FAF vs ESNT

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Aug 03, 2026

FAF

55.7
AI Score
VS
FAF Wins

ESNT

55.6
AI Score

Investment Advisor Scores

FAF

56score
Recommendation
HOLD

ESNT

56score
Recommendation
HOLD

AI Analyst Insights

AI insights temporarily unavailable

Detailed Metrics Comparison

Metric FAF ESNT Winner
Revenue 336.07M 3.96B FAF
Net Income 171.80M 343.60M FAF
Net Margin 51.1% 8.7% ESNT
ROE 3.0% 6.1% FAF
ROA 2.3% 1.8% ESNT
Total Assets 7.57B 18.94B FAF
Cash 128.26M 2.62B FAF

Relative Price Performance (Last 90 Days)

FAF 1M: +8.9% · 3M: +10.4% ESNT 1M: +3.6% · 3M: +11.9%

Current Technical Phase

FAF

Markup
Hold / add on dips

Price above SMA50, rising 50-day trend (2.2% over 20 days), RSI 59

RSI (14): 59.2 · Price: $75.66

ESNT

Markup
Hold / add on dips

Price above SMA50, rising 50-day trend (2.5% over 20 days), RSI 60

RSI (14): 60.3 · Price: $67.19

Fundamentals Snapshot

Metric FAF ESNT
Market Cap
Forward P/E 10.1 8.6
Trailing P/E 10.9 9.7
Revenue (TTM)
Revenue Growth 0.2% 0.1%
Gross Margin 0.6% 0.8%
Operating Margin 0.2% 0.6%
EPS 6.96 6.86
Dividend Yield 0.03% 0.02%

Frequently Asked Questions

Based on our detailed analysis, FAF is currently the stronger investment candidate, winning 5 of the key financial metrics based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.