ESNT vs NMIH

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Aug 11, 2026

ESNT

55.3
AI Score
VS
ESNT Wins

NMIH

39.6
AI Score

Investment Advisor Scores

ESNT

55score
Recommendation
HOLD

NMIH

40score
Recommendation
SELL

AI Analyst Insights

Detailed Metrics Comparison

Metric ESNT NMIH Winner
Forward P/E 9.5329 8.4674 NMIH
PEG Ratio 0.84 1.66 ESNT
Revenue Growth 13.6% 8.1% ESNT
Earnings Growth 7.8% 14.1% NMIH
Tradestie Score 55.3/100 39.6/100 ESNT
Profit Margin 51.4% 54.1% NMIH
Beta 1.00 1.00 Tie
AI Recommendation HOLD SELL ESNT

Relative Price Performance (Last 90 Days)

ESNT 1M: +5.7% · 3M: +10.0% NMIH 1M: +8.6% · 3M: +19.6%

Current Technical Phase

ESNT

Markup
Hold / add on dips

Price above SMA50, rising 50-day trend (5.7% over 20 days), RSI 55

RSI (14): 55.2 · Price: $68.07

NMIH

Markup
Hold / add on dips

Price above SMA50, rising 50-day trend (8.0% over 20 days), RSI 62

RSI (14): 61.6 · Price: $45.16

Fundamentals Snapshot

Metric ESNT NMIH
Market Cap
Forward P/E 8.7 8.3
Trailing P/E 9.6 9.0
Revenue (TTM)
Revenue Growth 0.1% 0.1%
Gross Margin 0.8% 0.8%
Operating Margin 0.7% 0.8%
EPS 7.12 5.05
Dividend Yield 0.02%

Frequently Asked Questions

Based on our detailed analysis, ESNT is currently the stronger investment candidate based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.