CPAY vs XMTR

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Sep 22, 2026

CPAY

32.8
AI Score
VS
XMTR Wins

XMTR

50.6
AI Score

Investment Advisor Scores

CPAY

33score
Recommendation
SELL

XMTR

51score
Recommendation
HOLD

AI Analyst Insights

AI insights temporarily unavailable

Detailed Metrics Comparison

Metric CPAY XMTR Winner
Revenue 585.50M 434.42M CPAY
Net Income 174.94M -10.57M CPAY
Net Margin 29.9% -2.4% CPAY
Operating Income 260.09M -10.76M CPAY
ROE 4.5% -1.8% CPAY
ROA 1.5% -1.0% CPAY
Total Assets 11.69B 1.06B CPAY
Cash 979.57M 21.75M CPAY
Current Ratio 0.91 3.21 XMTR

Relative Price Performance (Last 90 Days)

CPAY 1M: -3.6% · 3M: +14.4% XMTR 1M: +19.7% · 3M: +8.7%

Current Technical Phase

CPAY

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 44

RSI (14): 44.0 · Price: $397.22

XMTR

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 64

RSI (14): 64.0 · Price: $99.53

Fundamentals Snapshot

Metric CPAY XMTR
Market Cap
Forward P/E 12.6 77.6
Trailing P/E 24.2
Revenue (TTM)
Revenue Growth 0.2% 0.4%
Gross Margin 0.8% 0.4%
Operating Margin 0.5% 0.0%
EPS 16.43 -0.60
Dividend Yield

Frequently Asked Questions

Based on our detailed analysis, XMTR is currently the stronger investment candidate, winning 1 of the key financial metrics based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.