Third Coast Bancshares (TCBX) Stock: Buy, Sell, or Hold?
TCBX - Third Coast Bancshares, Inc. Common Stock
$45.00
-0.11 (-0.24%)
▼
5d:
+0.31%
30d:
-1.1%
90d:
+14.07%
HOLD
MODERATE Confidence
Analysis Updated: Sep 11, 2026 12:00 AM ET
Earnings: Oct 28, 2026
Get Alerted When TCBX Hits Your Target Price
Join 10,000+ traders who never miss a move
You're in! Check your email to confirm and set your target price.
100% Free
No spam, ever
Unsubscribe anytime
Interactive Price Chart (1 Month)
Loading chart...
Loading historical data...
Bottom Line:
📊 HOLD: TCBX is fairly valued with market pricing in 3.2% annual growth. Fine to hold or accumulate slowly on dips.
📊 HOLD: TCBX is fairly valued with market pricing in 3.2% annual growth. Fine to hold or accumulate slowly on dips.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$55.80
Based on 6.4% avg growth
INTRINSIC VALUE TODAY
$34.65
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 9.5x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: TCBX is currently trading at $45.00, which is considered fair relative to its 30-day fair value range of $44.37 to $45.63. The stock's valuation (Forward PE: 10.4) is in line with its historical norms (9.5). At these levels, the market is pricing in 3.2% annual earnings growth. This growth rate appears achievable given the company's track record, suggesting the valuation is rational.
Technical Outlook: Technically, TCBX is in a strong uptrend. The price is approaching resistance at $46.14. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: The stock scores a mixed 47/100 on our bottoming-setup gauge, with only partial signs of a stabilized entry point. The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Technical Outlook: Technically, TCBX is in a strong uptrend. The price is approaching resistance at $46.14. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: The stock scores a mixed 47/100 on our bottoming-setup gauge, with only partial signs of a stabilized entry point. The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Quick Decision Summary
Current Position
FAIR
Historical Trading Range
$44.37 -
$45.63
Company Quality Score
55/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
68.6%
All Signals
- NEUTRAL: Price in fair range
- NEUTRAL: Mixed technical signals (47/100)
- BULLISH: High volume confirmation
- NEUTRAL: Near Wall St target ($47.00)
- NEUTRAL: Market pricing in 3.2% annual earnings growth - fairly valued
- NEUTRAL: Bottoming setup forming (47/100) — watch for confirmation
Trading Range Analysis
30-Day Trading Range
$44.37 -
$45.63
Current vs Trading Range
FAIR
Support & Resistance Levels
Support Level
$43.39
Resistance Level
$46.14
Current Trend
Strong Uptrend
Technical data as of
Sep 11, 2026
Fundamental Context
Forward P/E (Next Year Est.)
10.42
Wall Street Target
$47.00
(+4.4%)
Revenue Growth (YoY)
32.1%
Earnings Growth (YoY)
12.3%
Profit Margin
32.5%
Valuation Premium vs History
+3.2% premium
PE vs Historical
10.4 vs 9.5
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+3.2%
(market-implied from PE analysis)
1-Year Target
$46.44
(+3%)
2-Year Target
$47.93
(+7%)
3-Year Target
$49.46
(+10%)
3-Yr Target (if PE normalizes)
(PE: 10→10)
PE COMPRESSION
$45.11
(+0%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 20.2, Growth: 8.7%)
$111.76
(+148%)
Base:
(SPY PE: 10.4, Growth: 8.7%)
$57.72
(+28%)
Bear:
(PE: 8.9, Growth: 8.7%)
$49.06
(+9%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (11x PE), but valuation improves significantly next year (10x PE) as earnings recover.
Trailing PE: 11.22 | Current EPS (TTM): $4.02
Bull Case
$53.32
(+19%)
Analyst growth 7.5%, PE expands to 12.3
Base Case
$48.48
(+8%)
Market implied 7.5%, PE stable at 11.2
Bear Case
$30.67
(-32%)
Severe decline -20.0%, PE contracts to 9.5
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
Share & Embed Analysis
Last updated: September 11, 2026 9:20 PM ET
Data refreshes hourly during market hours. Next update: 10:20 PM
Data refreshes hourly during market hours. Next update: 10:20 PM
🔥 Top Stocks Breaking Out Now
| Ticker | Score | Recommendation | Change % |
|---|
Technical Signals Check
Is TCBX showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
Top Rated Banks - Regional Stocks
Top-rated stocks in Banks - Regional by analyst ratings.
| Stock | Analyst Consensus | Analyst Target | Tradestie Score |
|---|---|---|---|
|
FITB
Fifth Third Bancorp |
BUY
24 analysts |
$63 | 66 BUY |
|
MTB
M&T Bank Corporation |
BUY
21 analysts |
$257 | 66 BUY |
|
TFC
Truist Financial Corp |
HOLD
23 analysts |
$55 | 61 BUY |
|
KEY
KeyCorp |
BUY
19 analysts |
$26 | 62 BUY |
|
FNB
F.N.B. Corp |
STRONG BUY
9 analysts |
$21 | 63 BUY |
