UNH vs HUM
Head-to-Head Stock Analysis & Investment Rating
Last Updated: Aug 25, 2026
UNH
60.7
AI Score
VS
UNH Wins
HUM
60.4
AI Score
Investment Advisor Scores
AI Analyst Insights
AI insights temporarily unavailable
Detailed Metrics Comparison
| Metric | UNH | HUM | Winner |
|---|---|---|---|
| Revenue | 223.75B | 39.65B | UNH |
| Net Income | 11.76B | 1.19B | UNH |
| Net Margin | 5.3% | 3.0% | UNH |
| Operating Income | 16.98B | 1.75B | UNH |
| ROE | 11.3% | 6.4% | UNH |
| ROA | 3.8% | 2.1% | UNH |
| Total Assets | 309.73B | 55.28B | UNH |
| Cash | 28.59B | 4.95B | UNH |
| Debt/Equity | 0.66 | 0.66 | HUM |
| Current Ratio | 0.78 | 1.77 | HUM |
| Free Cash Flow | 18.40B | 1.13B | UNH |
Relative Price Performance (Last 90 Days)
UNH 1M: -5.2%
· 3M: +2.6%
HUM 1M: -0.7%
· 3M: +25.5%
Current Technical Phase
UNH
NeutralHold
Mixed signals - no dominant trend phase, RSI 45
HUM
MarkupHold / add on dips
Price above SMA50, rising 50-day trend (5.8% over 20 days), RSI 54
Fundamentals Snapshot
| Metric | UNH | HUM |
|---|---|---|
| Market Cap | — | — |
| Forward P/E | 17.8 | 23.3 |
| Trailing P/E | 25.1 | 35.8 |
| Revenue (TTM) | — | — |
| Revenue Growth | 0.0% | 0.3% |
| Gross Margin | 0.2% | 0.1% |
| Operating Margin | 0.1% | 0.0% |
| EPS | 15.57 | 10.57 |
| Dividend Yield | 0.02% | 0.01% |
Frequently Asked Questions
Based on our detailed analysis, UNH is currently the stronger investment candidate, winning 9 of the key financial metrics based on our comprehensive scoring model.
We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.
Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.