LMND vs HCI

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Aug 13, 2026

LMND

58.7
AI Score
VS
LMND Wins

HCI

48.6
AI Score

Investment Advisor Scores

LMND

59score
Recommendation
HOLD

HCI

49score
Recommendation
HOLD

AI Analyst Insights

AI insights temporarily unavailable

Detailed Metrics Comparison

Metric LMND HCI Winner
Revenue 552.40M 489.54M LMND
Net Income -79.20M 147.20M HCI
Net Margin -14.3% 30.1% HCI
ROE -15.9% 13.6% HCI
ROA -3.9% 5.6% HCI
Total Assets 2.01B 2.65B HCI
Cash 367.60M 872.34M HCI
Free Cash Flow -12.10M 273.30M HCI

Relative Price Performance (Last 90 Days)

LMND 1M: -12.1% · 3M: -6.5% HCI 1M: +4.3% · 3M: +15.2%

Current Technical Phase

LMND

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 46

RSI (14): 46.5 · Price: $53.37

HCI

Markup
Hold / add on dips

Price above SMA50, rising 50-day trend (6.3% over 20 days), RSI 53

RSI (14): 52.7 · Price: $182.52

Fundamentals Snapshot

Metric LMND HCI
Market Cap
Forward P/E -48.4 9.3
Trailing P/E 7.9
Revenue (TTM)
Revenue Growth 0.8% 0.1%
Gross Margin 0.5% 0.6%
Operating Margin -0.1% 0.5%
EPS -1.80 23.06
Dividend Yield 0.01%

Frequently Asked Questions

Based on our detailed analysis, LMND is currently the stronger investment candidate, winning 1 of the key financial metrics based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.