FOUR vs NCNO

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Nov 12, 2026

FOUR

36.6
AI Score
VS
NCNO Wins

NCNO

44.0
AI Score

Investment Advisor Scores

FOUR

37score
Recommendation
SELL

NCNO

44score
Recommendation
HOLD

AI Analyst Insights

AI insights temporarily unavailable

Detailed Metrics Comparison

Metric FOUR NCNO Winner
Revenue 3.73B 320.42M FOUR
Net Income 75.00M 18.72M FOUR
Net Margin 2.0% 5.8% NCNO
Operating Income 275.00M 34.73M FOUR
ROE 5.2% 2.0% FOUR
ROA 0.8% 1.2% NCNO
Total Assets 9.47B 1.57B FOUR
Cash 1.24B 83.29M FOUR
Debt/Equity 3.77 0.30 NCNO
Current Ratio 1.23 0.85 FOUR
Free Cash Flow 401.00M 114.80M FOUR

Relative Price Performance (Last 90 Days)

FOUR 1M: +12.2% · 3M: -9.2% NCNO 1M: +13.6% · 3M: +8.4%

Current Technical Phase

FOUR

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 58

RSI (14): 57.7 · Price: $43.56

NCNO

Markup
Hold / add on dips

Price above SMA50, rising 50-day trend (3.6% over 20 days), RSI 53

RSI (14): 53.5 · Price: $22.39

Fundamentals Snapshot

Metric FOUR NCNO
Market Cap — —
Forward P/E 7.8 21.8
Trailing P/E 52.7 70.2
Revenue (TTM) — —
Revenue Growth 0.1% 0.1%
Gross Margin 0.4% 0.6%
Operating Margin 0.1% 0.1%
EPS 0.83 0.32
Dividend Yield 0.00% —

Frequently Asked Questions

Based on our detailed analysis, NCNO is currently the stronger investment candidate, winning 3 of the key financial metrics based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.