PFSI vs ESNT

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Sep 24, 2026

PFSI

42.4
AI Score
VS
ESNT Wins

ESNT

52.4
AI Score

Investment Advisor Scores

PFSI

42score
Recommendation
HOLD

ESNT

52score
Recommendation
HOLD

AI Analyst Insights

Detailed Metrics Comparison

Metric PFSI ESNT Winner
Forward P/E 8.9526 8.2645 ESNT
PEG Ratio 4.67 0.84 ESNT
Revenue Growth 1.8% 13.6% ESNT
Earnings Growth -83.9% 7.8% ESNT
Tradestie Score 42.4/100 52.4/100 ESNT
Profit Margin 11.8% 51.4% ESNT
Beta 1.00 1.00 Tie
AI Recommendation HOLD HOLD Tie

Relative Price Performance (Last 90 Days)

PFSI 1M: -12.5% · 3M: -25.8% ESNT 1M: -13.6% · 3M: -9.2%

Current Technical Phase

PFSI

Markdown
Sell / avoid

Price below a falling SMA50 (slope -8.3%), weak momentum, RSI 23

RSI (14): 22.7 · Price: $61.95

ESNT

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 21

RSI (14): 21.0 · Price: $58.86

Fundamentals Snapshot

Metric PFSI ESNT
Market Cap — —
Forward P/E 5.8 7.5
Trailing P/E 8.5 8.1
Revenue (TTM) — —
Revenue Growth 0.0% 0.1%
Gross Margin 0.9% 0.8%
Operating Margin 0.0% 0.7%
EPS 7.27 7.17
Dividend Yield 0.02% 0.02%

Frequently Asked Questions

Based on our detailed analysis, ESNT is currently the stronger investment candidate based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.