LC vs UPST

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Jul 11, 2026

LC

56.8
AI Score
VS
LC Wins

UPST

55.2
AI Score

Investment Advisor Scores

LC

57score
Recommendation
HOLD

UPST

55score
Recommendation
HOLD

AI Analyst Insights

AI insights temporarily unavailable

Detailed Metrics Comparison

Metric LC UPST Winner
Revenue 184.65M 373.25M UPST
Net Income -22.80M -197.73M LC
Net Margin -12.4% -53.0% LC
ROE -2.6% -30.9% LC
ROA -0.6% -9.9% LC
Total Assets 3.59B 2.00B LC
Cash 348.02M 516.58M UPST
Free Cash Flow -300.04M 32.60M UPST

Frequently Asked Questions

Based on our detailed analysis, LC is currently the stronger investment candidate, winning 5 of the key financial metrics based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.