LC Stock Analysis: Buy, Sell, or Hold?
LC - LendingClub Corporation
$19.21
0.40 (2.13%)
▲
5d:
+5.32%
30d:
+25.97%
90d:
+38.7%
BUY
HIGH Confidence
Analysis Updated: Jun 18, 2026 12:00 AM ET
Earnings: Aug 04, 2026
TODAY
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Interactive Price Chart (1 Month)
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Bottom Line:
✅ BUY SIGNAL: LC shows strong fundamentals and good volume confirmation. Solid entry point despite fair pricing.
✅ BUY SIGNAL: LC shows strong fundamentals and good volume confirmation. Solid entry point despite fair pricing.
Long-Term Wealth Forecast (2031)
Based on Analyst Consensus Growth & Historical Valuation
0% (Stagnation)
50% (Hyper Growth)
EST. PRICE IN 2031
$37.61
Based on 14.5% avg growth
INTRINSIC VALUE TODAY
$23.36
17.8% Margin of Safety
How this is calculated: We use a Growth Decay Model: starting with analyst consensus growth (adjusted above) and gradually slowing it down to a long-term terminal rate (4%) by Year 5. This provides a more realistic valuation than assuming constant hyper-growth. We then apply a 8.4x Exit PE.
In-depth Analysis How we analyze
Valuation Analysis: LC is currently trading at $19.21, which is considered fair based on recent price action. The stock's valuation (Forward PE: 8.3) is in line with its historical norms (8.4). Remarkably, the market is currently pricing in an annual earnings decline of 0.1% over the next few years. This pessimistic expectation contrasts with the company's recent 340.0% earnings growth, suggesting potential undervaluation if the company simply maintains stability.
Technical Outlook: Technically, LC is in a strong uptrend. The price is approaching resistance at $18.40. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: LC has a strong technical setup (75/100), with favorable trendlines, momentum, and price action for short-term traders. Wall Street analysts see significant upside, with an average price target of $23.25 (+21.0%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Technical Outlook: Technically, LC is in a strong uptrend. The price is approaching resistance at $18.40. A breakout above this level would be a bullish signal, while rejection here could lead to consolidation.
Market Sentiment: LC has a strong technical setup (75/100), with favorable trendlines, momentum, and price action for short-term traders. Wall Street analysts see significant upside, with an average price target of $23.25 (+21.0%). Combining these factors, the current setup offers a favorable risk/reward ratio for buyers.
Quick Decision Summary
Current Position
FAIR
Company Quality Score
57/100
(HOLD)
Volume Confirmation
UNKNOWN
Confidence Score
78.6%
All Signals
- NEUTRAL: Price in fair range
- BULLISH: Strong technical setup (75/100)
- BULLISH: Trading 21.0% below Wall St target ($23.25)
Support & Resistance Levels
Support Level
$16.18
Resistance Level
$18.40
Current Trend
Strong Uptrend
Technical data as of
Jun 9, 2026
Fundamental Context
Forward P/E (Next Year Est.)
8.35
Wall Street Target
$23.25
(+21.0%)
Revenue Growth (YoY)
12.5%
Earnings Growth (YoY)
340.0%
Profit Margin
12.8%
Valuation Discount vs History
-0.1% cheaper
PE vs Historical
8.4 vs 8.4
FAIR
Market-Implied Price Targets
If current PE multiple persists
Implied Growth (YoY):
-0.1%
(market-implied from PE analysis)
1-Year Target
$19.19
(0%)
2-Year Target
$19.17
(0%)
3-Year Target
$19.15
(0%)
3-Yr Target (if PE normalizes)
(PE: 8→8)
$19.26
(+0%)
3-Year Scenarios
Using analyst projected EPS growth
Bull:
(PE: 21.8, Growth: 31.8%)
$114.57
(+496%)
Base:
(SPY PE: 8.4, Growth: 31.8%)
$43.94
(+129%)
Bear:
(PE: 7.1, Growth: 31.8%)
$37.35
(+94%)
💡
Upside Surprise Potential
If earnings stabilize (0% growth), PE could expand from 8.4 to 8.4
Stabilization Target:
$19.32
(+0.6%)
PE Expansion Potential:
+0.6%
Share & Embed Analysis
Last updated: August 02, 2026 11:19 PM ET
Data refreshes hourly during market hours. Next update: 12:19 AM
Data refreshes hourly during market hours. Next update: 12:19 AM
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Technical Signals Check
Is LC showing a specific setup today?
Insider Activity (6 Months)
0
Buys
1
Sells
Net
INSIDERS SELLING
Recent Transactions
Erin Selleck
SELL
2390 shares
2026-03-05
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Advanced LC Option Strategies
Professional options setups generated by AI based on today's LC price and gamma walls.
