HRTG vs ROOT

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Oct 22, 2026

HRTG

35.0
AI Score
VS
ROOT Wins

ROOT

39.6
AI Score

Investment Advisor Scores

HRTG

35score
Recommendation
SELL

ROOT

40score
Recommendation
SELL

AI Analyst Insights

AI insights temporarily unavailable

Detailed Metrics Comparison

Metric HRTG ROOT Winner
Revenue 782.70M 426.85M ROOT
Net Income 61.30M 98.19M HRTG
Net Margin 7.8% 23.0% HRTG
Operating Income 75.50M 134.67M HRTG
ROE 18.7% 17.3% ROOT
ROA 3.7% 4.0% HRTG
Total Assets 1.67B 2.45B HRTG
Cash 509.60M 587.60M HRTG
Debt/Equity 0.60 0.13 HRTG

Relative Price Performance (Last 90 Days)

HRTG 1M: +14.0% · 3M: +35.5% ROOT 1M: +13.9% · 3M: -8.1%

Current Technical Phase

HRTG

Markup
Hold / add on dips

Price above SMA50, rising 50-day trend (6.8% over 20 days), RSI 72

RSI (14): 72.0 · Price: $37.71

ROOT

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 64

RSI (14): 63.9 · Price: $53.27

Fundamentals Snapshot

Metric HRTG ROOT
Market Cap — —
Forward P/E 7.3 17.0
Trailing P/E 5.3 14.8
Revenue (TTM) — —
Revenue Growth 0.0% 0.0%
Gross Margin 0.5% 0.4%
Operating Margin 0.4% 0.1%
EPS 7.01 3.54
Dividend Yield — —

Frequently Asked Questions

Based on our detailed analysis, ROOT is currently the stronger investment candidate, winning 2 of the key financial metrics based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.