IBOC vs UMBF

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Aug 23, 2026

IBOC

58.8
AI Score
VS
IBOC Wins

UMBF

51.7
AI Score

Investment Advisor Scores

IBOC

59score
Recommendation
BUY

UMBF

52score
Recommendation
HOLD

AI Analyst Insights

Detailed Metrics Comparison

Metric IBOC UMBF Winner
Forward P/E 9.8135 12.2399 IBOC
PEG Ratio 0.9812 2.5387 IBOC
Revenue Growth 0.0% 12.2% UMBF
Earnings Growth -4.3% 26.2% UMBF
Tradestie Score 58.8/100 51.7/100 IBOC
Profit Margin 49.3% 33.5% IBOC
Beta 1.00 1.00 Tie
AI Recommendation BUY HOLD IBOC

Relative Price Performance (Last 90 Days)

IBOC 1M: -5.6% · 3M: -0.5% UMBF 1M: +4.3% · 3M: +10.8%

Current Technical Phase

IBOC

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 33

RSI (14): 33.2 · Price: $71.49

UMBF

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 48

RSI (14): 47.7 · Price: $145.14

Fundamentals Snapshot

Metric IBOC UMBF
Market Cap
Forward P/E 10.6 10.5
Trailing P/E 10.8 12.5
Revenue (TTM)
Revenue Growth 0.0% 0.1%
Gross Margin 1.0% 1.0%
Operating Margin 0.6% 0.5%
EPS 6.65 11.71
Dividend Yield 0.02% 0.01%

Frequently Asked Questions

Based on our detailed analysis, IBOC is currently the stronger investment candidate based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.