NPB vs NIC

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Oct 22, 2026

NPB

42.8
AI Score
VS
NIC Wins

NIC

54.3
AI Score

Investment Advisor Scores

NPB

43score
Recommendation
HOLD

NIC

54score
Recommendation
HOLD

AI Analyst Insights

AI insights temporarily unavailable

Detailed Metrics Comparison

Metric NPB NIC Winner
Net Income 43.90M 72.10M NIC
ROE 7.2% 3.2% NPB
ROA 0.6% 0.5% NPB
Total Assets 7.53B 15.41B NIC
Cash 538.36M 433.01M NPB
Free Cash Flow 40.98M 105.59M NIC

Relative Price Performance (Last 90 Days)

NPB 1M: -0.5% · 3M: -10.1% NIC 1M: +2.9% · 3M: +0.0%

Current Technical Phase

NPB

Markdown
Sell / avoid

Price below a falling SMA50 (slope -5.0%), weak momentum, RSI 45

RSI (14): 44.9 · Price: $15.45

NIC

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 60

RSI (14): 59.9 · Price: $169.64

Fundamentals Snapshot

Metric NPB NIC
Market Cap — —
Forward P/E 5.8 12.5
Trailing P/E 7.1 18.0
Revenue (TTM) — —
Revenue Growth 0.1% 0.7%
Gross Margin 1.0% 1.0%
Operating Margin 0.5% 0.5%
EPS 2.14 9.21
Dividend Yield 0.00% 0.01%

Frequently Asked Questions

Based on our detailed analysis, NIC is currently the stronger investment candidate, winning 3 of the key financial metrics based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.