Westamerica Bancorporation (WABC) Stock: Buy, Sell, or Hold?
WABC - Westamerica Bancorporation
$59.60
0.48 (0.81%)
▲
5d:
-1.76%
30d:
+1.15%
90d:
+0.49%
HOLD
LOW Confidence
Analysis Updated: Oct 2, 2026 12:00 AM ET
Earnings: Oct 15, 2026
11d
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Interactive Price Chart (1 Month)
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Bottom Line:
📊 HOLD: WABC is fairly valued with market pricing in 0.4% annual growth. Fine to hold or accumulate slowly on dips.
📊 HOLD: WABC is fairly valued with market pricing in 0.4% annual growth. Fine to hold or accumulate slowly on dips.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$114.71
Based on 14.5% avg growth
INTRINSIC VALUE TODAY
$71.23
16.3% Margin of Safety
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 12.6x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: WABC is currently trading at $59.60, which is considered slightly high relative to its 30-day fair value range of $58.27 to $59.87. The stock's valuation (Forward PE: 12.8) is in line with its historical norms (12.6). At these levels, the market is pricing in 0.4% annual earnings growth. This growth rate appears achievable given the company's track record, suggesting the valuation is rational.
Technical Outlook: Technically, WABC is in a uptrend. The price is approaching resistance at $61.00. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: WABC scores 71/100 on our bottoming-setup gauge — the chart has corrected and is stabilizing (RSI reset, momentum turning up), historically a favorable entry zone. The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Technical Outlook: Technically, WABC is in a uptrend. The price is approaching resistance at $61.00. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: WABC scores 71/100 on our bottoming-setup gauge — the chart has corrected and is stabilizing (RSI reset, momentum turning up), historically a favorable entry zone. The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Quick Decision Summary
Current Position
SLIGHTLY HIGH
Historical Trading Range
$58.27 -
$59.87
Company Quality Score
64/100
(BUY)
Volume Confirmation
HIGH
Confidence Score
72.4%
All Signals
- BULLISH: Strong technical setup (71/100)
- BULLISH: High volume confirmation
- NEUTRAL: Near Wall St target ($64.00)
- NEUTRAL: Market pricing in 0.4% annual earnings growth - fairly valued
- CAUTION: Bottoming setup, but lagging the sector by 13% over 20 days — wait for relative strength
Trading Range Analysis
30-Day Trading Range
$58.27 -
$59.87
Current vs Trading Range
SLIGHTLY HIGH
Support & Resistance Levels
Support Level
$57.39
Resistance Level
$61.00
Current Trend
Uptrend
Technical data as of
Oct 2, 2026
Fundamental Context
Forward P/E (Next Year Est.)
12.75
Wall Street Target
$64.00
(+7.4%)
Revenue Growth (YoY)
-2.7%
Earnings Growth (YoY)
4.5%
Profit Margin
43.9%
Valuation Premium vs History
+0.4% premium
PE vs Historical
12.8 vs 12.6
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+0.4%
(market-implied from PE analysis)
1-Year Target
$59.84
(+0%)
2-Year Target
$60.08
(+1%)
3-Year Target
$60.32
(+1%)
3-Yr Target (if PE normalizes)
(PE: 13→13)
PE COMPRESSION
$59.61
(0%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 20.4, Growth: 86.3%)
$97.86
(+64%)
Base:
(SPY PE: 12.7, Growth: 86.3%)
$61.16
(+3%)
Bear:
(PE: 10.8, Growth: 86.3%)
$51.98
(-13%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (13x PE), but valuation improves significantly next year (13x PE) as earnings recover.
Trailing PE: 13.05 | Current EPS (TTM): $4.53
Bull Case
$67.11
(+13%)
Analyst growth 3.2%, PE expands to 14.4
Base Case
$61.01
(+2%)
Market implied 3.2%, PE stable at 13.1
Bear Case
$40.20
(-33%)
Severe decline -20.0%, PE contracts to 11.1
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
Share & Embed Analysis
Last updated: October 02, 2026 11:00 PM ET
Data refreshes hourly during market hours. Next update: 12:00 AM
Data refreshes hourly during market hours. Next update: 12:00 AM
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Technical Signals Check
Is WABC showing a specific setup today?
Insider Activity (6 Months)
1
Buys
1
Sells
0
Net
INSIDERS SELLING
Recent Transactions
Inez Wondeh
BUY
61 shares
2026-04-22
Robert James Baker Jr
SELL
759 shares
2026-04-20
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