UPST vs EZPW

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Oct 24, 2026

UPST

57.1
AI Score
VS
UPST Wins

EZPW

39.9
AI Score

Investment Advisor Scores

UPST

57score
Recommendation
HOLD

EZPW

40score
Recommendation
AVOID NEW MONEY

AI Analyst Insights

Detailed Metrics Comparison

Metric UPST EZPW Winner
Forward P/E 13.587 13.7174 UPST
PEG Ratio 0 0.275 Tie
Revenue Growth 42.3% 34.7% UPST
Earnings Growth 211.2% 41.2% UPST
Tradestie Score 57.1/100 39.9/100 UPST
Profit Margin 4.7% 10.0% EZPW
Beta 1.00 1.00 Tie
AI Recommendation HOLD AVOID NEW MONEY UPST

Relative Price Performance (Last 90 Days)

UPST 1M: -13.7% · 3M: -33.6% EZPW 1M: -14.4% · 3M: -1.2%

Current Technical Phase

UPST

Markdown
Sell / avoid

Price below a falling SMA50 (slope -10.3%), weak momentum, RSI 38

RSI (14): 37.6 · Price: $20.56

EZPW

Markdown
Sell / avoid

Price below a falling SMA50 (slope -0.8%), weak momentum, RSI 40

RSI (14): 40.2 · Price: $28.30

Fundamentals Snapshot

Metric UPST EZPW
Market Cap — —
Forward P/E 7.1 12.8
Trailing P/E 33.5 14.5
Revenue (TTM) — —
Revenue Growth 0.3% 0.3%
Gross Margin 0.8% 0.6%
Operating Margin 0.1% 0.1%
EPS 0.61 1.99
Dividend Yield — —

Frequently Asked Questions

Based on our detailed analysis, UPST is currently the stronger investment candidate based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.