UPST vs NNI

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Aug 21, 2026

UPST

50.6
AI Score
VS
NNI Wins

NNI

53.2
AI Score

Investment Advisor Scores

UPST

51score
Recommendation
HOLD

NNI

53score
Recommendation
HOLD

AI Analyst Insights

Detailed Metrics Comparison

Metric UPST NNI Winner
Forward P/E 44.843 15.361 NNI
PEG Ratio 0 0.4642 Tie
Revenue Growth 42.3% -30.5% UPST
Earnings Growth 211.2% -62.8% UPST
Tradestie Score 50.6/100 53.2/100 NNI
Profit Margin 4.7% 20.3% NNI
Beta 1.00 1.00 Tie
AI Recommendation HOLD HOLD Tie

Relative Price Performance (Last 90 Days)

UPST 1M: +9.8% · 3M: +5.0% NNI 1M: -3.5% · 3M: -2.0%

Current Technical Phase

UPST

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 52

RSI (14): 51.7 · Price: $30.30

NNI

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 41

RSI (14): 40.5 · Price: $127.03

Fundamentals Snapshot

Metric UPST NNI
Market Cap
Forward P/E 9.3 14.8
Trailing P/E 58.9 15.1
Revenue (TTM)
Revenue Growth 0.4% -0.3%
Gross Margin 0.8% 0.9%
Operating Margin 0.1% 0.2%
EPS 0.49 8.41
Dividend Yield 0.01%

Frequently Asked Questions

Based on our detailed analysis, NNI is currently the stronger investment candidate based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.