UPST vs AGM
Head-to-Head Stock Analysis & Investment Rating
Last Updated: Aug 14, 2026
UPST
42.3
AI Score
VS
UPST Wins
AGM
36.0
AI Score
Investment Advisor Scores
AGM
36score
Recommendation
SELL
AI Analyst Insights
AI insights temporarily unavailable
Detailed Metrics Comparison
| Metric | UPST | AGM | Winner |
|---|---|---|---|
| Net Income | -108.67M | 126.07M | AGM |
| ROE | -16.2% | 6.8% | AGM |
| ROA | -5.6% | 0.3% | AGM |
| Total Assets | 1.94B | 39.29B | AGM |
| Cash | 422.41M | 842.06M | AGM |
Relative Price Performance (Last 90 Days)
UPST 1M: +9.8%
· 3M: +5.0%
AGM 1M: +7.5%
· 3M: +24.8%
Current Technical Phase
UPST
NeutralHold
Mixed signals - no dominant trend phase, RSI 52
AGM
NeutralHold
Mixed signals - no dominant trend phase, RSI 48
Fundamentals Snapshot
| Metric | UPST | AGM |
|---|---|---|
| Market Cap | — | — |
| Forward P/E | 9.3 | 9.5 |
| Trailing P/E | 58.9 | 12.4 |
| Revenue (TTM) | — | — |
| Revenue Growth | 0.4% | 0.2% |
| Gross Margin | 0.8% | 1.0% |
| Operating Margin | 0.1% | 0.7% |
| EPS | 0.49 | 17.80 |
| Dividend Yield | — | 0.03% |
Frequently Asked Questions
Based on our detailed analysis, UPST is currently the stronger investment candidate based on our comprehensive scoring model.
We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.
Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.