FCFS vs UPST

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Aug 23, 2026

FCFS

38.6
AI Score
VS
UPST Wins

UPST

51.7
AI Score

Investment Advisor Scores

FCFS

39score
Recommendation
SELL

UPST

52score
Recommendation
HOLD

AI Analyst Insights

Detailed Metrics Comparison

Metric FCFS UPST Winner
Forward P/E 19.2308 47.1698 FCFS
PEG Ratio 1.1676 0 Tie
Revenue Growth 29.4% 42.3% UPST
Earnings Growth 58.2% 211.2% UPST
Tradestie Score 38.6/100 51.7/100 UPST
Profit Margin 9.4% 4.7% FCFS
Beta 1.00 1.00 Tie
AI Recommendation SELL HOLD UPST

Relative Price Performance (Last 90 Days)

FCFS 1M: +14.1% · 3M: -0.4% UPST 1M: +9.8% · 3M: +5.0%

Current Technical Phase

FCFS

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 61

RSI (14): 60.6 · Price: $225.28

UPST

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 52

RSI (14): 51.7 · Price: $30.30

Fundamentals Snapshot

Metric FCFS UPST
Market Cap
Forward P/E 17.2 9.3
Trailing P/E 24.2 58.9
Revenue (TTM)
Revenue Growth 0.3% 0.4%
Gross Margin 0.6% 0.8%
Operating Margin 0.2% 0.1%
EPS 8.52 0.49
Dividend Yield 0.01%

Frequently Asked Questions

Based on our detailed analysis, UPST is currently the stronger investment candidate based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.