SCHW vs COF

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Sep 05, 2026

SCHW

57.3
AI Score
VS
SCHW Wins

COF

54.2
AI Score

Investment Advisor Scores

SCHW

57score
Recommendation
HOLD

COF

54score
Recommendation
HOLD

AI Analyst Insights

AI insights temporarily unavailable

Detailed Metrics Comparison

Metric SCHW COF Winner
Revenue 13.55B 15.23B COF
Net Income 5.28B 2.17B SCHW
Net Margin 38.9% 14.3% SCHW
ROE 10.5% 1.9% SCHW
ROA 1.0% 0.3% SCHW
Total Assets 517.27B 682.90B COF
Free Cash Flow 11.32B 5.47B SCHW

Relative Price Performance (Last 90 Days)

SCHW 1M: +1.5% · 3M: +23.0% COF 1M: -0.2% · 3M: +21.5%

Current Technical Phase

SCHW

Markup
Hold / add on dips

Price above SMA50, rising 50-day trend (8.4% over 20 days), RSI 53

RSI (14): 53.5 · Price: $109.29

COF

Markup
Hold / add on dips

Price above SMA50, rising 50-day trend (5.8% over 20 days), RSI 56

RSI (14): 55.7 · Price: $219.60

Fundamentals Snapshot

Metric SCHW COF
Market Cap
Forward P/E 14.0 9.1
Trailing P/E 19.7 11.9
Revenue (TTM)
Revenue Growth 0.2% 11.1%
Gross Margin 1.0% 1.0%
Operating Margin 0.5% 0.3%
EPS 5.60 18.48
Dividend Yield 0.01% 0.01%

Frequently Asked Questions

Based on our detailed analysis, SCHW is currently the stronger investment candidate, winning 5 of the key financial metrics based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.