PCTY vs SPSC

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Oct 23, 2026

PCTY

31.1
AI Score
VS
SPSC Wins

SPSC

37.0
AI Score

Investment Advisor Scores

PCTY

31score
Recommendation
SELL

SPSC

37score
Recommendation
SELL

AI Analyst Insights

AI insights temporarily unavailable

Detailed Metrics Comparison

Metric PCTY SPSC Winner
Revenue 1.33B 389.94M PCTY
Net Income 209.44M 26.59M PCTY
Gross Margin 69.7% 69.7% SPSC
Net Margin 15.8% 6.8% PCTY
Operating Income 301.57M 32.97M PCTY
ROE 17.7% 2.8% PCTY
ROA 3.8% 2.4% PCTY
Total Assets 5.44B 1.13B PCTY
Cash 299.73M 173.17M PCTY
Current Ratio 1.08 2.26 SPSC
Free Cash Flow 405.84M 105.92M PCTY

Relative Price Performance (Last 90 Days)

PCTY 1M: +23.7% · 3M: +41.8% SPSC 1M: +13.1% · 3M: +50.3%

Current Technical Phase

PCTY

Markup
Hold / add on dips

Price above SMA50, rising 50-day trend (5.2% over 20 days), RSI 83

RSI (14): 82.9 · Price: $177.67

SPSC

Markup
Hold / add on dips

Price above SMA50, rising 50-day trend (8.1% over 20 days), RSI 72

RSI (14): 72.2 · Price: $91.94

Fundamentals Snapshot

Metric PCTY SPSC
Market Cap — —
Forward P/E 20.5 17.3
Trailing P/E 34.6 42.6
Revenue (TTM) — —
Revenue Growth 0.1% 0.1%
Gross Margin 0.7% 0.7%
Operating Margin 0.2% 0.2%
EPS 4.90 2.10
Dividend Yield — —

Frequently Asked Questions

Based on our detailed analysis, SPSC is currently the stronger investment candidate, winning 2 of the key financial metrics based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.