PFSI vs ESNT

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Jul 26, 2026

PFSI

56.3
AI Score
VS
PFSI Wins

ESNT

49.2
AI Score

Investment Advisor Scores

PFSI

56score
Recommendation
HOLD

ESNT

49score
Recommendation
HOLD

AI Analyst Insights

Detailed Metrics Comparison

Metric PFSI ESNT Winner
Forward P/E 5.4259 9.0827 PFSI
PEG Ratio 4.67 0.84 ESNT
Revenue Growth -16.6% 5.8% ESNT
Earnings Growth 7.7% 7.7% Tie
Tradestie Score 56.3/100 49.2/100 PFSI
Profit Margin 15.3% 53.6% ESNT
Beta 1.00 1.00 Tie
AI Recommendation HOLD HOLD Tie

Relative Price Performance (Last 90 Days)

PFSI 1M: -11.1% · 3M: -16.5% ESNT 1M: +2.2% · 3M: +9.0%

Current Technical Phase

PFSI

Markdown
Sell / avoid

Price below a falling SMA50 (slope -2.8%), weak momentum, RSI 33

RSI (14): 33.4 · Price: $75.41

ESNT

Markup
Hold / add on dips

Price above SMA50, rising 50-day trend (2.4% over 20 days), RSI 56

RSI (14): 55.7 · Price: $65.96

Fundamentals Snapshot

Metric PFSI ESNT
Market Cap
Forward P/E 6.5 8.6
Trailing P/E 9.1 9.7
Revenue (TTM)
Revenue Growth -0.2% 0.1%
Gross Margin 0.9% 0.8%
Operating Margin 0.1% 0.6%
EPS 8.30 6.86
Dividend Yield 0.00% 0.02%

Frequently Asked Questions

Based on our detailed analysis, PFSI is currently the stronger investment candidate based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.