JCAP vs ECPG

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Aug 04, 2026

JCAP

50.5
AI Score
VS
ECPG Wins

ECPG

56.7
AI Score

Investment Advisor Scores

JCAP

51score
Recommendation
HOLD

ECPG

57score
Recommendation
HOLD

AI Analyst Insights

AI insights temporarily unavailable

Detailed Metrics Comparison

Metric JCAP ECPG Winner
Revenue 176.44M 475.41M ECPG
Net Income 37.63M 86.24M ECPG
Net Margin 21.3% 18.1% JCAP
Operating Income 80.19M 183.99M ECPG
ROE 8.5% 8.3% JCAP
ROA 1.8% 1.6% JCAP
Total Assets 2.08B 5.45B ECPG
Cash 26.25M 227.20M ECPG

Relative Price Performance (Last 90 Days)

JCAP 1M: +11.6% · 3M: +2.9% ECPG 1M: +6.3% · 3M: +14.4%

Current Technical Phase

JCAP

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 66

RSI (14): 66.5 · Price: $20.70

ECPG

Markup
Hold / add on dips

Price above SMA50, rising 50-day trend (4.4% over 20 days), RSI 60

RSI (14): 59.8 · Price: $95.16

Fundamentals Snapshot

Metric JCAP ECPG
Market Cap
Forward P/E 7.0 6.8
Trailing P/E 4.0 7.5
Revenue (TTM)
Revenue Growth 0.1% 0.2%
Gross Margin 0.8% 1.0%
Operating Margin 0.5% 0.4%
EPS 5.15 12.84
Dividend Yield 0.04%

Frequently Asked Questions

Based on our detailed analysis, ECPG is currently the stronger investment candidate, winning 5 of the key financial metrics based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.