FAF vs ESNT

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Sep 12, 2026

FAF

54.4
AI Score
VS
ESNT Wins

ESNT

54.7
AI Score

Investment Advisor Scores

FAF

54score
Recommendation
HOLD

ESNT

55score
Recommendation
HOLD

AI Analyst Insights

AI insights temporarily unavailable

Detailed Metrics Comparison

Metric FAF ESNT Winner
Revenue 3.96B 698.76M FAF
Net Income 343.60M 361.51M ESNT
Net Margin 8.7% 51.7% ESNT
ROE 6.1% 6.4% ESNT
ROA 1.8% 4.8% ESNT
Total Assets 18.94B 7.59B FAF
Cash 2.62B 74.33M FAF

Relative Price Performance (Last 90 Days)

FAF 1M: -0.7% · 3M: +10.7% ESNT 1M: -0.1% · 3M: +17.7%

Current Technical Phase

FAF

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 45

RSI (14): 45.5 · Price: $71.78

ESNT

Markup
Hold / add on dips

Price above SMA50, rising 50-day trend (5.7% over 20 days), RSI 51

RSI (14): 50.5 · Price: $68.18

Fundamentals Snapshot

Metric FAF ESNT
Market Cap
Forward P/E 9.7 8.7
Trailing P/E 9.9 9.6
Revenue (TTM)
Revenue Growth 0.2% 0.1%
Gross Margin 0.6% 0.8%
Operating Margin 0.2% 0.7%
EPS 7.18 7.15
Dividend Yield 0.03% 0.02%

Frequently Asked Questions

Based on our detailed analysis, ESNT is currently the stronger investment candidate, winning 4 of the key financial metrics based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.