UPST vs WU

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Sep 21, 2026

UPST

61.9
AI Score
VS
UPST Wins

WU

42.5
AI Score

Investment Advisor Scores

UPST

62score
Recommendation
HOLD

WU

43score
Recommendation
HOLD

AI Analyst Insights

Detailed Metrics Comparison

Metric UPST WU Winner
Forward P/E 13.8122 4.1649 WU
PEG Ratio 0 10.9621 Tie
Revenue Growth 42.3% -1.3% UPST
Earnings Growth 211.2% -35.1% UPST
Tradestie Score 61.9/100 42.5/100 UPST
Profit Margin 4.7% 9.8% WU
Beta 1.00 1.00 Tie
AI Recommendation HOLD HOLD Tie

Relative Price Performance (Last 90 Days)

UPST 1M: -16.2% · 3M: -34.0% WU 1M: -14.7% · 3M: -24.8%

Current Technical Phase

UPST

Markdown
Sell / avoid

Price below a falling SMA50 (slope -9.5%), weak momentum, RSI 31

RSI (14): 31.3 · Price: $22.95

WU

Markdown
Sell / avoid

Price below a falling SMA50 (slope -7.7%), weak momentum, RSI 32

RSI (14): 31.9 · Price: $6.02

Fundamentals Snapshot

Metric UPST WU
Market Cap — —
Forward P/E 6.6 4.0
Trailing P/E 44.2 4.8
Revenue (TTM) — —
Revenue Growth 0.4% 0.0%
Gross Margin 0.8% 0.4%
Operating Margin 0.1% 0.1%
EPS 0.52 1.23
Dividend Yield — 0.16%

Frequently Asked Questions

Based on our detailed analysis, UPST is currently the stronger investment candidate based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.