SMBC Stock Analysis: Buy, Sell, or Hold?
SMBC - Southern Missouri Bancorp
$73.56
0.98 (1.35%)
▲
5d:
+3.37%
30d:
+6.15%
90d:
+16.32%
HOLD
MODERATE Confidence
Analysis Updated: Jun 22, 2026 12:00 AM ET
Earnings: Jul 22, 2026
28d
Get Alerted When SMBC Hits Your Target Price
Join 10,000+ traders who never miss a move
You're in! Check your email to confirm and set your target price.
100% Free
No spam, ever
Unsubscribe anytime
Interactive Price Chart (1 Month)
Loading chart...
Loading historical data...
Bottom Line:
📊 HOLD: SMBC is fairly valued with market pricing in 2.4% annual growth. Fine to hold or accumulate slowly on dips.
📊 HOLD: SMBC is fairly valued with market pricing in 2.4% annual growth. Fine to hold or accumulate slowly on dips.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$90.71
Based on 6.1% avg growth
INTRINSIC VALUE TODAY
$56.33
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 10.0x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: SMBC is currently trading at $73.56, which is considered extended relative to its 30-day fair value range of $68.16 to $71.63. The stock's valuation (Forward PE: 10.8) is in line with its historical norms (10.0). At these levels, the market is pricing in 2.4% annual earnings growth. This growth rate appears achievable given the company's track record, suggesting the valuation is rational.
Technical Outlook: Technically, SMBC is in a strong uptrend. The price is approaching resistance at $71.47. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: SMBC has a strong technical setup (75/100), with favorable trendlines, momentum, and price action for short-term traders. The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Technical Outlook: Technically, SMBC is in a strong uptrend. The price is approaching resistance at $71.47. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: SMBC has a strong technical setup (75/100), with favorable trendlines, momentum, and price action for short-term traders. The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Quick Decision Summary
Current Position
EXTENDED
Historical Trading Range
$68.16 -
$71.63
Company Quality Score
62/100
(BUY)
Volume Confirmation
HIGH
Confidence Score
58.1%
All Signals
- BEARISH: Price extended above range
- BULLISH: Strong technical setup (75/100)
- BULLISH: High volume confirmation
- NEUTRAL: Near Wall St target ($73.33)
- NEUTRAL: Market pricing in 2.4% annual earnings growth - fairly valued
Trading Range Analysis
30-Day Trading Range
$68.16 -
$71.63
Current vs Trading Range
EXTENDED
Support & Resistance Levels
Support Level
$67.40
Resistance Level
$71.48
Current Trend
Strong Uptrend
Technical data as of
Jun 9, 2026
Fundamental Context
Forward P/E (Next Year Est.)
10.75
Wall Street Target
$73.33
(+1.0%)
Revenue Growth (YoY)
6.5%
Earnings Growth (YoY)
15.2%
Profit Margin
36.3%
Valuation Premium vs History
+2.4% premium
PE vs Historical
10.8 vs 10.0
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+2.4%
(market-implied from PE analysis)
1-Year Target
$74.32
(+2%)
2-Year Target
$76.11
(+5%)
3-Year Target
$77.93
(+7%)
3-Yr Target (if PE normalizes)
(PE: 11→10)
PE COMPRESSION
$72.48
(0%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 21.8, Growth: 8.2%)
$186.09
(+156%)
Base:
(SPY PE: 10.8, Growth: 8.2%)
$91.87
(+27%)
Bear:
(PE: 9.1, Growth: 8.2%)
$78.09
(+8%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (12x PE), but valuation improves significantly next year (11x PE) as earnings recover.
Trailing PE: 12.11 | Current EPS (TTM): $5.99
Bull Case
$89.88
(+24%)
Analyst growth 12.7%, PE expands to 13.3
Base Case
$81.71
(+13%)
Market implied 12.7%, PE stable at 12.1
Bear Case
$49.31
(-32%)
Severe decline -20.0%, PE contracts to 10.3
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
Share & Embed Analysis
Last updated: June 23, 2026 12:58 PM ET
Data refreshes hourly during market hours. Next update: 1:58 PM
Data refreshes hourly during market hours. Next update: 1:58 PM
🔥 Top Stocks Breaking Out Now
| Ticker | Score | Recommendation | Change % |
|---|
Technical Signals Check
Is SMBC showing a specific setup today?
Insider Activity (6 Months)
0
Buys
1
Sells
Net
INSIDERS SELLING
Recent Transactions
Charles R Love
SELL
580 shares
2026-03-04
Top Rated Banks - Regional Stocks
Top-rated stocks in Banks - Regional by analyst ratings.
| Stock | Analyst Consensus | Analyst Target | Tradestie Score |
|---|---|---|---|
|
USB
U.S. Bancorp |
BUY
24 analysts |
$64 | 65 BUY |
|
CFG
Citizens Financial Group… |
STRONG BUY
17 analysts |
$73 | 66 BUY |
|
PNC
PNC Financial Services G… |
BUY
23 analysts |
$256 | 62 BUY |
|
MTB
M&T Bank Corporation |
BUY
21 analysts |
$233 | 64 BUY |
|
PB
Prosperity Bancshares Inc |
BUY
14 analysts |
$78 | 67 BUY |
