UPST vs WU

Head-to-Head Stock Analysis & Investment Rating

Last Updated: Sep 10, 2026

UPST

53.5
AI Score
VS
UPST Wins

WU

43.6
AI Score

Investment Advisor Scores

UPST

54score
Recommendation
HOLD

WU

44score
Recommendation
HOLD

AI Analyst Insights

Detailed Metrics Comparison

Metric UPST WU Winner
Forward P/E 15.5763 4.5725 WU
PEG Ratio 0 12.0349 Tie
Revenue Growth 42.3% -1.3% UPST
Earnings Growth 211.2% -35.1% UPST
Tradestie Score 53.5/100 43.6/100 UPST
Profit Margin 4.7% 9.8% WU
Beta 1.00 1.00 Tie
AI Recommendation HOLD HOLD Tie

Relative Price Performance (Last 90 Days)

UPST 1M: -12.1% · 3M: -19.5% WU 1M: -2.9% · 3M: -5.3%

Current Technical Phase

UPST

Markdown
Sell / avoid

Price below a falling SMA50 (slope -4.4%), weak momentum, RSI 36

RSI (14): 35.9 · Price: $25.59

WU

Markdown
Sell / avoid

Price below a falling SMA50 (slope -1.3%), weak momentum, RSI 39

RSI (14): 39.3 · Price: $6.93

Fundamentals Snapshot

Metric UPST WU
Market Cap
Forward P/E 7.4 4.6
Trailing P/E 50.2 5.6
Revenue (TTM)
Revenue Growth 0.4% 0.0%
Gross Margin 0.8% 0.4%
Operating Margin 0.1% 0.1%
EPS 0.50 1.24
Dividend Yield 0.14%

Frequently Asked Questions

Based on our detailed analysis, UPST is currently the stronger investment candidate based on our comprehensive scoring model.

We analyze revenue and earnings growth rates in the "Growth" section above. Generally, the company with higher year-over-year revenue and EPS growth is fostering better expansion. Check the table above for the specific growth percentages.

Valuation is determined by metrics like the P/E Ratio and PEG Ratio. A lower P/E typically suggests a stock is cheaper relative to its earnings. Refer to the "Valuation" section in our comparison table to see which stock currently trades at a more attractive multiple.