ESNT vs HLI

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Sep 27, 2026

ESNT

45.1
AI Score
VS
ESNT Wins

HLI

36.9
AI Score

Investment Advisor Scores

ESNT

45score
Recommendation
HOLD

HLI

37score
Recommendation
SELL

AI Analyst Insights

AI insights temporarily unavailable

Detailed Metrics Comparison

Metric ESNT HLI Winner
Revenue 698.76M 511.00M ESNT
Net Income 361.51M 78.00M ESNT
Net Margin 51.7% 15.3% ESNT
ROE 6.4% 3.5% ESNT
ROA 4.8% 2.1% ESNT
Total Assets 7.59B 3.72B ESNT
Cash 74.33M 745.00M HLI
Free Cash Flow 387.34M -342.00M ESNT

Relative Price Performance (Last 90 Days)

ESNT 1M: -12.7% · 3M: -6.7% HLI 1M: -5.1% · 3M: -11.3%

Current Technical Phase

ESNT

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 29

RSI (14): 29.5 · Price: $60.22

HLI

Markdown
Sell / avoid

Price below a falling SMA50 (slope -1.9%), weak momentum, RSI 41

RSI (14): 40.9 · Price: $126.37

Fundamentals Snapshot

Metric ESNT HLI
Market Cap — —
Forward P/E 7.6 14.8
Trailing P/E 8.2 21.2
Revenue (TTM) — —
Revenue Growth 0.1% -0.2%
Gross Margin 0.8% 0.9%
Operating Margin 0.7% 0.2%
EPS 7.17 6.05
Dividend Yield 0.02% 0.02%

Frequently Asked Questions

Based on our detailed analysis, ESNT is currently the stronger investment candidate, winning 7 of the key financial metrics based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.