CPAY vs TOST

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Sep 22, 2026

CPAY

32.8
AI Score
VS
TOST Wins

TOST

46.1
AI Score

Investment Advisor Scores

CPAY

33score
Recommendation
SELL

TOST

46score
Recommendation
HOLD

AI Analyst Insights

Detailed Metrics Comparison

Metric CPAY TOST Winner
Forward P/E 12.9199 17.6056 CPAY
PEG Ratio 0.7604 0.2473 TOST
Revenue Growth 21.5% 23.1% TOST
Earnings Growth -7.0% 100.0% TOST
Tradestie Score 32.8/100 46.1/100 TOST
Profit Margin 22.7% 7.1% CPAY
Beta 1.00 1.00 Tie
AI Recommendation SELL HOLD TOST

Relative Price Performance (Last 90 Days)

CPAY 1M: -5.2% · 3M: +10.7% TOST 1M: -12.5% · 3M: +1.1%

Current Technical Phase

CPAY

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 46

RSI (14): 45.9 · Price: $394.60

TOST

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 39

RSI (14): 39.2 · Price: $29.79

Fundamentals Snapshot

Metric CPAY TOST
Market Cap — —
Forward P/E 12.6 17.2
Trailing P/E 23.6 36.5
Revenue (TTM) — —
Revenue Growth 0.2% 0.2%
Gross Margin 0.8% 0.3%
Operating Margin 0.5% 0.1%
EPS 16.49 0.80
Dividend Yield — —

Frequently Asked Questions

Based on our detailed analysis, TOST is currently the stronger investment candidate based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.