TOST vs CPAY

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Sep 22, 2026

TOST

46.1
AI Score
VS
TOST Wins

CPAY

32.8
AI Score

Investment Advisor Scores

TOST

46score
Recommendation
HOLD

CPAY

33score
Recommendation
SELL

AI Analyst Insights

Detailed Metrics Comparison

Metric TOST CPAY Winner
Forward P/E 17.6056 12.9199 CPAY
PEG Ratio 0.2473 0.7604 TOST
Revenue Growth 23.1% 21.5% TOST
Earnings Growth 100.0% -7.0% TOST
Tradestie Score 46.1/100 32.8/100 TOST
Profit Margin 7.1% 22.7% CPAY
Beta 1.00 1.00 Tie
AI Recommendation HOLD SELL TOST

Relative Price Performance (Last 90 Days)

TOST 1M: -13.0% · 3M: +1.4% CPAY 1M: -3.7% · 3M: +10.6%

Current Technical Phase

TOST

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 34

RSI (14): 34.2 · Price: $29.23

CPAY

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 40

RSI (14): 40.1 · Price: $389.73

Fundamentals Snapshot

Metric TOST CPAY
Market Cap — —
Forward P/E 16.9 12.4
Trailing P/E 38.7 23.9
Revenue (TTM) — —
Revenue Growth 0.2% 0.2%
Gross Margin 0.3% 0.8%
Operating Margin 0.1% 0.5%
EPS 0.75 16.28
Dividend Yield — —

Frequently Asked Questions

Based on our detailed analysis, TOST is currently the stronger investment candidate based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.