The Western Union (WU) Stock: Buy, Sell, or Hold?
$6.65
-0.08 (-1.19%)
▼
5d:
-5.27%
30d:
+9.92%
90d:
-10.74%
Open in Live Scanner
70/30 Portfolio Builder
Earnings: Nov 04, 2026
0d
Protect WU Gains
Updated Nov 12, 12:00 AM ET
QUANTITATIVE VERDICT
WAIT
LOW Confidence (24%)
Quality Score
32/100
Position
EXTENDED
30-Day Fair Range
$6.04 – $6.63
Position: EXTENDED
Forward P/E & Valuation
4.5x
FAIR
vs 4.6x historical avg
Wall Street Target
$6.73
+1.2% upside
Options IV & Volume
HIGH Vol
HIGH volume confirmation
Support / Resistance
$6.06 / $7.58
Trend: Strong Downtrend
Executive Thesis & Bottom Line
Forward Earnings Fair Value & Price Prediction →
📊 MIXED SIGNALS: WU shows conflicting indicators. Wait for confirmation before entering.
Smart Money Distribution
Options positioning is turning defensive after a sharp run-up - a pattern consistent with institutional profit-taking. View Scanner →
Signal fired Oct 28, 2026 at $6.09 · last confirmed Nov 12, 2026
Strength: 6.6/10
Get Alerted When WU Hits Your Target Price
Join 10,000+ traders who never miss a move
You're in! Check your email to confirm and set your target price.
100% Free
No spam, ever
Unsubscribe anytime
Interactive Price Chart (1 Month)
Loading chart...
Loading historical data...
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$9.75
Based on 7.6% avg growth
INTRINSIC VALUE TODAY
$6.05
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 4.6x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: WU is currently trading at $6.65, which is considered extended relative to its 30-day fair value range of $6.04 to $6.63. The stock's valuation (Forward PE: 4.5) is in line with its historical norms (4.6). Remarkably, the market is currently pricing in an annual earnings decline of 0.7% over the next few years. This aligns with recent fundamental challenges.
Technical Outlook: Technically, WU is in a strong downtrend. Immediate support is located at $6.06, while resistance sits at $7.58.
Market Sentiment: WU scores 20/100 on our bottoming-setup gauge. Note this measures entry quality, not trend direction — a low score can mean the chart is extended after a strong run (don't chase) or still falling without stabilization; better entries typically come after a pullback toward the 20-day average. Current signals suggest waiting for a better entry point before initiating new positions.
Technical Outlook: Technically, WU is in a strong downtrend. Immediate support is located at $6.06, while resistance sits at $7.58.
Market Sentiment: WU scores 20/100 on our bottoming-setup gauge. Note this measures entry quality, not trend direction — a low score can mean the chart is extended after a strong run (don't chase) or still falling without stabilization; better entries typically come after a pullback toward the 20-day average. Current signals suggest waiting for a better entry point before initiating new positions.
Quick Decision Summary
Current Position
EXTENDED
Historical Trading Range
$6.04 -
$6.63
Company Quality Score
32/100
(SELL)
Volume Confirmation
HIGH
Confidence Score
23.8%
Trading Range & Key Levels
30-Day Trading Range
$6.04 -
$6.63
Current vs Trading Range
EXTENDED
Support Level
$6.06
Resistance Level
$7.58
Current Trend
Strong Downtrend
Technical data as of
Nov 12, 2026
Protect Your Profits
Holding WU? Use our AI-powered strategies to protect your downside while keeping your long-term position.
View Profit Protection PlanQuantitative Signal Breakdown
- BEARISH: Price extended above range
- BEARISH: Weak technical setup (20/100)
- BULLISH: High volume confirmation
- NEUTRAL: Near Wall St target ($6.73)
- WARNING: Composite score 32/100 in the bottom quintile — this cohort historically lags the market
Fundamental Context
Forward P/E (Next Year Est.)
4.52
Wall Street Target
$6.73
(+1.2%)
Revenue Growth (YoY)
-2.3%
Earnings Growth (YoY)
-42.0%
Profit Margin
8.3%
Valuation Discount vs History
-0.7% cheaper
PE vs Historical
4.5 vs 4.6
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
-0.7%
(market-implied from PE analysis)
1-Year Target
$6.60
(-1%)
2-Year Target
$6.56
(-1%)
3-Year Target
$6.51
(-2%)
3-Yr Target (if PE normalizes)
(PE: 5→5)
$6.63
(0%)
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 19.9, Growth: 11.2%)
$40.13
(+503%)
Base:
(SPY PE: 4.5, Growth: 11.2%)
$9.13
(+37%)
Bear:
(PE: 3.8, Growth: 11.2%)
$7.76
(+17%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (6x PE), but valuation improves significantly next year (5x PE) as earnings recover.
Trailing PE: 6.41 | Current EPS (TTM): $1.05
Bull Case
$10.37
(+56%)
Analyst growth 40.1%, PE expands to 7.1
Base Case
$9.43
(+42%)
Market implied 40.1%, PE stable at 6.4
Bear Case
$4.58
(-31%)
Severe decline -20.0%, PE contracts to 5.5
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
💡
Upside Surprise Potential
If earnings stabilize (0% growth), PE could expand from 4.5 to 4.6
Stabilization Target:
$6.77
(+1.7%)
PE Expansion Potential:
+1.7%
Share WU Analysis
Share this live WU analysis (with rich preview card) to Reddit, StockTwits, X, or embed the chart on your blog.
bloggers & journalists: you are free to use our charts with attribution.Reddit & Retail Trader Sentiment (WU)
Bullish
4 Retail Mentions
Reddit / WSB Comments
3
Bullish
StockTwits Volume
1 msgs
24h retail stream
Last Tracked
Nov 10, 2026
Daily AI digest
AI Retail Discussion Summary:
Investor $IMXI reported positive earnings results for $WU, leading to bullish sentiment on StockTwits.
Key Retail Themes:
earnings
positive sentiment
Aggregated from r/wallstreetbets, r/stocks & StockTwits streams.
View All Trending Reddit & WSB Stocks →
Last updated: November 13, 2026 3:34 AM ET
Data refreshes hourly during market hours. Next update: 4:34 AM
Data refreshes hourly during market hours. Next update: 4:34 AM
🔥 Top Stocks Breaking Out Now
| Ticker | Score | Recommendation | Change % |
|---|
Technical Signals Check
Is WU showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
Top Rated Credit Services Stocks
Top-rated stocks in Credit Services by analyst ratings.
| Stock | Analyst Consensus | Analyst Target | Tradestie Score |
|---|---|---|---|
|
AFRM
Affirm Holdings Inc |
STRONG BUY
36 analysts |
$98 | 56 HOLD |
|
MA
Mastercard Inc |
STRONG BUY
40 analysts |
$716 | 42 HOLD |
|
V
Visa Inc. Class A |
STRONG BUY
40 analysts |
$446 | 35 SELL |
|
AXP
American Express Company |
HOLD
29 analysts |
$366 | 56 HOLD |
|
COF
Capital One Financial Co… |
STRONG BUY
23 analysts |
$255 | 45 HOLD |
Advanced WU Option Strategies
Professional options setups generated by AI based on today's WU price and gamma walls.
Explore More Analysis & Live Quant Tools
Part A: Deep-Dive WU Research Pages
