LC vs UPST

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Aug 13, 2026

LC

39.3
AI Score
VS
UPST Wins

UPST

42.3
AI Score

Investment Advisor Scores

LC

39score
Recommendation
SELL

UPST

42score
Recommendation
HOLD

AI Analyst Insights

Detailed Metrics Comparison

Metric LC UPST Winner
Forward P/E 10.627 46.5116 LC
PEG Ratio -18.14 0 Tie
Revenue Growth 12.5% 42.3% UPST
Earnings Growth 340.0% 211.2% LC
Tradestie Score 39.3/100 42.3/100 UPST
Profit Margin 12.8% 4.7% LC
Beta 1.00 1.00 Tie
AI Recommendation SELL HOLD UPST

Relative Price Performance (Last 90 Days)

LC 1M: +26.0% · 3M: +38.7% UPST 1M: +9.8% · 3M: +5.0%

Current Technical Phase

LC

Markup
Hold / add on dips

Price above SMA50, rising 50-day trend (8.4% over 20 days), RSI 64

RSI (14): 64.4 · Price: $19.21

UPST

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 52

RSI (14): 51.7 · Price: $30.30

Fundamentals Snapshot

Metric LC UPST
Market Cap
Forward P/E 8.4 9.3
Trailing P/E 12.5 58.9
Revenue (TTM)
Revenue Growth 0.1% 0.4%
Gross Margin 0.4% 0.8%
Operating Margin 0.2% 0.1%
EPS 1.50 0.49
Dividend Yield

Frequently Asked Questions

Based on our detailed analysis, UPST is currently the stronger investment candidate based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.