Westamerica Bancorporation (WABC) Stock: Buy, Sell, or Hold?
WABC - Westamerica Bancorporation
$61.92
1.10 (1.81%)
▲
5d:
+1.67%
30d:
+4.54%
90d:
+2.36%
HOLD
MODERATE Confidence
Analysis Updated: Oct 22, 2026 12:00 AM ET
Earnings: Oct 15, 2026
0d
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Interactive Price Chart (1 Month)
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Bottom Line:
📊 HOLD: WABC shows mixed signals. Fine to hold existing positions. Not urgent to buy or sell.
📊 HOLD: WABC shows mixed signals. Fine to hold existing positions. Not urgent to buy or sell.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$76.28
Based on 4.1% avg growth
INTRINSIC VALUE TODAY
$47.36
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 12.6x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: WABC is currently trading at $61.92, which is considered extended relative to its 30-day fair value range of $58.72 to $60.63. The stock's valuation (Forward PE: 12.5) is in line with its historical norms (12.6). Remarkably, the market is currently pricing in an annual earnings decline of 0.2% over the next few years. This pessimistic expectation contrasts with the company's recent 9.3% earnings growth, suggesting potential undervaluation if the company simply maintains stability.
Technical Outlook: Technically, WABC is in a uptrend. The price is approaching resistance at $62.90. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: The stock scores a mixed 53/100 on our bottoming-setup gauge, with only partial signs of a stabilized entry point. The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Technical Outlook: Technically, WABC is in a uptrend. The price is approaching resistance at $62.90. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: The stock scores a mixed 53/100 on our bottoming-setup gauge, with only partial signs of a stabilized entry point. The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.
Quick Decision Summary
Current Position
EXTENDED
Historical Trading Range
$58.72 -
$60.63
Company Quality Score
57/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
46.2%
All Signals
- BEARISH: Price extended above range
- NEUTRAL: Mixed technical signals (53/100)
- BULLISH: High volume confirmation
- NEUTRAL: Near Wall St target ($65.00)
- NEUTRAL: Bottoming setup forming (53/100) — watch for confirmation
Trading Range Analysis
30-Day Trading Range
$58.72 -
$60.63
Current vs Trading Range
EXTENDED
Support & Resistance Levels
Support Level
$57.86
Resistance Level
$62.90
Current Trend
Uptrend
Technical data as of
Oct 22, 2026
Fundamental Context
Forward P/E (Next Year Est.)
12.53
Wall Street Target
$65.00
(+5.0%)
Revenue Growth (YoY)
0.5%
Earnings Growth (YoY)
9.3%
Profit Margin
43.8%
Valuation Discount vs History
-0.2% cheaper
PE vs Historical
12.5 vs 12.6
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
-0.2%
(market-implied from PE analysis)
1-Year Target
$61.80
(0%)
2-Year Target
$61.67
(0%)
3-Year Target
$61.55
(-1%)
3-Yr Target (if PE normalizes)
(PE: 13→13)
$61.87
(0%)
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 19.9, Growth: 4.3%)
$111.41
(+80%)
Base:
(SPY PE: 12.5, Growth: 4.3%)
$70.32
(+14%)
Bear:
(PE: 10.7, Growth: 4.3%)
$59.77
(-4%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (13x PE), but valuation improves significantly next year (13x PE) as earnings recover.
Trailing PE: 13.11 | Current EPS (TTM): $4.64
Bull Case
$71.23
(+15%)
Analyst growth 6.5%, PE expands to 14.4
Base Case
$64.75
(+5%)
Market implied 6.5%, PE stable at 13.1
Bear Case
$41.36
(-33%)
Severe decline -20.0%, PE contracts to 11.1
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
💡
Upside Surprise Potential
If earnings stabilize (0% growth), PE could expand from 12.5 to 12.6
Stabilization Target:
$62.24
(+0.5%)
PE Expansion Potential:
+0.5%
Share & Embed Analysis
Last updated: October 23, 2026 12:46 AM ET
Data refreshes hourly during market hours. Next update: 1:46 AM
Data refreshes hourly during market hours. Next update: 1:46 AM
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Technical Signals Check
Is WABC showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
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