ECPG vs JCAP

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Aug 01, 2026

ECPG

61.2
AI Score
VS
ECPG Wins

JCAP

51.7
AI Score

Investment Advisor Scores

ECPG

61score
Recommendation
BUY

JCAP

52score
Recommendation
HOLD

AI Analyst Insights

AI insights temporarily unavailable

Detailed Metrics Comparison

Metric ECPG JCAP Winner
Revenue 475.41M 176.44M ECPG
Net Income 86.24M 37.63M ECPG
Net Margin 18.1% 21.3% JCAP
Operating Income 183.99M 80.19M ECPG
ROE 8.3% 8.5% JCAP
ROA 1.6% 1.8% JCAP
Total Assets 5.45B 2.08B ECPG
Cash 227.20M 26.25M ECPG

Relative Price Performance (Last 90 Days)

ECPG 1M: +6.3% · 3M: +15.6% JCAP 1M: +9.7% · 3M: -1.1%

Current Technical Phase

ECPG

Markup
Hold / add on dips

Price above SMA50, rising 50-day trend (4.2% over 20 days), RSI 63

RSI (14): 62.8 · Price: $96.28

JCAP

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 66

RSI (14): 66.0 · Price: $20.64

Fundamentals Snapshot

Metric ECPG JCAP
Market Cap
Forward P/E 6.8 7.1
Trailing P/E 7.3 3.9
Revenue (TTM)
Revenue Growth 0.2% 0.1%
Gross Margin 1.0% 0.8%
Operating Margin 0.4% 0.5%
EPS 12.84 5.14
Dividend Yield 0.04%

Frequently Asked Questions

Based on our detailed analysis, ECPG is currently the stronger investment candidate, winning 5 of the key financial metrics based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.