as of
Sep 11, 2026
Fundamental Context
Forward P/E (Next Year Est.)
13.95
Wall Street Target
$98.00
(+1.8%)
Revenue Growth (YoY)
4.4%
Earnings Growth (YoY)
4.0%
Profit Margin
33.5%
Valuation Premium vs History
+4.5% premium
PE vs Historical
14.0 vs 12.2
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+4.5%
(market-implied from PE analysis)
1-Year Target
$100.60
(+5%)
2-Year Target
$105.13
(+9%)
3-Year Target
$109.86
(+14%)
3-Yr Target (if PE normalizes)
(PE: 14→12)
PE COMPRESSION
$96.06
(0%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 20.2, Growth: 1.3%)
$144.76
(+50%)
Base:
(SPY PE: 14.0, Growth: 1.3%)
$100.14
(+4%)
Bear:
(PE: 11.9, Growth: 1.3%)
$85.12
(-12%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (15x PE), but valuation improves significantly next year (14x PE) as earnings recover.
Trailing PE: 14.87 | Current EPS (TTM): $6.54
Bull Case
$112.85
(+17%)
Analyst growth 5.5%, PE expands to 16.4
Base Case
$102.59
(+7%)
Market implied 5.5%, PE stable at 14.9
Bear Case
$66.12
(-31%)
Severe decline -20.0%, PE contracts to 12.6
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
Share & Embed Analysis
Last updated: September 11, 2026 11:33 PM ET
Data refreshes hourly during market hours. Next update: 12:33 AM
Data refreshes hourly during market hours. Next update: 12:33 AM
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Technical Signals Check
Is RBCAA showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
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