NNI vs UPST

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Jul 27, 2026

NNI

51.8
AI Score
VS
UPST Wins

UPST

53.1
AI Score

Investment Advisor Scores

NNI

52score
Recommendation
HOLD

UPST

53score
Recommendation
HOLD

AI Analyst Insights

Detailed Metrics Comparison

Metric NNI UPST Winner
Forward P/E 16.2075 37.037 NNI
PEG Ratio 0.4642 0 Tie
Revenue Growth -7.1% 44.6% UPST
Earnings Growth -12.9% 209.1% UPST
Tradestie Score 51.8/100 53.1/100 UPST
Profit Margin 25.3% 4.2% NNI
Beta 1.00 1.00 Tie
AI Recommendation HOLD HOLD Tie

Relative Price Performance (Last 90 Days)

NNI 1M: +0.9% · 3M: -4.1% UPST 1M: -23.2% · 3M: -13.1%

Current Technical Phase

NNI

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 57

RSI (14): 56.6 · Price: $135.87

UPST

Markdown
Sell / avoid

Price below a falling SMA50 (slope -0.8%), weak momentum, RSI 38

RSI (14): 38.1 · Price: $27.44

Fundamentals Snapshot

Metric NNI UPST
Market Cap
Forward P/E 14.2 8.2
Trailing P/E 11.8 64.4
Revenue (TTM)
Revenue Growth -0.1% 0.4%
Gross Margin 0.9% 0.8%
Operating Margin 0.2% 0.0%
EPS 11.50 0.42
Dividend Yield 0.01%

Frequently Asked Questions

Based on our detailed analysis, UPST is currently the stronger investment candidate based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.