TCBX Stock Analysis: Buy, Sell, or Hold?
TCBX - Third Coast Bancshares, Inc. Common Stock
$39.98
0.13 (0.33%)
▲
5d:
-1.16%
30d:
-0.27%
90d:
-3.01%
BUY
MODERATE Confidence
Analysis Updated: Jul 10, 2026 12:00 AM ET
Earnings: Jul 22, 2026
8d
Get Alerted When TCBX Hits Your Target Price
Join 10,000+ traders who never miss a move
You're in! Check your email to confirm and set your target price.
100% Free
No spam, ever
Unsubscribe anytime
Interactive Price Chart (1 Month)
Loading chart...
Loading historical data...
Bottom Line:
💡 BUY OPPORTUNITY: TCBX shows positive signals but monitor for confirmation. Market pricing in 0.2% annual growth which appears achievable. Moderate conviction.
💡 BUY OPPORTUNITY: TCBX shows positive signals but monitor for confirmation. Market pricing in 0.2% annual growth which appears achievable. Moderate conviction.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$52.66
Based on 5.9% avg growth
INTRINSIC VALUE TODAY
$32.70
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 9.3x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: TCBX is currently trading at $39.98, which is considered fair relative to its 30-day fair value range of $39.20 to $40.45. The stock's valuation (Forward PE: 9.4) is in line with its historical norms (9.3). At these levels, the market is pricing in 0.2% annual earnings growth. This growth rate appears achievable given the company's track record, suggesting the valuation is rational.
Technical Outlook: Technically, TCBX is in a downtrend. The price is approaching resistance at $40.59. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: The stock shows a mixed technical setup (40/100), with neutral trendline and momentum signals. Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Technical Outlook: Technically, TCBX is in a downtrend. The price is approaching resistance at $40.59. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: The stock shows a mixed technical setup (40/100), with neutral trendline and momentum signals. Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Quick Decision Summary
Current Position
FAIR
Historical Trading Range
$39.20 -
$40.45
Company Quality Score
56/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
68.6%
All Signals
- NEUTRAL: Price in fair range
- NEUTRAL: Mixed technical signals (40/100)
- BULLISH: High volume confirmation
- NEUTRAL: Near Wall St target ($43.25)
- NEUTRAL: Market pricing in 0.2% annual earnings growth - fairly valued
Trading Range Analysis
30-Day Trading Range
$39.20 -
$40.45
Current vs Trading Range
FAIR
Support & Resistance Levels
Support Level
$37.20
Resistance Level
$40.59
Current Trend
Downtrend
Technical data as of
Jun 9, 2026
Fundamental Context
Forward P/E (Next Year Est.)
9.37
Wall Street Target
$43.25
(+8.5%)
Revenue Growth (YoY)
25.6%
Earnings Growth (YoY)
13.2%
Profit Margin
32.4%
Valuation Premium vs History
+0.2% premium
PE vs Historical
9.4 vs 9.3
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+0.2%
(market-implied from PE analysis)
1-Year Target
$39.93
(+0%)
2-Year Target
$40.01
(+0%)
3-Year Target
$40.09
(+1%)
3-Yr Target (if PE normalizes)
(PE: 9→9)
PE COMPRESSION
$39.79
(0%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 21.8, Growth: 7.8%)
$115.95
(+191%)
Base:
(SPY PE: 9.4, Growth: 7.8%)
$49.88
(+25%)
Bear:
(PE: 8.0, Growth: 7.8%)
$42.40
(+6%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (10x PE), but valuation improves significantly next year (9x PE) as earnings recover.
Trailing PE: 10.22 | Current EPS (TTM): $3.89
Bull Case
$47.81
(+20%)
Analyst growth 9.3%, PE expands to 11.2
Base Case
$43.46
(+9%)
Market implied 9.3%, PE stable at 10.2
Bear Case
$27.03
(-32%)
Severe decline -20.0%, PE contracts to 8.7
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
Share & Embed Analysis
Last updated: July 13, 2026 11:07 AM ET
Data refreshes hourly during market hours. Next update: 12:07 PM
Data refreshes hourly during market hours. Next update: 12:07 PM
🔥 Top Stocks Breaking Out Now
| Ticker | Score | Recommendation | Change % |
|---|
Technical Signals Check
Is TCBX showing a specific setup today?
Insider Activity (6 Months)
1
Buys
0
Sells
+
Net
INSIDERS BUYING
Recent Transactions
William Bobbora
BUY
1200 shares
2026-02-24
Top Rated Banks - Regional Stocks
Top-rated stocks in Banks - Regional by analyst ratings.
| Stock | Analyst Consensus | Analyst Target | Tradestie Score |
|---|---|---|---|
|
HBAN
Huntington Bancshares In… |
STRONG BUY
21 analysts |
$20 | 66 BUY |
|
PNC
PNC Financial Services G… |
BUY
23 analysts |
$267 | 62 BUY |
|
CFG
Citizens Financial Group… |
STRONG BUY
17 analysts |
$77 | 56 HOLD |
|
NU
Nu Holdings Ltd |
BUY
20 analysts |
$18 | 62 BUY |
|
RF
Regions Financial Corpor… |
HOLD
21 analysts |
$32 | 64 BUY |
