PATH vs UPST

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Sep 12, 2026

PATH

40.0
AI Score
VS
UPST Wins

UPST

46.9
AI Score

Investment Advisor Scores

PATH

40score
Recommendation
SELL

UPST

47score
Recommendation
HOLD

AI Analyst Insights

Detailed Metrics Comparison

Metric PATH UPST Winner
Forward P/E 17.3913 14.3885 UPST
PEG Ratio 0.4971 0 Tie
Revenue Growth 13.4% 42.3% UPST
Earnings Growth 2280.8% 211.2% PATH
Tradestie Score 40.0/100 46.9/100 UPST
Profit Margin 21.0% 4.7% PATH
Beta 1.00 1.00 Tie
AI Recommendation SELL HOLD UPST

Relative Price Performance (Last 90 Days)

PATH 1M: -9.9% · 3M: +29.1% UPST 1M: -12.1% · 3M: -19.5%

Current Technical Phase

PATH

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 39

RSI (14): 38.8 · Price: $13.75

UPST

Markdown
Sell / avoid

Price below a falling SMA50 (slope -4.4%), weak momentum, RSI 36

RSI (14): 35.9 · Price: $25.59

Fundamentals Snapshot

Metric PATH UPST
Market Cap
Forward P/E 18.0 7.4
Trailing P/E 20.1 50.2
Revenue (TTM)
Revenue Growth 0.1% 0.4%
Gross Margin 0.8% 0.8%
Operating Margin 0.1% 0.1%
EPS 0.69 0.50
Dividend Yield

Frequently Asked Questions

Based on our detailed analysis, UPST is currently the stronger investment candidate based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.