UPST vs EZPW

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Sep 12, 2026

UPST

46.9
AI Score
VS
UPST Wins

EZPW

47.2
AI Score

Investment Advisor Scores

UPST

47score
Recommendation
HOLD

EZPW

47score
Recommendation
HOLD

AI Analyst Insights

Detailed Metrics Comparison

Metric UPST EZPW Winner
Forward P/E 14.3885 15.0376 UPST
PEG Ratio 0 0.275 Tie
Revenue Growth 42.3% 34.7% UPST
Earnings Growth 211.2% 41.2% UPST
Tradestie Score 46.9/100 47.2/100 EZPW
Profit Margin 4.7% 10.0% EZPW
Beta 1.00 1.00 Tie
AI Recommendation HOLD HOLD Tie

Relative Price Performance (Last 90 Days)

UPST 1M: -12.1% · 3M: -19.5% EZPW 1M: +12.3% · 3M: +5.6%

Current Technical Phase

UPST

Markdown
Sell / avoid

Price below a falling SMA50 (slope -4.4%), weak momentum, RSI 36

RSI (14): 35.9 · Price: $25.59

EZPW

Neutral
Hold

Mixed signals - no dominant trend phase, RSI 53

RSI (14): 52.6 · Price: $32.47

Fundamentals Snapshot

Metric UPST EZPW
Market Cap
Forward P/E 7.4 14.9
Trailing P/E 50.2 16.7
Revenue (TTM)
Revenue Growth 0.4% 0.3%
Gross Margin 0.8% 0.6%
Operating Margin 0.1% 0.1%
EPS 0.50 1.95
Dividend Yield

Frequently Asked Questions

Based on our detailed analysis, UPST is currently the stronger investment candidate based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.