TCBK Stock Analysis: Buy, Sell, or Hold?
TCBK - Trico Bancshares
$60.07
6.43 (11.99%)
▲
5d:
+10.97%
30d:
+14.83%
90d:
+19.49%
HOLD
MODERATE Confidence
Analysis Updated: Jul 13, 2026 12:00 AM ET
Earnings: Jul 23, 2026
9d
Get Alerted When TCBK Hits Your Target Price
Join 10,000+ traders who never miss a move
You're in! Check your email to confirm and set your target price.
100% Free
No spam, ever
Unsubscribe anytime
Interactive Price Chart (1 Month)
Loading chart...
Loading historical data...
Bottom Line:
📊 HOLD - EXTENDED: TCBK is 9.7% above its trading range ($54.77). Fundamentals are solid but entry is stretched. Hold existing positions; wait for pullback to add new shares.
📊 HOLD - EXTENDED: TCBK is 9.7% above its trading range ($54.77). Fundamentals are solid but entry is stretched. Hold existing positions; wait for pullback to add new shares.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$61.24
Based on 3.5% avg growth
INTRINSIC VALUE TODAY
$38.02
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 11.9x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: TCBK is currently trading at $60.07, which is considered extended relative to its 30-day fair value range of $50.98 to $54.77. From a valuation perspective, the stock is trading at a premium (Forward PE: 13.8) compared to its historical average (11.9). At these levels, the market is pricing in 5.3% annual earnings growth. This growth rate appears achievable given the company's track record, suggesting the valuation is rational.
Technical Outlook: Technically, TCBK is showing sideways momentum. The price is approaching resistance at $52.00. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation. The stock is showing strong short-term momentum, up 12.0% recently.
Market Sentiment: TCBK has a strong technical setup (60/100), with favorable trendlines, momentum, and price action for short-term traders. The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Technical Outlook: Technically, TCBK is showing sideways momentum. The price is approaching resistance at $52.00. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation. The stock is showing strong short-term momentum, up 12.0% recently.
Market Sentiment: TCBK has a strong technical setup (60/100), with favorable trendlines, momentum, and price action for short-term traders. The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Quick Decision Summary
Current Position
EXTENDED
Historical Trading Range
$50.98 -
$54.77
Company Quality Score
59/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
53.8%
All Signals
- BEARISH: Price extended above range (+9.7% above its trading range)
- BULLISH: Strong technical setup (60/100)
- BULLISH: High volume confirmation
- BULLISH: Strong upward momentum (+12.0%)
- BEARISH: Trading above Wall St target ($56.17)
- NEUTRAL: Trading at premium valuation - market expects 5.3% growth which is achievable
Trading Range Analysis
30-Day Trading Range
$50.98 -
$54.77
Current vs Trading Range
EXTENDED
Support & Resistance Levels
Support Level
$49.18
Resistance Level
$52.00
Current Trend
Sideways
Technical data as of
Jun 9, 2026
Fundamental Context
Forward P/E (Next Year Est.)
13.83
Wall Street Target
$56.17
(-6.5%)
Revenue Growth (YoY)
10.7%
Earnings Growth (YoY)
30.0%
Profit Margin
31.0%
Valuation Premium vs History
+5.3% premium
PE vs Historical
13.8 vs 11.9
STRETCHED
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+5.3%
(market-implied from PE analysis)
1-Year Target
$63.25
(+5%)
2-Year Target
$66.61
(+11%)
3-Year Target
$70.14
(+17%)
3-Yr Target (if PE normalizes)
(PE: 14→12)
PE COMPRESSION
$60.35
(+1%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 21.8, Growth: 2.9%)
$103.13
(+72%)
Base:
(SPY PE: 13.8, Growth: 2.9%)
$65.49
(+9%)
Bear:
(PE: 11.8, Growth: 2.9%)
$55.67
(-7%)
📈
Valuation based on Current Earnings
Trailing PE: 13.61 | Current EPS (TTM): $3.94
Bull Case
$65.04
(+8%)
Analyst growth 10.2%, PE expands to 15.0
Base Case
$59.13
(-2%)
Market implied 10.2%, PE stable at 13.6
Bear Case
$36.48
(-39%)
Severe decline -20.0%, PE contracts to 11.6
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
Share & Embed Analysis
Last updated: July 13, 2026 6:53 PM ET
Data refreshes hourly during market hours. Next update: 7:53 PM
Data refreshes hourly during market hours. Next update: 7:53 PM
🔥 Top Stocks Breaking Out Now
| Ticker | Score | Recommendation | Change % |
|---|
Technical Signals Check
Is TCBK showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
Top Rated Banks - Regional Stocks
Top-rated stocks in Banks - Regional by analyst ratings.
| Stock | Analyst Consensus | Analyst Target | Tradestie Score |
|---|---|---|---|
|
HBAN
Huntington Bancshares In… |
STRONG BUY
21 analysts |
$20 | 66 BUY |
|
PNC
PNC Financial Services G… |
BUY
23 analysts |
$267 | 62 BUY |
|
CFG
Citizens Financial Group… |
STRONG BUY
17 analysts |
$77 | 57 HOLD |
|
NU
Nu Holdings Ltd |
BUY
20 analysts |
$18 | 61 BUY |
|
WAL
Western Alliance Bancorp… |
STRONG BUY
15 analysts |
$91 | 64 BUY |
