TCBX
Third Coast Bancshares, Inc. Common Stock
SAVINGS INSTITUTIONS, NOT FEDERALLY CHARTERED
Best Savings Institutions Stocks 2026 →
Third Coast Bancshares (TCBX) Stock: Buy, Sell, or Hold?
$39.58
-0.23 (-0.58%)
▼
5d:
-0.78%
30d:
-5.08%
90d:
-13.01%
QUANTITATIVE VERDICT
BUY
HIGH Confidence (88%)
Quality Score
59/100
Position
OVERSOLD
30-Day Fair Range
$39.70 – $41.75
Position: OVERSOLD
Forward P/E & Valuation
9.3x
FAIR
vs 9.5x historical avg
Wall Street Target
$47.36
+19.6% upside
Options IV & Volume
HIGH Vol
HIGH volume confirmation
Support / Resistance
$38.69 / $41.51
Trend: Sideways
Executive Thesis & Bottom Line
Forward Earnings Fair Value & Price Prediction →
✅ BUY SIGNAL: TCBX shows strong fundamentals and good volume confirmation. Solid entry point despite oversold pricing.
Get Alerted When TCBX Hits Your Target Price
Join 10,000+ traders who never miss a move
You're in! Check your email to confirm and set your target price.
100% Free
No spam, ever
Unsubscribe anytime
Interactive Price Chart (1 Month)
Loading chart...
Loading historical data...
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$54.05
Based on 5.9% avg growth
INTRINSIC VALUE TODAY
$33.56
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 9.5x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: TCBX is currently trading at $39.58, which is considered oversold relative to its 30-day fair value range of $39.70 to $41.75. The stock's valuation (Forward PE: 9.3) is in line with its historical norms (9.5). Remarkably, the market is currently pricing in an annual earnings decline of 0.9% over the next few years. This aligns with recent fundamental challenges.
Technical Outlook: Technically, TCBX is showing sideways momentum. The price is currently testing key support at $38.69. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: TCBX scores 78/100 on our bottoming-setup gauge — the chart has corrected and is stabilizing (RSI reset, momentum turning up), historically a favorable entry zone. Wall Street analysts see significant upside, with an average price target of $47.35 (+19.6%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Technical Outlook: Technically, TCBX is showing sideways momentum. The price is currently testing key support at $38.69. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: TCBX scores 78/100 on our bottoming-setup gauge — the chart has corrected and is stabilizing (RSI reset, momentum turning up), historically a favorable entry zone. Wall Street analysts see significant upside, with an average price target of $47.35 (+19.6%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Quick Decision Summary
Current Position
OVERSOLD
Historical Trading Range
$39.70 -
$41.75
Company Quality Score
59/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
88.1%
Trading Range & Key Levels
30-Day Trading Range
$39.70 -
$41.75
Current vs Trading Range
OVERSOLD
Support Level
$38.69
Resistance Level
$41.51
Current Trend
Sideways
Technical data as of
Nov 10, 2026
Quantitative Signal Breakdown
- BULLISH: Price oversold vs 30-day range
- BULLISH: Strong technical setup (78/100)
- BULLISH: High volume confirmation
- BULLISH: Trading below Wall St target ($47.35)
- BULLISH: Bottoming setup score 78/100 — corrected, stabilizing, and turning up
Fundamental Context
Forward P/E (Next Year Est.)
9.26
Wall Street Target
$47.36
(+19.6%)
Revenue Growth (YoY)
26.3%
Earnings Growth (YoY)
-9.7%
Profit Margin
31.0%
Valuation Discount vs History
-0.9% cheaper
PE vs Historical
9.3 vs 9.5
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
-0.9%
(market-implied from PE analysis)
1-Year Target
$39.22
(-1%)
2-Year Target
$38.87
(-2%)
3-Year Target
$38.52
(-3%)
3-Yr Target (if PE normalizes)
(PE: 9→10)
$39.51
(0%)
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 19.9, Growth: 7.8%)
$106.37
(+169%)
Base:
(SPY PE: 9.3, Growth: 7.8%)
$49.61
(+25%)
Bear:
(PE: 7.9, Growth: 7.8%)
$42.17
(+7%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (10x PE), but valuation improves significantly next year (9x PE) as earnings recover.
Trailing PE: 10.16 | Current EPS (TTM): $3.92
Bull Case
$47.74
(+21%)
Analyst growth 9.0%, PE expands to 11.2
Base Case
$43.40
(+10%)
Market implied 9.0%, PE stable at 10.2
Bear Case
$27.07
(-32%)
Severe decline -20.0%, PE contracts to 8.6
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
💡
Upside Surprise Potential
If earnings stabilize (0% growth), PE could expand from 9.3 to 9.5
Stabilization Target:
$40.60
(+2.6%)
PE Expansion Potential:
+2.6%
Share TCBX Analysis
Share this live TCBX analysis (with rich preview card) to Reddit, StockTwits, X, or embed the chart on your blog.
bloggers & journalists: you are free to use our charts with attribution.
Last updated: November 11, 2026 12:06 AM ET
Data refreshes hourly during market hours. Next update: 1:06 AM
Data refreshes hourly during market hours. Next update: 1:06 AM
🔥 Top Stocks Breaking Out Now
| Ticker | Score | Recommendation | Change % |
|---|
Technical Signals Check
Is TCBX showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
Top Rated Banks - Regional Stocks
Top-rated stocks in Banks - Regional by analyst ratings.
| Stock | Analyst Consensus | Analyst Target | Tradestie Score |
|---|---|---|---|
|
CFG
Citizens Financial Group… |
STRONG BUY
20 analysts |
$76 | 65 BUY |
|
PNFP
Pinnacle Financial Partn… |
STRONG BUY
22 analysts |
$121 | 39 SELL |
|
HBAN
Huntington Bancshares In… |
BUY
21 analysts |
$19 | 48 HOLD |
|
FLG
Flagstar Bank, National … |
BUY
18 analysts |
$13 | 58 HOLD |
|
ONB
Old National Bancorp |
STRONG BUY
15 analysts |
$29 | 56 HOLD |
Explore More Analysis & Live Quant Tools
Part A: Deep-Dive TCBX Research Pages
