Unity Bancorp (UNTY) Stock: Buy, Sell, or Hold?
UNTY - Unity Bancorp
$60.13
1.04 (1.76%)
▲
5d:
+2.07%
30d:
-2.39%
90d:
+8.44%
BUY
HIGH Confidence
Analysis Updated: Sep 11, 2026 12:00 AM ET
Earnings: Oct 13, 2026
29d
Get Alerted When UNTY Hits Your Target Price
Join 10,000+ traders who never miss a move
You're in! Check your email to confirm and set your target price.
100% Free
No spam, ever
Unsubscribe anytime
Interactive Price Chart (1 Month)
Loading chart...
Loading historical data...
Bottom Line:
✅ BUY SIGNAL: UNTY shows strong fundamentals and good volume confirmation. Solid entry point despite slightly high pricing.
✅ BUY SIGNAL: UNTY shows strong fundamentals and good volume confirmation. Solid entry point despite slightly high pricing.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$73.82
Based on 5.9% avg growth
INTRINSIC VALUE TODAY
$45.84
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 8.7x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: UNTY is currently trading at $60.13, which is considered slightly high relative to its 30-day fair value range of $58.50 to $60.61. The stock's valuation (Forward PE: 9.5) is in line with its historical norms (8.7). At these levels, the market is pricing in 2.7% annual earnings growth.
Technical Outlook: Technically, UNTY is in a strong uptrend. The price is approaching resistance at $61.23. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: UNTY scores 71/100 on our bottoming-setup gauge — the chart has corrected and is stabilizing (RSI reset, momentum turning up), historically a favorable entry zone. Wall Street analysts see significant upside, with an average price target of $68.55 (+14.0%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Technical Outlook: Technically, UNTY is in a strong uptrend. The price is approaching resistance at $61.23. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: UNTY scores 71/100 on our bottoming-setup gauge — the chart has corrected and is stabilizing (RSI reset, momentum turning up), historically a favorable entry zone. Wall Street analysts see significant upside, with an average price target of $68.55 (+14.0%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Quick Decision Summary
Current Position
SLIGHTLY HIGH
Historical Trading Range
$58.50 -
$60.61
Company Quality Score
69/100
(BUY)
Volume Confirmation
HIGH
Confidence Score
77.1%
All Signals
- BULLISH: Strong technical setup (71/100)
- BULLISH: High volume confirmation
- BULLISH: Trading below Wall St target ($68.55)
- BULLISH: Expecting earnings turnaround to 2.7% growth with -5.7% revenue growth
- BULLISH: Bottoming setup score 71/100 — corrected, stabilizing, and turning up
Trading Range Analysis
30-Day Trading Range
$58.50 -
$60.61
Current vs Trading Range
SLIGHTLY HIGH
Support & Resistance Levels
Support Level
$57.36
Resistance Level
$61.23
Current Trend
Strong Uptrend
Technical data as of
Sep 11, 2026
Fundamental Context
Forward P/E (Next Year Est.)
9.46
Wall Street Target
$68.55
(+14.0%)
Revenue Growth (YoY)
-5.7%
Earnings Growth (YoY)
-11.8%
Profit Margin
45.0%
Valuation Premium vs History
+2.7% premium
PE vs Historical
9.5 vs 8.7
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+2.7%
(market-implied from PE analysis)
1-Year Target
$61.75
(+3%)
2-Year Target
$63.42
(+6%)
3-Year Target
$65.13
(+8%)
3-Yr Target (if PE normalizes)
(PE: 9→9)
PE COMPRESSION
$59.92
(0%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 20.2, Growth: 7.9%)
$160.97
(+168%)
Base:
(SPY PE: 9.5, Growth: 7.9%)
$75.48
(+26%)
Bear:
(PE: 8.0, Growth: 7.9%)
$64.16
(+7%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (10x PE), but valuation improves significantly next year (9x PE) as earnings recover.
Trailing PE: 10.22 | Current EPS (TTM): $5.78
Bull Case
$71.50
(+19%)
Analyst growth 10.0%, PE expands to 11.3
Base Case
$65.00
(+8%)
Market implied 10.0%, PE stable at 10.2
Bear Case
$40.18
(-33%)
Severe decline -20.0%, PE contracts to 8.7
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
Share & Embed Analysis
Last updated: September 12, 2026 11:37 PM ET
Data refreshes hourly during market hours. Next update: 12:37 AM
Data refreshes hourly during market hours. Next update: 12:37 AM
🔥 Top Stocks Breaking Out Now
| Ticker | Score | Recommendation | Change % |
|---|
Technical Signals Check
Is UNTY showing a specific setup today?
Insider Activity (6 Months)
0
Buys
1
Sells
Net
INSIDERS SELLING
Recent Transactions
Mary E Gross
SELL
2075 shares
2026-04-17
Top Rated Banks - Regional Stocks
Top-rated stocks in Banks - Regional by analyst ratings.
| Stock | Analyst Consensus | Analyst Target | Tradestie Score |
|---|---|---|---|
|
PNC
PNC Financial Services G… |
BUY
23 analysts |
$278 | 61 BUY |
|
MTB
M&T Bank Corporation |
BUY
21 analysts |
$257 | 66 BUY |
|
KEY
KeyCorp |
BUY
19 analysts |
$26 | 62 BUY |
|
FNB
F.N.B. Corp |
STRONG BUY
9 analysts |
$21 | 63 BUY |
|
SNV
Synovus Financial Corp |
BUY
19 analysts |
$58 | 45 HOLD |
