Is WU stock a Buy, Sell, or Hold?

Based on our analysis, WU is currently a HOLD with low confidence. 📊 HOLD: WU shows mixed signals. Fine to hold existing positions. Not urgent to buy or sell.

What is the fair value of WU stock?

Our analysis estimates the fair value range for WU to be between $7.02 and $8.28. The current price is $7.30.

What is the analyst price target for WU?

The average Wall Street analyst price target for WU is $7.09. This implies a potential upside of -2.9% from current levels.

WU Stock Analysis: Buy, Sell, or Hold?

WU - The Western Union Company

SERVICES-BUSINESS SERVICES, NEC

$7.30

0.01 (0.14%) ▲

5d: -2.01%

30d: -12.15%

90d: -14.12%

HOLD

LOW Confidence

Protect Your WU Gains

Analysis Updated: Aug 21, 2026 12:00 AM ET

Earnings: Jul 30, 2026 0d

Smart Money Accumulation

Options open interest is building while the stock consolidates - a pattern consistent with institutional accumulation. View Scanner →

Signal fired Aug 17, 2026 at $7.14 · last confirmed Aug 20, 2026

Strength: 6.6/10

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Interactive Price Chart (1 Month)

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💡

Bottom Line:
📊 HOLD: WU shows mixed signals. Fine to hold existing positions. Not urgent to buy or sell.

See Forward Earnings Fair Value & Price Prediction →

Long-Term Wealth Forecast (2031)

Based on Analyst Consensus Growth & Historical Valuation

Adjust Growth Assumption: 17.2%

0% (Stagnation) 50% (Hyper Growth)

EST. PRICE IN 2031

$11.75

Based on 10.6% avg growth

INTRINSIC VALUE TODAY

$7.29

Trading above historical range

How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 4.7x Exit PE.

View Full DCF Model

In-depth Analysis How we analyze

Valuation Analysis: WU is currently trading at $7.30, which is considered slightly low relative to its 30-day fair value range of $7.02 to $8.28. The stock's valuation (Forward PE: 4.8) is in line with its historical norms (4.7). At these levels, the market is pricing in 0.6% annual earnings growth.

Technical Outlook: Technically, WU is in a strong downtrend. Immediate support is located at $6.89, while resistance sits at $7.52.

Market Sentiment: WU scores 76/100 on our bottoming-setup gauge — the chart has corrected and is stabilizing (RSI reset, momentum turning up), historically a favorable entry zone. The stock is fairly positioned - fine to hold existing positions or accumulate slowly on dips, but not an urgent buy.

Quick Decision Summary

Current Position SLIGHTLY LOW

Historical Trading Range $7.02 - $8.28

Company Quality Score 55/100 (HOLD)

Volume Confirmation HIGH

Confidence Score 89.0%

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All Signals

BULLISH: Price oversold vs 30-day range
BULLISH: Strong technical setup (76/100)
BULLISH: High volume confirmation
NEUTRAL: Near Wall St target ($7.09)
BULLISH: Expecting earnings turnaround to 0.6% growth with -1.3% revenue growth
CAUTION: Bottoming setup, but lagging the sector by 11% over 20 days — wait for relative strength

Trading Range Analysis

30-Day Trading Range $7.02 - $8.28

Current vs Trading Range SLIGHTLY LOW

Support & Resistance Levels

Support Level $6.89

Resistance Level $7.52

Current Trend Strong Downtrend

Technical data as of Aug 21, 2026

Fundamental Context

Forward P/E (Next Year Est.) 4.81

Wall Street Target $7.09 (-2.9%)

Revenue Growth (YoY) -1.3%

Earnings Growth (YoY) -35.1%

Profit Margin 9.8%

Valuation Premium vs History +0.6% premium

PE vs Historical 4.8 vs 4.7 FAIR

Market-Implied Price Targets If current PE multiple persists

Implied Growth (YoY): +0.6% (market-implied from PE analysis)

1-Year Target $7.34 (+1%)

2-Year Target $7.39 (+1%)

3-Year Target $7.43 (+2%)

3-Yr Target (if PE normalizes) (PE: 5→5) PE COMPRESSION $7.26 (-1%)

Earnings growth offset by PE compression

3-Year Scenarios Using analyst projected EPS growth

Bull: (PE: 20.1, Growth: 17.2%) $49.03 (+572%)

Base: (SPY PE: 4.8, Growth: 17.2%) $11.76 (+61%)

Bear: (PE: 4.1, Growth: 17.2%) $9.99 (+37%)

📈 Valuation based on Current Earnings

RECOVERY PLAY: Stock looks expensive now (6x PE), but valuation improves significantly next year (5x PE) as earnings recover.

Trailing PE: 5.79 | Current EPS (TTM): $1.26

Bull Case $9.65 (+32%)

Analyst growth 20.4%, PE expands to 6.4

Base Case $8.78 (+20%)

Market implied 20.4%, PE stable at 5.8

Bear Case $4.96 (-32%)

Severe decline -20.0%, PE contracts to 4.9

These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.

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Last updated: August 23, 2026 7:03 AM ET
Data refreshes hourly during market hours. Next update: 8:03 AM

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Insider Activity (6 Months)

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Advanced WU Option Strategies

Professional options setups generated by AI based on today's WU price and gamma walls.

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