SMBC
Southern Missouri Bancorp
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Southern Missouri Bancorp (SMBC) Stock: Buy, Sell, or Hold?
$71.49
-0.43 (-0.60%)
âŧ
5d:
+0.0%
30d:
+1.46%
90d:
-7.67%
QUANTITATIVE VERDICT
WAIT
LOW Confidence (69%)
Quality Score
44/100
Position
FAIR
30-Day Fair Range
$70.12 â $72.07
Position: FAIR
Forward P/E & Valuation
10.9x
FAIR
vs 10.5x historical avg
Wall Street Target
$78.40
+9.7% upside
Options IV & Volume
HIGH Vol
HIGH volume confirmation
Support / Resistance
$70.30 / $74.17
Trend: Strong Downtrend
Executive Thesis & Bottom Line
Forward Earnings Fair Value & Price Prediction →
âšī¸ NEUTRAL: SMBC is fairly priced but lacks strong directional signals. At 1.2% expected growth, valuation appears fair. Wait for clearer setup or better entry on dips.
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Interactive Price Chart (1 Month)
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Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$88.73
Based on 5.2% avg growth
INTRINSIC VALUE TODAY
$55.09
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 10.5x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: SMBC is currently trading at $71.49, which is considered fair relative to its 30-day fair value range of $70.12 to $72.07. The stock's valuation (Forward PE: 10.9) is in line with its historical norms (10.5). At these levels, the market is pricing in 1.2% annual earnings growth. This growth rate appears achievable given the company's track record, suggesting the valuation is rational.
Technical Outlook: Technically, SMBC is in a strong downtrend. The price is currently testing key support at $70.30. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: The stock scores a mixed 52/100 on our bottoming-setup gauge, with only partial signs of a stabilized entry point. Current signals suggest waiting for a better entry point before initiating new positions.
Technical Outlook: Technically, SMBC is in a strong downtrend. The price is currently testing key support at $70.30. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: The stock scores a mixed 52/100 on our bottoming-setup gauge, with only partial signs of a stabilized entry point. Current signals suggest waiting for a better entry point before initiating new positions.
Quick Decision Summary
Current Position
FAIR
Historical Trading Range
$70.12 -
$72.07
Company Quality Score
44/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
68.6%
Trading Range & Key Levels
30-Day Trading Range
$70.12 -
$72.07
Current vs Trading Range
FAIR
Support Level
$70.30
Resistance Level
$74.17
Current Trend
Strong Downtrend
Technical data as of
Nov 10, 2026
Quantitative Signal Breakdown
- NEUTRAL: Price in fair range
- NEUTRAL: Mixed technical signals (52/100)
- BULLISH: High volume confirmation
- NEUTRAL: Near Wall St target ($78.40)
- NEUTRAL: Market pricing in 1.2% annual earnings growth - fairly valued
- WARNING: Composite score 44/100 in the bottom quintile â this cohort historically lags the market
Fundamental Context
Forward P/E (Next Year Est.)
10.87
Wall Street Target
$78.40
(+9.7%)
Revenue Growth (YoY)
12.7%
Earnings Growth (YoY)
25.4%
Profit Margin
38.6%
Valuation Premium vs History
+1.2% premium
PE vs Historical
10.9 vs 10.5
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+1.2%
(market-implied from PE analysis)
1-Year Target
$72.35
(+1%)
2-Year Target
$73.22
(+2%)
3-Year Target
$74.09
(+4%)
3-Yr Target (if PE normalizes)
(PE: 11â11)
PE COMPRESSION
$71.55
(+0%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 19.9, Growth: 6.3%)
$156.87
(+119%)
Base:
(SPY PE: 10.9, Growth: 6.3%)
$85.88
(+20%)
Bear:
(PE: 9.2, Growth: 6.3%)
$73.00
(+2%)
đ
Valuation based on Current Earnings
Trailing PE: 10.61 | Current EPS (TTM): $6.78
Bull Case
$76.72
(+7%)
Analyst growth -3.0%, PE expands to 11.7
Base Case
$69.75
(-2%)
Market implied -3.0%, PE stable at 10.6
Bear Case
$48.91
(-32%)
Severe decline -20.0%, PE contracts to 9.0
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
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bloggers & journalists: you are free to use our charts with attribution.Reddit & Retail Trader Sentiment (SMBC)
Bullish
2 Retail Mentions
Reddit / WSB Comments
1
Bearish
StockTwits Volume
1 msgs
24h retail stream
Last Tracked
Sep 25, 2026
Daily AI digest
AI Retail Discussion Summary:
Traders on StockTwits have identified a potential bullish reversal in $SMBC stocks based on the Morning Star candlestick pattern. No recent news articles are available.
Key Retail Themes:
bullish reversal
Morning Star pattern
Aggregated from r/wallstreetbets, r/stocks & StockTwits streams.
View All Trending Reddit & WSB Stocks →
Last updated: November 11, 2026 5:30 AM ET
Data refreshes hourly during market hours. Next update: 6:30 AM
Data refreshes hourly during market hours. Next update: 6:30 AM
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Technical Signals Check
Is SMBC showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
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