UPLD vs PCTY

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Nov 11, 2026

UPLD

45.6
AI Score
VS
UPLD Wins

PCTY

36.7
AI Score

Investment Advisor Scores

UPLD

46score
Recommendation
HOLD

PCTY

37score
Recommendation
SELL

AI Analyst Insights

AI insights temporarily unavailable

Detailed Metrics Comparison

Metric UPLD PCTY Winner
Revenue 145.36M 451.67M PCTY
Net Income -37.00M 57.64M PCTY
Gross Margin 75.8% 67.3% UPLD
Net Margin -25.5% 12.8% PCTY
Operating Income -19.31M 82.21M PCTY
ROE 40.4% 5.0% UPLD
ROA -10.5% 1.3% PCTY
Total Assets 352.09M 4.55B PCTY
Cash 28.91M 194.52M PCTY
Current Ratio 0.90 1.04 PCTY
Free Cash Flow 13.46M 76.58M PCTY

Relative Price Performance (Last 90 Days)

UPLD 1M: -1.6% · 3M: -49.7% PCTY 1M: +13.2% · 3M: +17.2%

Current Technical Phase

UPLD

Markdown
Sell / avoid

Price below a falling SMA50 (slope -9.8%), weak momentum, RSI 37

RSI (14): 37.3 · Price: $3.07

PCTY

Markup
Hold / add on dips

Price above SMA50, rising 50-day trend (5.6% over 20 days), RSI 70

RSI (14): 69.7 · Price: $178.94

Fundamentals Snapshot

Metric UPLD PCTY
Market Cap — —
Forward P/E 0.7 20.6
Trailing P/E — 34.5
Revenue (TTM) — —
Revenue Growth -0.1% 0.1%
Gross Margin 0.8% 0.7%
Operating Margin 0.1% 0.2%
EPS -14.15 5.15
Dividend Yield — —

Frequently Asked Questions

Based on our detailed analysis, UPLD is currently the stronger investment candidate, winning 2 of the key financial metrics based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.