NWBI vs NIC

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Oct 03, 2026

NWBI

63.1
AI Score
VS
NWBI Wins

NIC

53.6
AI Score

Investment Advisor Scores

NWBI

63score
Recommendation
BUY

NIC

54score
Recommendation
HOLD

AI Analyst Insights

AI insights temporarily unavailable

Detailed Metrics Comparison

Metric NWBI NIC Winner
Net Income 104.08M 72.10M NWBI
ROE 5.4% 3.2% NWBI
ROA 0.6% 0.5% NWBI
Total Assets 17.21B 15.41B NWBI
Cash 68.79M 433.01M NIC
Free Cash Flow 95.69M 105.59M NIC

Relative Price Performance (Last 90 Days)

NWBI 1M: -1.6% · 3M: +0.5% NIC 1M: -1.9% · 3M: +0.2%

Current Technical Phase

NWBI

Distribution
Trim / tighten stop

Price near a flattening SMA50 (slope 0.3%) with fading momentum, RSI 48

RSI (14): 47.6 · Price: $15.19

NIC

Distribution
Trim / tighten stop

Price near a flattening SMA50 (slope 0.5%) with fading momentum, RSI 46

RSI (14): 46.2 · Price: $166.47

Fundamentals Snapshot

Metric NWBI NIC
Market Cap — —
Forward P/E 10.5 12.4
Trailing P/E 14.4 18.3
Revenue (TTM) — —
Revenue Growth 0.2% 0.9%
Gross Margin 1.0% 1.0%
Operating Margin 0.4% 0.5%
EPS 1.04 8.92
Dividend Yield 0.05% 0.01%

Frequently Asked Questions

Based on our detailed analysis, NWBI is currently the stronger investment candidate, winning 4 of the key financial metrics based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.