Renasant (RNST) Stock: Buy, Sell, or Hold?
RNST - Renasant Corporation
$39.92
0.64 (1.63%)
▲
5d:
-1.07%
30d:
-1.8%
90d:
-7.14%
HOLD
LOW Confidence
Analysis Updated: Oct 2, 2026 12:00 AM ET
Earnings: Oct 27, 2026
23d
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Interactive Price Chart (1 Month)
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Bottom Line:
📊 HOLD: RNST shows mixed signals. Fine to hold existing positions. Not urgent to buy or sell.
📊 HOLD: RNST shows mixed signals. Fine to hold existing positions. Not urgent to buy or sell.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$48.88
Based on 3.9% avg growth
INTRINSIC VALUE TODAY
$30.35
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 10.3x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: RNST is currently trading at $39.92, which is considered slightly low relative to its 30-day fair value range of $39.80 to $41.08. The stock's valuation (Forward PE: 10.2) is in line with its historical norms (10.3). Remarkably, the market is currently pricing in an annual earnings decline of 0.5% over the next few years. This pessimistic expectation contrasts with the company's recent 9300% earnings growth, suggesting potential undervaluation if the company simply maintains stability.
Technical Outlook: Technically, RNST is showing sideways momentum. The price is approaching resistance at $40.97. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: RNST scores 74/100 on our bottoming-setup gauge — the chart has corrected and is stabilizing (RSI reset, momentum turning up), historically a favorable entry zone. Wall Street analysts see significant upside, with an average price target of $48.14 (+20.6%). The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Technical Outlook: Technically, RNST is showing sideways momentum. The price is approaching resistance at $40.97. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: RNST scores 74/100 on our bottoming-setup gauge — the chart has corrected and is stabilizing (RSI reset, momentum turning up), historically a favorable entry zone. Wall Street analysts see significant upside, with an average price target of $48.14 (+20.6%). The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Quick Decision Summary
Current Position
SLIGHTLY LOW
Historical Trading Range
$39.80 -
$41.08
Company Quality Score
60/100
(BUY)
Volume Confirmation
HIGH
Confidence Score
90.5%
All Signals
- BULLISH: Price oversold vs 30-day range
- BULLISH: Strong technical setup (74/100)
- BULLISH: High volume confirmation
- BULLISH: Trading 20.6% below Wall St target ($48.14)
- CAUTION: Bottoming setup, but lagging the sector by 17% over 20 days — wait for relative strength
Trading Range Analysis
30-Day Trading Range
$39.80 -
$41.08
Current vs Trading Range
SLIGHTLY LOW
Support & Resistance Levels
Support Level
$38.08
Resistance Level
$40.97
Current Trend
Sideways
Technical data as of
Oct 2, 2026
Fundamental Context
Forward P/E (Next Year Est.)
10.16
Wall Street Target
$48.14
(+20.6%)
Revenue Growth (YoY)
45.3%
Earnings Growth (YoY)
9300.0%
Profit Margin
29.6%
Valuation Discount vs History
-0.5% cheaper
PE vs Historical
10.2 vs 10.3
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
-0.5%
(market-implied from PE analysis)
1-Year Target
$39.72
(-1%)
2-Year Target
$39.52
(-1%)
3-Year Target
$39.32
(-2%)
3-Yr Target (if PE normalizes)
(PE: 10→10)
$39.86
(0%)
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 20.4, Growth: 3.7%)
$89.47
(+124%)
Base:
(SPY PE: 10.2, Growth: 3.7%)
$44.56
(+12%)
Bear:
(PE: 8.6, Growth: 3.7%)
$37.88
(-5%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (11x PE), but valuation improves significantly next year (10x PE) as earnings recover.
Trailing PE: 11.35 | Current EPS (TTM): $3.46
Bull Case
$49.06
(+23%)
Analyst growth 13.5%, PE expands to 12.5
Base Case
$44.60
(+12%)
Market implied 13.5%, PE stable at 11.4
Bear Case
$26.71
(-33%)
Severe decline -20.0%, PE contracts to 9.7
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
💡
Upside Surprise Potential
If earnings stabilize (0% growth), PE could expand from 10.2 to 10.3
Stabilization Target:
$40.46
(+1.4%)
PE Expansion Potential:
+1.4%
Share & Embed Analysis
Last updated: October 03, 2026 12:44 AM ET
Data refreshes hourly during market hours. Next update: 1:44 AM
Data refreshes hourly during market hours. Next update: 1:44 AM
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Technical Signals Check
Is RNST showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
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