RPAY vs SPT

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Nov 12, 2026

RPAY

41.2
AI Score
VS
RPAY Wins

SPT

40.3
AI Score

Investment Advisor Scores

RPAY

41score
Recommendation
HOLD

SPT

40score
Recommendation
HOLD

AI Analyst Insights

Detailed Metrics Comparison

Metric RPAY SPT Winner
Forward P/E 5.8824 6.5488 RPAY
PEG Ratio 0 0.1586 Tie
Revenue Growth 97.4% 8.3% RPAY
Earnings Growth 0.0% 0.0% Tie
Tradestie Score 41.2/100 40.3/100 RPAY
Profit Margin -41.2% -5.4% SPT
Beta 1.00 1.00 Tie
AI Recommendation HOLD HOLD Tie

Relative Price Performance (Last 90 Days)

RPAY 1M: +6.3% · 3M: +9.7% SPT 1M: +1.9% · 3M: +14.4%

Current Technical Phase

RPAY

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 48

RSI (14): 48.3 · Price: $4.20

SPT

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 50

RSI (14): 49.7 · Price: $11.41

Fundamentals Snapshot

Metric RPAY SPT
Market Cap — —
Forward P/E 4.3 6.7
Trailing P/E — —
Revenue (TTM) — —
Revenue Growth 1.0% 0.1%
Gross Margin 0.7% 0.8%
Operating Margin 0.0% 0.1%
EPS -2.02 -0.45
Dividend Yield — —

Frequently Asked Questions

Based on our detailed analysis, RPAY is currently the stronger investment candidate based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.