JCAP vs ECPG

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Oct 02, 2026

JCAP

60.4
AI Score
VS
JCAP Wins

ECPG

48.0
AI Score

Investment Advisor Scores

JCAP

60score
Recommendation
BUY

ECPG

48score
Recommendation
HOLD

AI Analyst Insights

AI insights temporarily unavailable

Detailed Metrics Comparison

Metric JCAP ECPG Winner
Revenue 353.98M 967.28M ECPG
Net Income 78.93M 150.24M ECPG
Net Margin 22.3% 15.5% JCAP
Operating Income 161.62M 370.89M ECPG
ROE 16.6% 13.9% JCAP
ROA 3.8% 2.7% JCAP
Total Assets 2.08B 5.57B ECPG
Cash 20.41M 182.93M ECPG

Relative Price Performance (Last 90 Days)

JCAP 1M: -9.0% · 3M: +3.8% ECPG 1M: -0.7% · 3M: +7.2%

Current Technical Phase

JCAP

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 36

RSI (14): 36.1 · Price: $19.25

ECPG

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 47

RSI (14): 46.8 · Price: $95.92

Fundamentals Snapshot

Metric JCAP ECPG
Market Cap — —
Forward P/E 6.3 6.6
Trailing P/E 3.8 7.2
Revenue (TTM) — —
Revenue Growth 0.1% 0.1%
Gross Margin 0.8% 1.0%
Operating Margin 0.6% 0.4%
EPS 5.01 13.15
Dividend Yield 0.03% —

Frequently Asked Questions

Based on our detailed analysis, JCAP is currently the stronger investment candidate, winning 3 of the key financial metrics based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.