UPST vs AGM

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Sep 10, 2026

UPST

53.5
AI Score
VS
AGM Wins

AGM

64.5
AI Score

Investment Advisor Scores

UPST

54score
Recommendation
HOLD

AGM

65score
Recommendation
BUY

AI Analyst Insights

AI insights temporarily unavailable

Detailed Metrics Comparison

Metric UPST AGM Winner
Net Income -108.67M 126.07M AGM
ROE -16.2% 6.8% AGM
ROA -5.6% 0.3% AGM
Total Assets 1.94B 39.29B AGM
Cash 422.41M 842.06M AGM

Relative Price Performance (Last 90 Days)

UPST 1M: -12.1% · 3M: -19.5% AGM 1M: -5.3% · 3M: +24.3%

Current Technical Phase

UPST

Markdown
Sell / avoid

Price below a falling SMA50 (slope -4.4%), weak momentum, RSI 36

RSI (14): 35.9 · Price: $25.59

AGM

Markup
Hold / add on dips

Price above SMA50, rising 50-day trend (7.5% over 20 days), RSI 55

RSI (14): 54.8 · Price: $225.51

Fundamentals Snapshot

Metric UPST AGM
Market Cap
Forward P/E 7.4 9.8
Trailing P/E 50.2 12.3
Revenue (TTM)
Revenue Growth 0.4% 0.2%
Gross Margin 0.8% 1.0%
Operating Margin 0.1% 0.7%
EPS 0.50 18.28
Dividend Yield 0.03%

Frequently Asked Questions

Based on our detailed analysis, AGM is currently the stronger investment candidate, winning 5 of the key financial metrics based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.