TOST vs CPAY

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Aug 02, 2026

TOST

52.2
AI Score
VS
CPAY Wins

CPAY

63.1
AI Score

Investment Advisor Scores

TOST

52score
Recommendation
HOLD

CPAY

63score
Recommendation
BUY

AI Analyst Insights

Detailed Metrics Comparison

Metric TOST CPAY Winner
Forward P/E 23.6407 15.083 CPAY
PEG Ratio 0.2473 0.942 TOST
Revenue Growth 21.9% 25.4% CPAY
Earnings Growth 123.0% 49.1% TOST
Tradestie Score 52.2/100 63.1/100 CPAY
Profit Margin 6.4% 24.6% CPAY
Beta 1.00 1.00 Tie
AI Recommendation HOLD BUY CPAY

Relative Price Performance (Last 90 Days)

TOST 1M: +12.4% · 3M: +13.1% CPAY 1M: +12.1% · 3M: +24.7%

Current Technical Phase

TOST

Markup
Hold / add on dips

Price above SMA50, rising 50-day trend (5.6% over 20 days), RSI 66

RSI (14): 65.5 · Price: $32.27

CPAY

Markup
Hold / add on dips

Price above SMA50, rising 50-day trend (5.4% over 20 days), RSI 61

RSI (14): 60.6 · Price: $382.11

Fundamentals Snapshot

Metric TOST CPAY
Market Cap
Forward P/E 19.1 12.5
Trailing P/E 48.3 23.5
Revenue (TTM)
Revenue Growth 0.2% 0.3%
Gross Margin 0.3% 0.8%
Operating Margin 0.1% 0.4%
EPS 0.68 16.58
Dividend Yield

Frequently Asked Questions

Based on our detailed analysis, CPAY is currently the stronger investment candidate based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.