Republic Bancorp Inc/KY (RBCAA) Stock: Buy, Sell, or Hold?
RBCAA - Republic Bancorp Inc/KY
$92.21
0.51 (0.56%)
▲
5d:
-2.04%
30d:
-2.64%
90d:
+0.78%
HOLD
MODERATE Confidence
Analysis Updated: Oct 1, 2026 12:00 AM ET
Earnings: Oct 16, 2026
13d
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Interactive Price Chart (1 Month)
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Bottom Line:
📊 HOLD: RBCAA is fairly valued with market pricing in 2.7% annual growth. Fine to hold or accumulate slowly on dips.
📊 HOLD: RBCAA is fairly valued with market pricing in 2.7% annual growth. Fine to hold or accumulate slowly on dips.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$96.71
Based on 2.7% avg growth
INTRINSIC VALUE TODAY
$60.05
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 12.3x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: RBCAA is currently trading at $92.21, which is considered oversold relative to its 30-day fair value range of $93.18 to $96.09. The stock's valuation (Forward PE: 13.4) is in line with its historical norms (12.3). At these levels, the market is pricing in 2.7% annual earnings growth. This growth rate appears achievable given the company's track record, suggesting the valuation is rational.
Technical Outlook: Technically, RBCAA is in a strong uptrend. The price is currently testing key support at $89.99. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: The stock scores a mixed 44/100 on our bottoming-setup gauge, with only partial signs of a stabilized entry point. The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Technical Outlook: Technically, RBCAA is in a strong uptrend. The price is currently testing key support at $89.99. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: The stock scores a mixed 44/100 on our bottoming-setup gauge, with only partial signs of a stabilized entry point. The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Quick Decision Summary
Current Position
OVERSOLD
Historical Trading Range
$93.18 -
$96.09
Company Quality Score
59/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
75.7%
All Signals
- BULLISH: Price oversold vs 30-day range
- NEUTRAL: Mixed technical signals (44/100)
- BULLISH: High volume confirmation
- NEUTRAL: Near Wall St target ($98.00)
- NEUTRAL: Market pricing in 2.7% annual earnings growth - fairly valued
- NEUTRAL: Bottoming setup forming (44/100) — watch for confirmation
Trading Range Analysis
30-Day Trading Range
$93.18 -
$96.09
Current vs Trading Range
OVERSOLD
Support & Resistance Levels
Support Level
$89.99
Resistance Level
$95.28
Current Trend
Strong Uptrend
Technical data as of
Oct 1, 2026
Fundamental Context
Forward P/E (Next Year Est.)
13.36
Wall Street Target
$98.00
(+6.3%)
Revenue Growth (YoY)
4.4%
Earnings Growth (YoY)
4.0%
Profit Margin
33.5%
Valuation Premium vs History
+2.7% premium
PE vs Historical
13.4 vs 12.3
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+2.7%
(market-implied from PE analysis)
1-Year Target
$94.70
(+3%)
2-Year Target
$97.26
(+6%)
3-Year Target
$99.88
(+8%)
3-Yr Target (if PE normalizes)
(PE: 13→12)
PE COMPRESSION
$91.93
(0%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 20.4, Growth: 1.3%)
$146.41
(+59%)
Base:
(SPY PE: 13.4, Growth: 1.3%)
$95.91
(+4%)
Bear:
(PE: 11.4, Growth: 1.3%)
$81.53
(-12%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (14x PE), but valuation improves significantly next year (13x PE) as earnings recover.
Trailing PE: 14.17 | Current EPS (TTM): $6.47
Bull Case
$107.57
(+17%)
Analyst growth 6.6%, PE expands to 15.6
Base Case
$97.79
(+6%)
Market implied 6.6%, PE stable at 14.2
Bear Case
$62.36
(-32%)
Severe decline -20.0%, PE contracts to 12.1
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
Share & Embed Analysis
Last updated: October 02, 2026 1:08 AM ET
Data refreshes hourly during market hours. Next update: 2:08 AM
Data refreshes hourly during market hours. Next update: 2:08 AM
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Technical Signals Check
Is RBCAA showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
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