FMAO vs ACNB

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Oct 03, 2026

FMAO

58.6
AI Score
VS
ACNB Wins

ACNB

65.3
AI Score

Investment Advisor Scores

FMAO

59score
Recommendation
HOLD

ACNB

65score
Recommendation
BUY

AI Analyst Insights

AI insights temporarily unavailable

Detailed Metrics Comparison

Metric FMAO ACNB Winner
Net Income 21.38M 37.05M ACNB
ROE 5.6% 8.8% ACNB
ROA 0.6% 1.1% ACNB
Total Assets 3.50B 3.23B FMAO
Cash 24.30M 65.65M ACNB
Free Cash Flow 17.58M 52.57M ACNB

Relative Price Performance (Last 90 Days)

FMAO 1M: +2.7% · 3M: +15.1% ACNB 1M: -2.2% · 3M: +5.4%

Current Technical Phase

FMAO

Markup
Hold / add on dips

Price above SMA50, rising 50-day trend (5.9% over 20 days), RSI 59

RSI (14): 58.7 · Price: $35.49

ACNB

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 50

RSI (14): 49.8 · Price: $63.78

Fundamentals Snapshot

Metric FMAO ACNB
Market Cap — —
Forward P/E 10.9 11.2
Trailing P/E 12.0 11.8
Revenue (TTM) — —
Revenue Growth 0.2% 0.1%
Gross Margin 1.0% 1.0%
Operating Margin 0.5% 0.5%
EPS 2.91 5.34
Dividend Yield 0.03% 0.02%

Frequently Asked Questions

Based on our detailed analysis, ACNB is currently the stronger investment candidate, winning 5 of the key financial metrics based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.