LC vs UPST

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Oct 01, 2026

LC

38.9
AI Score
VS
UPST Wins

UPST

55.6
AI Score

Investment Advisor Scores

LC

39score
Recommendation
EXTENDED

UPST

56score
Recommendation
HOLD

AI Analyst Insights

Detailed Metrics Comparison

Metric LC UPST Winner
Forward P/E 10.627 13.587 LC
PEG Ratio -18.14 0 Tie
Revenue Growth 12.5% 42.3% UPST
Earnings Growth 340.0% 211.2% LC
Tradestie Score 38.9/100 55.6/100 UPST
Profit Margin 12.8% 4.7% LC
Beta 1.00 1.00 Tie
AI Recommendation EXTENDED HOLD Tie

Relative Price Performance (Last 90 Days)

LC 1M: +26.0% · 3M: +38.7% UPST 1M: -16.2% · 3M: -34.0%

Current Technical Phase

LC

Markup
Hold / add on dips

Price above SMA50, rising 50-day trend (8.4% over 20 days), RSI 64

RSI (14): 64.4 · Price: $19.21

UPST

Markdown
Sell / avoid

Price below a falling SMA50 (slope -9.5%), weak momentum, RSI 31

RSI (14): 31.3 · Price: $22.95

Fundamentals Snapshot

Metric LC UPST
Market Cap — —
Forward P/E 8.4 6.6
Trailing P/E 12.5 44.2
Revenue (TTM) — —
Revenue Growth 0.1% 0.4%
Gross Margin 0.4% 0.8%
Operating Margin 0.2% 0.1%
EPS 1.50 0.52
Dividend Yield — —

Frequently Asked Questions

Based on our detailed analysis, UPST is currently the stronger investment candidate based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.