SSB Stock Analysis: Buy, Sell, or Hold?
SSB - SouthState Bank Corporation
$105.09
-0.17 (-0.16%)
▼
5d:
-0.86%
30d:
+3.69%
90d:
+7.6%
BUY
MODERATE Confidence
Analysis Updated: Jul 31, 2026 12:00 AM ET
Earnings: Oct 21, 2026
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Interactive Price Chart (1 Month)
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Bottom Line:
💡 BUY OPPORTUNITY: SSB shows positive signals but monitor for confirmation. Market pricing in 2.2% annual growth which appears achievable. Moderate conviction.
💡 BUY OPPORTUNITY: SSB shows positive signals but monitor for confirmation. Market pricing in 2.2% annual growth which appears achievable. Moderate conviction.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$136.52
Based on 6.8% avg growth
INTRINSIC VALUE TODAY
$84.77
Trading above historical range
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 9.5x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: SSB is currently trading at $105.09, which is considered extended relative to its 30-day fair value range of $99.57 to $104.29. The stock's valuation (Forward PE: 10.1) is in line with its historical norms (9.5). At these levels, the market is pricing in 2.2% annual earnings growth. This growth rate appears achievable given the company's track record, suggesting the valuation is rational.
Technical Outlook: Technically, SSB is in a strong uptrend. The price is approaching resistance at $107.40. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: SSB has a strong technical setup (75/100), with favorable trendlines, momentum, and price action for short-term traders. Wall Street analysts see significant upside, with an average price target of $119.21 (+13.4%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Technical Outlook: Technically, SSB is in a strong uptrend. The price is approaching resistance at $107.40. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: SSB has a strong technical setup (75/100), with favorable trendlines, momentum, and price action for short-term traders. Wall Street analysts see significant upside, with an average price target of $119.21 (+13.4%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Quick Decision Summary
Current Position
EXTENDED
Historical Trading Range
$99.57 -
$104.29
Company Quality Score
59/100
(HOLD)
Volume Confirmation
HIGH
Confidence Score
60.5%
All Signals
- BEARISH: Price extended above range
- BULLISH: Strong technical setup (75/100)
- BULLISH: High volume confirmation
- BULLISH: Trading below Wall St target ($119.21)
- NEUTRAL: Market pricing in 2.2% annual earnings growth - fairly valued
Trading Range Analysis
30-Day Trading Range
$99.57 -
$104.29
Current vs Trading Range
EXTENDED
Support & Resistance Levels
Support Level
$100.06
Resistance Level
$107.40
Current Trend
Strong Uptrend
Technical data as of
Jul 31, 2026
Fundamental Context
Forward P/E (Next Year Est.)
10.13
Wall Street Target
$119.21
(+13.4%)
Revenue Growth (YoY)
-0.1%
Earnings Growth (YoY)
11.4%
Profit Margin
35.5%
Valuation Premium vs History
+2.2% premium
PE vs Historical
10.1 vs 9.5
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
+2.2%
(market-implied from PE analysis)
1-Year Target
$107.40
(+2%)
2-Year Target
$109.76
(+4%)
3-Year Target
$112.18
(+7%)
3-Yr Target (if PE normalizes)
(PE: 10→10)
PE COMPRESSION
$105.21
(+0%)
Earnings growth offset by PE compression
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 20.7, Growth: 9.5%)
$282.25
(+169%)
Base:
(SPY PE: 10.1, Growth: 9.5%)
$137.91
(+31%)
Bear:
(PE: 8.6, Growth: 9.5%)
$117.22
(+12%)
📈
Valuation based on Current Earnings
RECOVERY PLAY: Stock looks expensive now (11x PE), but valuation improves significantly next year (10x PE) as earnings recover.
Trailing PE: 11.10 | Current EPS (TTM): $9.48
Bull Case
$126.72
(+21%)
Analyst growth 9.4%, PE expands to 12.2
Base Case
$115.20
(+10%)
Market implied 9.4%, PE stable at 11.1
Bear Case
$71.58
(-32%)
Severe decline -20.0%, PE contracts to 9.4
These are projections based on PE multiples and EPS growth scenarios, not predictions. Actual results may vary significantly.
Share & Embed Analysis
Last updated: August 02, 2026 10:30 PM ET
Data refreshes hourly during market hours. Next update: 11:30 PM
Data refreshes hourly during market hours. Next update: 11:30 PM
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Technical Signals Check
Is SSB showing a specific setup today?
Insider Activity (6 Months)
0
Buys
0
Sells
0
Net
NEUTRAL
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