FNF Stock Analysis: Buy, Sell, or Hold?
FNF - Fidelity National Financial, Inc.
$47.43
0.13 (0.27%)
▲
5d:
-3.46%
30d:
-8.12%
90d:
-2.43%
BUY
HIGH Confidence
Analysis Updated: Aug 24, 2026 12:00 AM ET
Earnings: Aug 05, 2026
0d
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Interactive Price Chart (1 Month)
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Bottom Line:
✅ BUY SIGNAL: FNF shows strong fundamentals and good volume confirmation. Solid entry point despite oversold pricing.
✅ BUY SIGNAL: FNF shows strong fundamentals and good volume confirmation. Solid entry point despite oversold pricing.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$69.94
Based on 8.1% avg growth
INTRINSIC VALUE TODAY
$43.43
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 8.2x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: FNF is currently trading at $47.43, which is considered oversold relative to its 30-day fair value range of $48.26 to $52.17. The stock's valuation (Forward PE: 8.2) is in line with its historical norms (8.2). Remarkably, the market is currently pricing in an annual earnings decline of 0.1% over the next few years. This pessimistic expectation contrasts with the company's recent 5.8% earnings growth, suggesting potential undervaluation if the company simply maintains stability.
Technical Outlook: Technically, FNF is showing sideways momentum. The price is currently testing key support at $46.88. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: FNF scores 71/100 on our bottoming-setup gauge — the chart has corrected and is stabilizing (RSI reset, momentum turning up), historically a favorable entry zone. Wall Street analysts see significant upside, with an average price target of $61.40 (+29.5%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Technical Outlook: Technically, FNF is showing sideways momentum. The price is currently testing key support at $46.88. A bounce from this level would confirm strength, while a break below could signal further downside.
Market Sentiment: FNF scores 71/100 on our bottoming-setup gauge — the chart has corrected and is stabilizing (RSI reset, momentum turning up), historically a favorable entry zone. Wall Street analysts see significant upside, with an average price target of $61.40 (+29.5%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Quick Decision Summary
Current Position
OVERSOLD
Historical Trading Range
$48.26 -
$52.17
Company Quality Score
56/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
90.5%
All Signals
- BULLISH: Price oversold vs 30-day range
- BULLISH: Strong technical setup (71/100)
- BULLISH: High volume confirmation
- BULLISH: Trading 29.5% below Wall St target ($61.40)
- BULLISH: Bottoming setup score 71/100 — corrected, stabilizing, and turning up
Trading Range Analysis
30-Day Trading Range
$48.26 -
$52.17
Current vs Trading Range
OVERSOLD
Support & Resistance Levels
Support Level
$46.88
Resistance Level
$49.82
Current Trend
Sideways
Technical data as of
Aug 24, 2026
Fundamental Context
Forward P/E (Next Year Est.)
8.19
Wall Street Target
$61.40
(+29.5%)
Revenue Growth (YoY)
10.5%
Earnings Growth (YoY)
5.8%
Profit Margin
5.0%
Valuation Discount vs History
-0.1% cheaper
PE vs Historical
8.2 vs 8.2
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
-0.1%
(market-implied from PE analysis)
1-Year Target
$47.38
(0%)
2-Year Target
$47.34
(0%)
3-Year Target
$47.29
(0%)
3-Yr Target (if PE normalizes)
(PE: 8→8)
$47.33
(0%)
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 20.1, Growth: 12.2%)
$164.12
(+246%)
Base:
(SPY PE: 8.2, Growth: 12.2%)
$67.07
(+41%)
Bear:
(PE: 7.0, Growth: 12.2%)
$57.01
(+20%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (17x PE), but valuation improves significantly next year (8x PE) as earnings recover.
Trailing PE: 16.88 | Current EPS (TTM): $2.81
Bull Case
$104.37
(+121%)
Analyst growth 100.0%, PE expands to 18.6
Base Case
$94.88
(+101%)
Market implied 100.0%, PE stable at 16.9
Bear Case
$32.26
(-32%)
Severe decline -20.0%, PE contracts to 14.4
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
💡
Upside Surprise Potential
If earnings stabilize (0% growth), PE could expand from 8.2 to 8.2
Stabilization Target:
$47.47
(+0.1%)
PE Expansion Potential:
+0.1%
Share & Embed Analysis
Last updated: August 24, 2026 5:57 PM ET
Data refreshes hourly during market hours. Next update: 6:57 PM
Data refreshes hourly during market hours. Next update: 6:57 PM
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Technical Signals Check
Is FNF showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
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