WU Stock Analysis: Buy, Sell, or Hold?
WU - The Western Union Company
$6.36
-1.33 (-17.30%)
▼
5d:
-22.63%
30d:
-18.98%
90d:
-30.03%
WAIT
LOW Confidence
Analysis Updated: Jul 31, 2026 12:00 AM ET
Earnings: Jul 30, 2026
0d
Smart Money Accumulation
None View Scanner →
Strength: 7.2/10
Get Alerted When WU Hits Your Target Price
Join 10,000+ traders who never miss a move
You're in! Check your email to confirm and set your target price.
100% Free
No spam, ever
Unsubscribe anytime
Interactive Price Chart (1 Month)
Loading chart...
Loading historical data...
Bottom Line:
⏸️ WAIT FOR STABILIZATION: WU is down 22.6% over the last 5 days. While fundamentals may be solid, catching a falling knife is risky. Wait for price to stabilize before entering.
⏸️ WAIT FOR STABILIZATION: WU is down 22.6% over the last 5 days. While fundamentals may be solid, catching a falling knife is risky. Wait for price to stabilize before entering.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$12.33
Based on 6.8% avg growth
INTRINSIC VALUE TODAY
$7.65
16.9% Margin of Safety
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 4.7x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: WU is currently trading at $6.36, which is considered oversold relative to its 30-day fair value range of $7.35 to $8.40. From a valuation perspective, the stock is trading at a discount (Forward PE: 3.4) compared to its historical average (4.7). Remarkably, the market is currently pricing in an annual earnings decline of 10.7% over the next few years. This aligns with recent fundamental challenges.
Technical Outlook: Technically, WU is in a downtrend. The price is currently testing key support at $6.27. A bounce from this level would confirm strength, while a break below could signal further downside. Short-term momentum is weak, with the stock down 17.3% recently.
Market Sentiment: The stock shows a mixed technical setup (55/100), with neutral trendline and momentum signals. Wall Street analysts see significant upside, with an average price target of $8.43 (+32.5%). Current signals suggest waiting for a better entry point before initiating new positions.
Technical Outlook: Technically, WU is in a downtrend. The price is currently testing key support at $6.27. A bounce from this level would confirm strength, while a break below could signal further downside. Short-term momentum is weak, with the stock down 17.3% recently.
Market Sentiment: The stock shows a mixed technical setup (55/100), with neutral trendline and momentum signals. Wall Street analysts see significant upside, with an average price target of $8.43 (+32.5%). Current signals suggest waiting for a better entry point before initiating new positions.
Quick Decision Summary
Current Position
OVERSOLD
Historical Trading Range
$7.35 -
$8.40
Company Quality Score
50/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
74.8%
Protect Your Profits
Holding WU? Use our AI-powered strategies to protect your downside while keeping your long-term position.
View Profit Protection PlanAll Signals
- BULLISH: Price oversold vs 30-day range
- NEUTRAL: Mixed technical signals (55/100)
- BULLISH: High volume confirmation
- BEARISH: Downward momentum (-17.3%)
- BULLISH: Trading 32.5% below Wall St target ($8.43)
- WARNING: Recommendation downgraded due to -22.6% 5-day decline - wait for stabilization
Trading Range Analysis
30-Day Trading Range
$7.35 -
$8.40
Current vs Trading Range
OVERSOLD
Support & Resistance Levels
Support Level
$6.27
Resistance Level
$8.82
Current Trend
Downtrend
Technical data as of
Jul 31, 2026
Fundamental Context
Forward P/E (Next Year Est.)
3.37
Wall Street Target
$8.43
(+32.5%)
Revenue Growth (YoY)
-0.1%
Earnings Growth (YoY)
-44.4%
Profit Margin
10.9%
Valuation Discount vs History
-10.7% cheaper
PE vs Historical
3.4 vs 4.7
CHEAP
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
-10.7%
(market-implied from PE analysis)
1-Year Target
$5.72
(-10%)
2-Year Target
$5.15
(-19%)
3-Year Target
$4.64
(-27%)
3-Yr Target (if PE normalizes)
(PE: 3→5)
$6.47
(+2%)
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 20.7, Growth: 9.6%)
$51.60
(+711%)
Base:
(SPY PE: 3.4, Growth: 9.6%)
$8.38
(+32%)
Bear:
(PE: 2.9, Growth: 9.6%)
$7.12
(+12%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (6x PE), but valuation improves significantly next year (3x PE) as earnings recover.
Trailing PE: 5.96 | Current EPS (TTM): $1.29
Bull Case
$12.39
(+95%)
Analyst growth 46.4%, PE expands to 6.6
Base Case
$11.26
(+77%)
Market implied 46.4%, PE stable at 6.0
Bear Case
$5.23
(-18%)
Severe decline -20.0%, PE contracts to 5.1
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
💡
Upside Surprise Potential
If earnings stabilize (0% growth), PE could expand from 3.4 to 4.7
Stabilization Target:
$8.88
(+39.6%)
PE Expansion Potential:
+39.6%
Share & Embed Analysis
Last updated: August 03, 2026 3:35 AM ET
Data refreshes hourly during market hours. Next update: 4:35 AM
Data refreshes hourly during market hours. Next update: 4:35 AM
🔥 Top Stocks Breaking Out Now
| Ticker | Score | Recommendation | Change % |
|---|
Technical Signals Check
Is WU showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
Top Rated Credit Services Stocks
Top-rated stocks in Credit Services by analyst ratings.
| Stock | Analyst Consensus | Analyst Target | Tradestie Score |
|---|---|---|---|
|
V
Visa Inc. Class A |
STRONG BUY
41 analysts |
$413 | 52 HOLD |
|
MA
Mastercard Inc |
STRONG BUY
42 analysts |
$660 | 60 HOLD |
|
COF
Capital One Financial Co… |
STRONG BUY
23 analysts |
$257 | 55 HOLD |
|
AFRM
Affirm Holdings Inc |
STRONG BUY
24 analysts |
$91 | 58 HOLD |
|
PYPL
PayPal Holdings Inc |
HOLD
47 analysts |
$58 | 49 HOLD |
Advanced WU Option Strategies
Professional options setups generated by AI based on today's WU price and gamma walls.
